The Rodcast - Property, Business, Investment

Rod Turner
The Rodcast - Property, Business, Investment

An exploration into real estate businesses and asset backed investments. Rod talks to property developers, investors, business owners and professionals about the nitty gritty details involved in making their businesses move in the right direction. Hosted on Acast. See acast.com/privacy for more information.

  1. 8 JAN

    Legacy Planning & Memory Creation - Jon Rose

    My guest today is the Brilliant Jon Rose of Suitable Life. Jon was previously on the Rodcast a few years ago discussing Financial Planning. If you have not listened to that episode please go back and listen to that first, Episode 63. In this episode we discuss how people should approach the often emotive subject of Legacy and Estate Planning with an emphasis on Property Investors. We discuss; How to approach Legacy Planning. Warren Buffets mantra of "Leave them enough to do anything but not enough to do nothing". The difference between Financial and Non financial Legacy. Memory Dividends and Financial Dividends. Common mistakes of Property Investors when approaching Legacy Planning. Control Freaks - what we can and can't control. Different types of property to pass on and why. How Abdication of responsibility is such a big, common problem. Financial education for children. Operational intensive assets. Pro's and con's of Gifting. Different types of gifts. Gifts and Trusts. Nil rate bands and Taper relief. Chargeable lifetime transfers. Gift inter vivos policies Assets going into trust at death vs in lifetime. Spend it, Gift it, Insure against it or invest in assets that don't attract it (which can change). How probate issues can affect legacy planning. Importance of Liquidity throughout your lifetime. Difficulties of planning for your future self without knowing them. Your life is never as cheap to insure as it is today. How we are driven by pain points. How and why the the asset mix in your portfolio should change over time. This discussion was so brilliant we have had to split it into 2 parts and will release the next episode in a weeks time which discusses changes in the recent Budget, Pensions and ISA's so look out for it. If you liked this episode please give us a like and a review and make sure you follow the Rodcast so you do not miss an episode. If you are interested in the Property Business Workshop in London on 16th January you can see details here https://www.tickettailor.com/events/boardroomclubconsultingltd/1433877 Thanks to our sponsors www.978finance.com please get in touch with all your finance needs www.konnexsion.com who can take care of any property management software solutions you need Hosted on Acast. See acast.com/privacy for more information.

    58 min
  2. 20/12/2024

    Investment Mastermind Q4 2024

    Manish Kataria and Adam Lawrence join me once again for our quarterly investment mastermind where we discuss what we are investing in on the Financial Markets and why. If you have not listened to one of these episodes before the idea is we each pick a stock, Bond, ETF or investment that most people have the ability to buy and explain why we think it is a good pick. We then open it up for critique from the others. We should point out that although we do invest in these, this is in no way Financial Advice. We also discuss the wider markets and the factors that may affect future earnings. For this quarter Manish chose BLOK an ETF that invests in Transformational Data Sharing Technologies https://finance.yahoo.com/quote/BLOK/?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAKfCtRCxJAg5gC4MeXtZFtEjw4297ANcxQoWndKd_TyUQLKIgfWgDZMvF3xwlpjtvr-Y-kvgFf25Mf4WTNx_mZNVSA-T8-XWVZg6KdAOR1K_qF74GJmJvi6DpHhhMR-CNzoVDH_A4XIwg0u-ND-JYtlAn6ichUJr527R_uDYHZIp Rod chose Ranmore Global Equity Fund, an actively managed Value fund. https://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000J58Q Adam chose WISE, a fintech company focused on Global money transfers https://www.google.com/search?q=wise+stock+price&oq=wise+stock&aqs=chrome.1.69i57j0i131i433i512j0i512l4j69i60j69i61.4827j0j4&sourceid=chrome&ie=UTF-8 I would really appreciate it if you like, follow and leave us a review wherever you listen or watch the podcast. Enjoy Hosted on Acast. See acast.com/privacy for more information.

    55 min
  3. 17/12/2024

    The Specialist Mortgage Market

    I am joined by Ryan Etchells the Chief Commercial Officer at Together https://togethermoney.com/ Ryan describes his role as CCO being between the raw products (in this case pound notes) and the sales team. This is a cracking episode that has so much information for any investor wanting to understand the specialist mortgage market better, including; The mortgage market review. Production costs of credit vs costs of risks. How the way the UK lives and works determines the demand of products. How the specialist mortgage market has changed over the years. How the low base rate decade affected the mortgage market. The shift in types of property investors over the years. Changes in Demand for Buy to let property. Credit lines for lenders vs SWAP rates. Examples of why the ability to Hedge a loanbook can change mortgage product pricing. Historical spreads between high street lenders and specialist mortgage products. How lender price specialist mortgages. Why savings rates have lagged lending rates. How banking regulation has built resilience in the UK. Mortgage product and application fees vs interest rates. Managing customers expectations when base rates double. Differences in the housing market compared with other period when rates increased. The need to unlock SME Housebuilders. Market responses to politics and of course their Residential Market report which can be found here https://togethermoney.com/residential-property-market-report-2024?utm_medium=referral&utm_source=general&utm_campaign=resi2024&utm_content=div_groupaud_direct041024campaignutm15 If you are interested in our Property Business Workshop on the 16th January in London please check out the details here https://www.tickettailor.com/events/boardroomclubconsultingltd/1433877 Hosted on Acast. See acast.com/privacy for more information.

