The penny drops

thepennydrops
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The penny drops

Confused about your finances? The penny drops podcast is here to help you understand your money and make better informed financial decisions. Presenter and Broadcast Journalist Andrea Fox will be grilling financial experts on your behalf to get the best tips on topics such as savings, pensions, budgeting, debt and retirement. This podcast series is brought to you by Royal London, the UK’s largest mutual life, pensions and investment company.

  1. EPISODE 1

    Popular money questions answered

    In the first ever episode of 'The penny drops', our host Andrea Fox speaks to TV and radio presenter, author, stand-up comedian and founder of self-help money website MoneyMagpie, Jasmine Birtles. We’re kicking off the podcast series with a look at the UK’s most asked money questions.   How can you find more information?   Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area.   You can also find lots of helpful general financial information on the following sites:   Money Advice ServiceWebsite: www.moneyadviceservice.org.ukTelephone: 0800 138 7777   Citizen’s AdviceWebsite: www.citizensadvice.org.ukTelephone: 03444 111 444   Money Advice TrustWebsite: www.moneyadvicetrust.orgTelephone: 0808 808 4000   Please note that all topics discussed in this episode can vary depending on your personal circumstances and investments can go down as well as up, meaning you could get back less than you invest. Tax relief could also change and depends on individual circumstances (read the Which! guide on tax reliefs for more information). Any figures quoted were accurate at the time of recording (October 2019).

    33 min

  2. EPISODE 2

    Let's talk about pensions

    In this month’s episode of 'The penny drops', our host Andrea Fox speaks to Sarah Pennells, money expert, author and creator of the UK's leading women’s money website SavvyWoman. Covering everything from contributions to taxes, we’re going back to basics on pensions.   How can you find more information? Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area.   You can also find lots of helpful information about pensions and retirement on the following sites:   Pensions Advisory ServiceWebsite: www.pensionsadvisoryservice.org.ukTelephone: 0800 011 3797   Pension WiseWebsite: www.pensionwise.gov.ukTelephone: 0800 138 3944    Age UKWebsite: www.ageuk.org.uk/information-advice/money-legal/pensionsTelephone: 0800 055 6112   Money Advice ServiceWebsite: www.moneyadviceservice.org.uk/en/categories/pensions-and-retirementTelephone: 0800 138 7777   And you can read more about the difference between men and women’s pensions in this report from the Chartered Insurance Institute.   Please note that all topics discussed in this episode can vary depending on your personal circumstances, and the value of your pension investments can go down as well as up. Tax relief could also change and depends on individual circumstances (read the Which! guide on tax reliefs for more information). Any figures quoted were accurate at the time of recording (October 2019).

    34 min

  3. EPISODE 3

    How to save without noticing

    In this episode of 'The penny drops', our host Andrea Fox talks to personal finance journalist and savings whizz Emma Lunn. This month we're finding out everything you need to know about how to save money. How can you find more information? Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area. You can also find lots of helpful information about saving on the following sites: Money Advice ServiceWebsite: www.moneyadviceservice.org.uk/en/categories/how-to-save-moneyTelephone: 0800 138 7777   StepChangeWebsite: www.stepchange.org/debt-info/your-financial-situation.aspxTelephone: 0800 138 1111 Which!Website: www.which.co.uk/money/savings-and-isas Please note that all topics discussed in this episode can vary depending on your personal circumstances, and the value of investments or savings can go down as well as up. Any figures quoted were accurate at the time of recording (October 2019).

    28 min

  4. EPISODE 4

    Why planning for death is so important

    In this episode of 'The penny drops', our host Andrea Fox joins finance journalist and BBC broadcaster Guy Kilty to talk end-of-life planning and why it’s important to think about it early on. How can you find more information? Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area. You can also find lots of helpful information about end-of-life planning on the following sites: Dying Matters Website: www.dyingmatters.org/page/planning-ahead Telephone: 08000 21 44 66 Age UK Website: www.ageuk.org.uk/information-advice/money-legal/end-of-life-planning Telephone: 0800 055 6112 NHS Website: www.nhs.uk/conditions/end-of-life-care Cruse Bereavement Care Website: www.cruse.org.uk Telephone: 0808 808 1677 Bereavement Advice Centre Website: www.bereavementadvice.org Telephone: 0800 634 9494 Royal London Money Guides: www.royallondon.com/articles-guides/learn/money-guides Bereavement Hub: www.royallondon.com/articles-guides/learn/bereavement Please note that all topics discussed in this episode can vary depending on your personal circumstances. Any figures quoted were accurate at the time of recording (October 2019).

    36 min

  5. EPISODE 5

    Managing your finances as a woman

    Confused about your finances? The penny drops podcast is here to help you understand your money and make better informed financial decisions. Presenter and Broadcast Journalist Andrea Fox will be grilling financial experts on your behalf to get the best tips on topics such as savings, pensions, budgeting, debt and retirement. This podcast series is brought to you by Royal London, the UK’s largest mutual life, pensions and investment company.

