Worth Listening Lauryn Williams

Student loans have gone crazy! Payments are starting back up in October and people are desperately trying to figure out what they need to do to prepare. So I’m going to share everything you need to know related to getting ready to start repaying your loans again. There have been a lot of changes so if you have student loans or are thinking about getting student loans, you need to listen to this. 
In the episode, I share:
Lump sum payments and who shouldn’t be making them
Steps to take before payments begin in October
Forgiveness plans and who they’re for
Why you need to be thinking about your student loan situation
The coming Income-Driven Repayment tracker
Why now is the time to take advantage of getting on the right student loan repayment plan
The difference between consolidation and refinancing
Why consolidation is not the right fit for everyone
What refinancing means and why it’s not for everyone
The new SAVE plan
If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
Instagram: @worthwinning
Twitter: @worth_winning
Facebook: @worthwinningfp
LinkedIn: @lauryn-williams
Mentioned Resources:
Frugal Living and the FIRE Movement, with Travis Hornsby
Visit Student Loan Planner to learn more about student loans and schedule a consultation to discover your best repayment plan.
Please reach out at emily@worth-winning.com if you’re interested in learning more about bringing a corporate financial wellness presentation to your organization.
If you want to share your money memoir on the podcast, contact us at podcast@worth-listening.com.

Today NFL player Kelvin Beachum joins the podcast. Kelvin is a Texas native entering his 12th season. In addition to playing football, he is also a board member, advisor, active technology investor, and philanthropist.
Today Kevin will share with us his money memoir including his entry into the NFL and why he has continued to pursue other opportunities while playing. You will be encouraged and motivated by his message.
In this episode we discuss:
Living below your means
How your experiences and exposure change your relationship with money
That all NFL players aren’t instant millionaires
The importance of purposeful spending
How Kelvin got started in the world of Venture Capital 
Curiosity and the impact of being a life long learner
The role of networking in financial success and opportunities
Donor Advised Fund (DAF)
Mentioned Resources:
www.kelvinbeachum.com
If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
Instagram: @worthwinning
Twitter: @worth_winning
Facebook: @worthwinningfp
LinkedIn: @lauryn-williams
If you want to connect further with Kelvin Beachum:
LinkedIn: @kb2smu

Today Carrie Nicholson joins Lauryn Williams on the podcast. Carrie is a business manager who enjoys all things money and wealth. Before quitting her job to become full-time self-employed for the past decade, she was a tax accountant and Certified Bookkeeper. In 2018, she sold her first finance blog, Careful Cents, for nearly six figures. Today, she owns multiple online businesses including a YouTube channel about cash budgeting and a Colorado travel blog.
Today Carrie will share with us more about where her interest in finances came from and how she uses her personal financial story to create income while helping others.
In This Episode, They Discuss:
The balance of serving, ministry, and earning in income
The trade school option to get into accounting
How she built and sold a finance blog for freelancers
How she and her husband are building a travel blog with the intention to sell
Budgeting, emergency funds, and creating a savings plan
Cash stuffing and savings challenges

Mentioned Resources:
Natalie Bacon, Financial Coach
If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
Instagram: @worthwinning
Twitter: @worth_winning
Facebook: @worthwinningfp
LinkedIn: @lauryn-williams
If you want to connect further with Carrie Nicholson:
Instagram: @carrieconsiders
YouTube: @carrieconsiders
 

Summer is here, kids are out of school, people are headed out on vacations, and it’s the time of year when scarcity mindset starts to set in for many. Podcast host and Certified Financial Planner Lauryn Williams shares how this is playing out in her own life right now. She’s also jumping back into the podcast archives to bring back one of her favorite episodes to address scarcity mindset and financial literacy to help change the trajectory of where you want to go financially.
In the episode, Lauryn and guest Claudia Steer discuss:
What it’s like living with a scarcity mindset.
What it means to be “house poor” and the importance of understanding your mortgage options.
The “good debt vs bad debt” myth.
The importance of financial literacy when it comes to things like student loans, 401k, and financial planning.
The fact that financial mistakes don’t always equal frivolous spending.
 
If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
Instagram: @worthwinning
Twitter: @worth_winning
Facebook: @worthwinningfp
LinkedIn: @lauryn-williams
 
If you want to share your money memoir on the podcast, contact us at podcast@worth-listening.com.

The Worth Listening podcast is excited to get back to sharing money memoirs. Listening to the money stories of others allows us to learn from the experience and unique perspectives of others. Sean Johnson-Sippial joins host Lauryn Williams on the podcast to share his money memoir. 
Sean is a self-proclaimed Bitcoin evangelist who found Bitcoin in 2016 and hasn’t looked back.
In this episode, Lauryn and Sean talk about:
The common theme of entrepreneurship that ran throughout his childhood
His drive to keep his money and the importance of delayed gratification
How he fell into Bitcoin as it was emerging
What Bitcoin is and how it started
The risk tolerance of Bitcoin and how it compares with other investments
The importance of having an investment thesis
Why he’s choosing to focus on Bitcoin in the current economic climate
If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
Instagram: @worthwinning
Twitter: @worth_winning
Facebook: @worthwinningfp
LinkedIn: @lauryn-williams
You can further connect with Sean on Twitter: @stakamoto21
If you want to share your money memoir on the podcast, contact us at podcast@worth-listening.com.

It’s time for a Worth Listening update. There are a lot of exciting things in store for the remainder of 2023 and moving forward. Host and Certified Financial Planner Lauryn Williams, is sharing where the podcast is headed and exciting pivots in her financial planning company, Worth Winning.
In this episode, Lauryn talks about:
The return of additional guests and money memoirs to the podcast
Where you can find Lauryn & Chloe continuing to break down financial planning
How a financial retreat can help you organize your finances along with the 2023 locations and what you can expect for 2024 retreats (hint-hint: 2024 locations are being released soon so you can plan early!)
Workplace financial wellness services
Money school returning as a 6-week course in October
Why it’s time for millennials to get their finances in order
If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
Instagram: @worthwinning
Twitter: @worth_winning
Facebook: @worthwinningfp
LinkedIn: @lauryn-williams
If you want to share your money memoir on the podcast, contact us at podcast@worth-listening.com.
RESOURCES MENTIONED:
Financial Checkup
Corporate Financial Wellness Services
Lauryn is hosting two Welcome to Wealth financial retreats this summer for young professional women. Want to go on an adventure and create a financial plan for your life? Learn more at the links below.
Medellin, Colombia July 2023
Bali, Indonesia August 2023