    50 min
  4. 30/08/2024

    Investment Mastermind Q3 2024

    I am joined by Adam Lawrence and Manish Kataria again for our quarterly investment mastermind, where we discuss what we are investing our ISA's and Pensions into and why. This is not investment advice! We give our thoughts on the investment environment including the economy, productivity and the stockmarket. As always we each have 1 pick of a stock, ETF, Bond, REIT or other financial product that would be available to most everyday investors. We give our reasons for the pick and then open up the floor to the others to critique our choices. Adam chose 30 year UK GILT Rod chose Liberty Media Corp Series C (LSXMK) https://finance.yahoo.com/quote/LSXMK/ A media stock listed on Nasdaq which is involved in some M&A action. Manish chose HSBC FTSE EPRA NAREIT Developed UCITS ETF (HPRS.L) https://finance.yahoo.com/quote/HPRS.L/ A Global REIT ETF Don't forget you can now watch all our episodes on YouTube https://www.youtube.com/@rodcastITP please give us a follow there. Do you want to know how to negotiate better with sellers, understand what is involved in exiting a business as well as working out what your exit should look like? Or maybe even just trying to understand which professionals you should look for and what to ask them whether that is estate planning, selling a business or even structuring a deal. Our latest workshop taking place in London on 1st October 2024 goes through all of this. Check it out here https://www.tickettailor.com/events/boardroomclubconsultingltd/1333219 As always thats to our sponsors who make this episode possible www.978finance.com - Get in touch with them about financing your next deal. Hosted on Acast. See acast.com/privacy for more information.

    52 min
  5. 21/08/2024

    Affordable Housing - Pieter Zitman

    Pieter Zitman has spent 37 years in the construction industry with the last 2 decades focusing on Affordable Housing. His developments have achieved 4 RIBA awards, 5 Evening Standard awards, The RICS award and The Royal Fine Arts Commission Trust Award. So when he suggested we discuss some of the ways that more housing can be built I jumped at the chance! In this episode we discuss; Pieter's background and how he came to specialise in Affordable Housing. What Affordable Housing is defined as. What the main Problems with Housing in the UK are. What is stopping more affordable housing being developed in the UK. Thoughts on recent news that Section 106 transactions are dwindling. Why and what can be done. How the government can motivate more SME's to develop Affordable Housing. Traps that Developers should consider when it comes to developing affordable housing. The changes to Affordable Housing over the years. How the planning system is playing a part in the development of Affordable Housing and what changes could be made. And Lots more. If you enjoy this episode or any of our other 100 + previous episodes please be sure to leave us a review where ever you listen to your podcasts. It really helps us to continue to attract more fantastic guests. Thanks in advance. Don't forget we are also now on You Tube https://www.youtube.com/@rodcastITP please give us a follow. As ever thanks to our sponsors www.978finance.com (Contact them for finance on your next deal) and www.konnexsion.com (contact them for fantastic property management software) Don't forget that myself and Adam Lawrence will be hosting our next Property Business Workshop (for Property Business Owners and portfolio holders) on 1st October in London. You can see more information and tickets here https://www.tickettailor.com/events/boardroomclubconsultingltd/1333219 Hosted on Acast. See acast.com/privacy for more information.

    53 min
  6. 09/08/2024

    Supported Living - Toby Wilde

    In this episode I was joined by Toby Wilde the Founder of Oparo www.oparo.co.uk to discuss what has become the "Wild West" industry of Supported Living. We discuss; Toby's background in property development and lettings and his motivation to be in the supported living sector. What the definition of Supported housing. Challenges of running an investment House in this sector. Using data and tech to assist with asset management and finding deals. Use classes and the planning system when it comes to supported housing. The difficulties of finding and dealing with operators in this space. Different types of leases and what they mean for investors and operators. The regulator and the mismatch of what they want and what is happening in the market. The LHA rate and what is sustainable rent for supported living sectors and why. And Lots more. Once again thanks to the sponsors www.978finance.com please contact them about financing your next deal www.konnexsion.com please contact them to enhance your property management. Also a quick note of our next workshop. I see it come up all the time when people want to exit/sell a portfolio/business. They've got no exit plan.  Understanding your own is crucial otherwise there's no point putting all this effort in. Understanding all this also helps you provide proper solutions for vendors that can help to get deals over the line. Check out details of our property business workshop on exits in October here https://Bit.ly/pbwfour Hosted on Acast. See acast.com/privacy for more information.

    55 min
5
out of 5
90 Ratings

About

An exploration into real estate businesses and asset backed investments. Rod talks to property developers, investors, business owners and professionals about the nitty gritty details involved in making their businesses move in the right direction. Hosted on Acast. See acast.com/privacy for more information.

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