11 | Payoff debt and reduce expenses. The Tax Free raise

Paying of debt and reducing expenses has been one of the BEST decisions of my life! I call it the tax-free raise. If your job gives your a 5% raise, Uncle Sam will be right there waiting for his cut. If you pay off a debt that extra money is 100% your and Uncle Sam gets NOTING. This is the power of a debt snow ball you are systematically giving yourself a raise!

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