Money Files: Wealth Over Now Keina Newell

In today's episode, I continue the conversation about under-earning. Money is a tool that can get you anywhere you desire to be, so regardless of your current position or financial status, I want you to make more money!



I guide you through a series of exercises to help cultivate a six-figure mindset based on achieving your dream salary. This concept isn't about making more money for the sake of making more money. Building a six-figure mindset is about establishing goals, exploring possibilities, and confirming the belief that your earning potential is limitless. By clearly outlining your vision for the future and reaffirming a positive financial mindset, no goal is too big.



Whether you've just landed a promotion or are currently at your highest income level, this episode is for you!



Stay tuned for insights on these topics:


[02:49] Introduction to a 6-figure mindset


[05:20] Reflecting on the past and imagining the future


[08:46] Exploring possibilities


[10:00] Establishing beliefs around a 6-figure mindset


[12:17] Leveraging a dream budget


[15:21] Setting goals





Tune into this episode of Money Files to learn how to create a 6-figure mindset around your dream salary number.



Get full show notes and the episode transcript: https://wealthovernow.com/how-to-build-a-6-figure-mindset/



Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

How To Build A Money Team - Wealth Over Now

Negotiating for the Salary You Desire & Deserve with Kim Tran - Wealth Over Now

How To Make A Career Pivot with Kim Tran - Wealth Over Now

Exploring A New Mindset To Make More Money: The Ownership Of You - Wealth Over Now

You Are A Badass At Making Money: Jen Sincero

Overcoming Underearning(R): A Five-Step Plan to a Richer Life

In this episode, I continue my podcast series about underearning. You need to audit your money team to feed your earning potential. Surrounding yourself with the right people and resources is essential to getting the salary you deserve.



I share the three most effective ways to audit your money team. Finding people who positively contribute to your mindset about earning more money will help you aim higher professionally. Whether it is someone you know personally, a voice that inspires you, or a learning resource, building a money team that shifts limiting beliefs and encourages your growth significantly impacts earning potential.



Are you ready to unlock new opportunities and transform your financial future? Listen to learn how a support network and money team can help you earn more. 



Stay tuned for insights on these topics:


[01:14] Recognizing our thoughts about money come from the people around us


[11:29] Auditing your money team to feed your earning potential



[15:06] Cut out people who confirm your biases


[15:49] Invest in a book or podcast about earning more money


[23:12] Find someone who inspires you to earn more






Tune into this episode of Money Files to learn how to audit your money team to feed your earning potential.



Get full show notes and the episode transcript: https://wealthovernow.com/3-essential-steps-to-auditing-your-money-team-for-financial-growth/



Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

How To Build A Money Team - Wealth Over Now

Negotiating for the Salary You Desire & Deserve with Kim Tran - Wealth Over Now

How To Make A Career Pivot with Kim Tran - Wealth Over Now

Exploring A New Mindset To Make More Money: The Ownership Of You - Wealth Over Now

You Are A Badass At Making Money: Jen Sincero

Overcoming Underearning(R): A Five-Step Plan to a Richer Life

Welcome to the first episode of my new series about underearning! I will not allow you to make less than your worth. Let's make a goal for 2024 to leverage earning potential and get the salary your experience, expertise, and knowledge demands. 



The root cause of under-earning is a mindset block. You aren't earning more because you aren't asking for more. But breaking free from under-earning isn't just about asking for a raise. It's about confronting the fears that hold us back, like the fear of hearing "no." Rejection is part of the journey but also a stepping stone towards growth. Surrounding yourself with people who uplift and support your financial goals and building a financial safety net will also give you the confidence to ask for a raise.



Throughout this series, I'll dive deeper into each aspect of under-earning and how to overcome it. It's time to stop settling and start making the money you deserve!



Stay tuned for insights on these topics:


[02:40] Keina’s experience asking for and earning more
[07:15] You don’t earn more because you don’t ask for more
[07:23] Find your number
[09:19] Fear of hearing no
[12:37] You have a broke money team
[15:51] Building an emergency fund



Tune into this episode of Money Files to learn how to break free from mindset blocks, confront fears, and get the salary you deserve.



