The Broke Generation

Emma Edwards
The Broke Generation

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

  1. 3 DAYS AGO

    THAT'S JUICY: Emily Wallace on insider property knowledge

    Welcome to a new series of the podcast called That's Juicy! where I nab a chat with experts in a range of fields and squeeze the juice out of what they do best, to equip you with the knowledge you need in life and money. This week we're joined by long-time friend of the show, Emily Wallace, who is a prolific Buyer's Advocate here in Melbourne. She knows the property buying process for first and family home buyers like the back of her hand, and in this episode of That's Juicy, she shares her best advice on navigating the confusing world of real estate.  Highlights: The surprising factor that makes someone a "difficult buyer" Why having rental experience doesn't always make you a better property buyer The hidden value of asking about vendor circumstances A dollar value example of the power of buying off-market. You will learn: How to apply the property triangle framework to make better buying decisions Practical strategies for managing outside opinions during your buying journey Insider tips for building relationships with real estate agents Effective negotiation techniques that create win-win situations for buyers and vendors Where to find Emily: https://wallaceadvocates.com.au/ Instagram: @emily_wallace_ba TikTok: @buyersadvocatemelbourne  Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration  Order my book, Good with Money! https://amzn.to/4jnBupb  **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe  See omnystudio.com/listener for privacy information.

    40 min
  2. 4 DAYS AGO

    How to build a regular reflection routine for your money

    In this episode, I share why developing a monthly money reflection practice can transform your relationship with money. Instead of waiting until year-end to review your finances, I'll show you how regular reflection can lead to faster improvements and more intentional financial decisions. Highlights: Why I believe monthly reflection yields better results than solely annual reviews Research on reflection improving performance by 18% My simple framework to make reflection a sustainable habit How to adapt my LILAC framework for monthly money check-ins You will learn: How to set up your own monthly money reflection ritual Practical ways I use to review my numbers without judgment Questions I ask that go beyond the numbers to uncover patterns How I use reflection insights to set meaningful intentions My tips for overcoming common reflection challenges Resources Mentioned Monthly R.A.P. Template - Get my reflection and planning template Join the Broke Gen Baddies Facebook Group Melbourne Master Your Style Master Your Spending Event Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration  Order my book, Good with Money! https://amzn.to/4jnBupb  **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe  See omnystudio.com/listener for privacy information.

    40 min
  3. 2 APR

    Explanations versus excuses

    In this episode, I dive into the critical difference between explanations and excuses when it comes to our financial situations. I explore how identifying this difference can transform our money mindset, help us take meaningful action, and prevent future regrets. By learning to shift from excuse-making to explanation-seeking, we can break through psychological barriers and create genuine financial progress. Episode Highlights: Explanations vs. Excuses: I break down how explanations clarify with facts and context, while excuses shift responsibility and provide psychological comfort that ultimately holds us back. The Self-Employment Example: I share my personal tendency to use "I'm self-employed, so it's harder" as an excuse, and how transforming this into an explanation creates actionable pathways forward. Four Questions to Identify Excuses: I provide a framework to determine if you're making excuses or giving explanations, including asking if it's specific, if there's a way forward, if you'll stand by it in five years, and if there's anything you're not telling yourself. The Future Self Perspective: I discuss how our future selves will thank us for turning excuses into explanations that we can act upon, rather than letting opportunities pass us by. Life's Regrets: I reference Bronnie Ware's "Top Five Regrets of the Dying" to highlight how excuse-making can lead to unfulfilled dreams and missed opportunities for meaningful connections. What you will learn: How to differentiate between legitimate explanations and limiting excuses in your financial life Practical techniques to transform your excuses into explanations that enable action Why psychological comfort from excuses can lead to long-term regret How to balance accepting real financial challenges while still moving forward Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration  Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook. See omnystudio.com/listener for privacy information.

    25 min
5
out of 5
69 Ratings

About

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

You Might Also Like

To listen to explicit episodes, sign in.

Stay up to date with this show

Sign in or sign up to follow shows, save episodes and get the latest updates.

Select a country or region

Africa, Middle East, and India

Asia Pacific

Europe

Latin America and the Caribbean

The United States and Canada