After The Paycheck Rubino & Liang Wealth Partners

Ryan and Adam discuss the options you have with old retirement accounts and what are some factors you may want to consider before making the choice that is best for you.

Do dividend-paying stocks still play a role in retiree portfolios today?

In this episode, John & Adam discuss the cause-and-effect relationship dividend-paying stocks can have on your income in retirement.

Sam and Adam discuss five tips for making a retirement income drawdown strategy, and also discuss other factors you need to consider, including:

- Your marital status
- Your savings
- Your life expectancy
- The kinds of retirement accounts you have
- What you think your expenses will be in retirement

So, before you start running to the Social Security office and filling out that paperwork on your 62nd birthday, take a moment to consider if it's in your best interest to start making those withdrawals as soon as you're eligible to do so.

In this episode Ryan and Adam cover five common phrases/rules of thumb often repeated on the topic of retirement planning, and explore reasons why/when that phrase may or may NOT be a great fit for your retirement planning situation:

Your Current Age Should Be The % Of Your Portfolio In Bonds
The 4% Rule
Taking Big Risks For Big Rewards
Tax-Deferred Retirement Accounts Are The Best Way To Grow Your Retirement Savings
Your Expenses Diminish in Retirement So Your Don't Need As Much Income

You may have heard this before, but if you think your retirement situation will be similar to that of your grandparents or parents, you may be in for a rude awakening.

In this episode, Sam and Adam discuss:
- WHAT these challenges are
- Why they might affect your retirement planning situation
- How you can address each challenge today

Since the evolution of the modern retirement plan, bonds have been used as a way to diversify portfolios, generate income, and preserve capital. The bond market is sometimes even used as a capital appreciation tool.

But with interest rates so low, is there still a role for bonds in today’s retirement portfolio? Traditionally, bonds were used in the past to mitigate risk while still providing yield to your portfolio, but are there other options for today’s environment?