Get full show notes and the episode transcript: 

https://wealthovernow.com/three-shifts-you-need-to-stop-underearning/



Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

How To Build A Money Team - Wealth Over Now

You Are A Badass At Making Money: Jen Sincero

Overcoming Underearning(R): A Five-Step Plan to a Richer Life

If you feel like your spending is out of control, it's time to revisit your budget. An effective budget isn't about restriction; it's about aligning your money goals and values with your spending habits. Getting intentional with your spending will shift your financial taste buds and change the way you think and feel about money!



In today's episode, I share how a client has progressed from uncertainty around her finances to drama-free spending. I share a situation where she felt like she had overspent and how we worked together to overcome feelings of judgment and shame. In just a few months, this client has gained clarity and control over her finances and developed a healthier relationship with money. Now, she is empowered to spend money on things that really matter to her without destroying her budget. 



Are you ready to change your financial taste buds and save thousands of dollars without feeling restricted? Tune in to learn how intentional budgeting and mindful spending will radically change your finances!



Stay tuned for insights on these topics:


[01:45] Helping clients through feelings of failure


[06:20] Financial taste buds change


[15:00] Impact of intentional spending





Tune into this episode of Money Files to learn how to shift your financial tastes buds and spend intentionally!



Get full show notes and the episode transcript: https://wealthovernow.com/shifting-your-financial-taste-buds-the-power-of-intentional-spending/



Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

In this week's Financial Spring Cleaning series episode, I challenge you to reflect on the first 90 days of 2024. It's unbelievable how quickly time flies, and it is so important to take a step back to evaluate our financial progress, goals, and habits.

Reflecting on what has worked well in the past quarter allows us to celebrate our progress and identify areas of growth. Acknowledging our achievements, whether it's consistently saving money, paying off debt, or investing wisely, is essential. Conversely, recognizing what didn't work allows for honest self-assessment and the opportunity to course-correct. In addition to reflecting on Q1, it's time to refresh intentions and goals so we can continue to foster positive money habits.

By envisioning where we want to be in the future, whether it's April 2025 or the next six months, we can chart a clear path toward financial success. My goal is to empower you to take control of your finances so you can spend drama-free and confidently pursue your dreams!

Tune in for insights on these topics:


[02:10] Write out financial goals and intentions


[05:45] Audit Q1 - what is going well?


[07:51] What didn’t work in Q1?


[09:00] What do you want to do differently?



Tune into this episode of Money Files to learn how to do a 90-day financial reflection and stay on track to hit your money goals in 2024!

Get full show notes and the episode transcript: 

https://wealthovernow.com/financial-coaching-money-coach-money-goals-financial-goals-90-day-financial-reflection-financial-management-budgeting-financial-forecasting-saving-money-money-goals/

Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over No

Budgeting isn't just about paying bills. It's about understanding your spending patterns and making informed decisions. Our spending habits shift with the seasons. With warmer weather comes the temptation to indulge in outdoor activities, dining out, and vacations.

In today's episode, I share how to create a 90-day financial plan so you can vacation without stressing over your finances. Looking at your calendar and estimating costs for upcoming travel and holidays allows you to anticipate spikes in spending so you can feel in control. Predicting vacation expenses like eating out, hotels, gas money, and souvenir shopping gives a realistic expectation of your spending so you can make informed choices.

By taking a proactive approach to budgeting, you'll enjoy your vacations without the post-trip financial hangover! 

Stay tuned for insights on these topics:


[01:20] Money has seasons
[03:45] Vacation planning
[04:50] 90-day travel plan
[09:00] Expenses to plan for
[13:30] Consider overspending opportunities

Tune into this episode of Money Files to learn how a 90-day travel budget plan allows for drama-free vacation spending!

Get full show notes and the episode transcript: https://wealthovernow.com/financial-spring-cleaning-planning-your-vacation-budget-for-the-next-90-days/

Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now