    43 min

  6. EPISODE 6

    Staying motivated and determined

    Determination and motivation is something we can all struggle with, whether it's to do with our work, health, personal life or our finances. In this episode of 'The penny drops', our host Andrea Fox joins Mikael Lawal to talk about his journey from poverty to professional boxing, and how he’s managed personal and financial struggles along the way. How can you find more information? Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area. You can also find lots of helpful information about the topics discussed in this episode on the following sites: Self-employmentGOV.UK: www.gov.uk/working-for-yourselfMoney Advice Service: www.moneyadviceservice.org.uk/en/categories/self-employment Budgeting and savingMoney Advice Service: www.moneyadviceservice.org.uk/en/articles/beginners-guide-to-managing-your-money Money worriesCitizens Advice: www.citizensadvice.org.uk/debt-and-moneyNational Debtline: www.nationaldebtline.org StepChange Debt Charity: www.stepchange.org Mental health supportMind: www.mind.org.ukNHS: www.nhs.uk/conditions/stress-anxiety-depression/mental-health-helplines  Please note that all topics discussed in this episode can vary depending on your personal circumstances, and savings and investments can go up and down. This episode was recorded in January 2020 before the release of any UK Government guidance or restrictions put in place in relation to coronavirus. Any figures quoted were accurate at the time of recording.

    27 min

  7. EPISODE 7

    Money and your mental health

    In this episode of 'The penny drops', our host Andrea Fox talks to fashionpreneur and mental health campaigner George David Hodgson and Brian Semple, Head of External Affairs at the independent charity Money & Mental Health. This month we look at how our finances can affect our mental health, and vice versa, with lots of helpful tips on everything from employee rights to where to go for support. How can you find more information? Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area. You can also find lots of helpful information about finances and mental health, some of which are mentioned in this episode, on the following sites: General supportMind: www.mind.org.uk Rethink Mental Illness: www.rethink.org Young Minds: youngminds.org.uk Work and employment Mind: www.mind.org.uk/information-support/legal-rights/discrimination-at-work/telling-my-employer Citizens Advice: www.citizensadvice.org.uk/work/rights-at-work/sick-pay/getting-money-when-youre-off-work-sick Debt Citizens Advice: www.citizensadvice.org.uk/debt-and-money StepChange Debt Charity:www.stepchange.org Health services and support groups Mind: www.mind.org.uk/about-us/local-minds/local-minds NHS, GP Services: www.nhs.uk/using-the-nhs/nhs-services/gps NHS, Mental Health and Wellbeing: www.nhs.uk/conditions/stress-anxiety-depression Urgent helpIf you need to speak to someone, you can call the Samaritans anytime, day or night, on 116 123. This month’s episode was recorded in February 2020, before any Government restrictions were put in place in relation to coronavirus. For more information on the new measures and financial support being offered by the Government, please visit gov.uk/coronavirus. Please note that all topics discussed in this episode can vary depending on your personal circumstances. Any figures quoted were accurate at the time of recording.

    46 min

  8. EPISODE 8

    Making ethical choices with your money

    In this episode of 'The penny drops', our host Andrea Fox joins Rob Harrison, founder of Ethical Consumer – a not-for-profit organisation focused on ethical consumption, trade justice and companies’ social, ethical and environmental behaviour. This month we speak about the different ways we can be more ethical and sustainable with our money, from day-to-day spending to financial products. How can you find more information? Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area. You can also find lots of helpful information on some of the topics discussed in this episode on the following sites: InsuranceMoney Advice Service: www.moneyadviceservice.org.uk/en/categories/insurance PensionsPensions Advisory Service: www.pensionsadvisoryservice.org.uk Saving and investingMoney Advice Service: www.moneyadviceservice.org.uk/en/categories/saving-and-investing UtilitiesOfgem: www.ofgem.gov.ukSimple Energy Advice: www.simpleenergyadvice.org.uk General informationFriends of the Earth: friendsoftheearth.ukWWF: www.wwf.org.ukEthical Consumer: www.ethicalconsumer.orgEnergy Saving Trust: energysavingtrust.org.uk This month’s episode was recorded in February 2020, before any Government restrictions were put in place in relation to coronavirus. For up-to-date information on travel and financial support being offered by the Government, please visit gov.uk/coronavirus. Please note that all topics discussed in this episode can vary depending on your personal circumstances. Any figures quoted were accurate at the time of recording.

    42 min
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4.9
out of 5
33 Ratings

About

Confused about your finances? The penny drops podcast is here to help you understand your money and make better informed financial decisions. Presenter and Broadcast Journalist Andrea Fox will be grilling financial experts on your behalf to get the best tips on topics such as savings, pensions, budgeting, debt and retirement. This podcast series is brought to you by Royal London, the UK’s largest mutual life, pensions and investment company.

Information

  • Creator
    thepennydrops
  • Years Active
    2K
  • Episodes
    26
  • Rating
    Clean
  • Copyright
    © Copyright 2019 All rights reserved.
  • Show Website
    The penny drops

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