The Savings Guru Podcast James Blower

Show Notes
In the thirteenth episode of the Savings Guru Podcast, James talks to Clare Framrose, Head of Proposition Design and Savings at Atom Bank, about learning from customer feedback, bringing will.i.am on as a strategic advisor, and the impact of new entrants on the savings market.
00:00 Clare’s background
01:38 How to keep a customer focused ethos while growing?
02:59 Choosing will.i.am as a strategic advisor.
06:09 How has Atom gained trust from savers?
08:17 How Atom responds to customer feedback.
13:20 What has contributed to Atom’s growth?
15:50 What are Atom’s plans for the next few years?
18:36 How do new entrants impact on savings marketplaces?
28:19 What changes will we see in the market in the coming years?
30:24 What would Clare do if she were Chancellor of the Exchequer for a day?

To find out more about Atom Bank, go to https://www.atombank.co.uk/
Connect with The Savings Guru

Website ---- http://thesavings.guruEmail ---- hello@thesavings.guruTwitter ---- https://twitter.com/savingsguruukFacebook ---- https://www.facebook.com/SavingsGuruUK/LinkedIn ---- https://www.linkedin.com/company/the-savings-guru-ltd/

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Show Notes
In the twelfth episode of the Savings Guru Podcast, James talks to Tom Higham, Head of Business Development at Hargreaves Lansdown, about HL’s history, their plans for the future, and why people should choose active savings platforms.
00:00 Why Hargreaves Lansdown got into cash savings
02:48 Tom’s background
06:20 Why people should choose active savings
08:57 How big is Hargreaves Lansdown?
10:37 Why do savings platforms still account for such a small part of the market?
15:30 Will others follow Octopus out of the market?
18:17 What are HL’s plans for the next few years?
20:42 How do new entrants impact on savings marketplaces?
22:30 What changes will we see in the market in the coming years?
26:30 What would Tom do if he were Chancellor of the Exchequer for a day?

To find out more about Hargreaves Lansdown Active Savings, go to https://www.hl.co.uk/investment-services/active-savings
Connect with The Savings Guru

Website ---- http://thesavings.guruEmail ---- hello@thesavings.guruTwitter ---- https://twitter.com/savingsguruukFacebook ---- https://www.facebook.com/SavingsGuruUK/LinkedIn ---- https://www.linkedin.com/company/the-savings-guru-ltd/

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Show Notes
In the eleventh episode of the Savings Guru Podcast, James talks to Julia McColl, Commercial Director of Chetwood Financial, about Chetwood’s history, their plans for the future, and how to increase the number of women leading savings businesses.
00:00 Julia’s background
02:27 Why Chetwood decided to become a bank
04:37 What was the rationale for Chetwood’s dual branding?
06:51 How have the first two years been for Chetwood?
13:04 What impact have new entries into the market had on Chetwood?
18:00 Chetwood’s plans for the future
24:00 What changes will we see in the market in the coming years?
28:00 Why are savings marketplaces slow to take off?
34:49 How will COVID affect savers’ behaviour?
40:00 What can be done to increase the number of women leading savings businesses?
49:09 What would Julia do if she were Chancellor of the Exchequer for a day?

To find out more about Chetwood Financial, go to https://chetwood.co/
Connect with The Savings Guru

Website ---- http://thesavings.guruEmail ---- hello@thesavings.guruTwitter ---- https://twitter.com/savingsguruukFacebook ---- https://www.facebook.com/SavingsGuruUK/LinkedIn ---- https://www.linkedin.com/company/the-savings-guru-ltd/

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In the tenth episode of the Savings Guru Podcast, James talks to Tim Coates, Chief Customer Officer and Co-founder of Oxbury Bank, about Oxbury’s history, their plans for the future, and using savings to mitigate climate change.
00:00 The origins of Oxbury Bank
03:57 Tim’s background as a farmer and a regulator
09:30 The early feedback from Oxbury’s customers
12:25 Oxbury’s plans to expand their savings accounts
14:02 Oxbury’s other plans for the future, including the Oxbury Forest Saver
22:08 Is there room in the market for more new banks?
22:59 Will the growth in new banks continue?
26:04 What changes will we see in the market in the coming years?
32:09 What would Tim do if he were Chancellor of the Exchequer for a day?

To find out more about Oxbury Bank, go to https://www.oxbury.com/
Connect with The Savings Guru

Website ---- http://thesavings.guruEmail ---- hello@thesavings.guruTwitter ---- https://twitter.com/savingsguruukFacebook ---- https://www.facebook.com/SavingsGuruUK/LinkedIn ---- https://www.linkedin.com/company/the-savings-guru-ltd/

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Show Notes
In the ninth episode of the Savings Guru Podcast, James talks to George Nixon, financial journalist with This is Money, about the upcoming budget.
00:00 George’s background
01:35 Will the budget introduce COVID recovery bonds?
06:50 Will Premium Bonds feature in the budget?
10:55 Will the early cashing penalty on Lifetime ISAs be extended?
14:52 Will ISA allowances be raised?
20:15 Is now the right time to try to ‘fix’ the ISA system?
28:04 What other changes can we expect for savers?
31:03 What would George do if he were Chancellor of the Exchequer for a day?

To read some of George’s writing go to https://www.thisismoney.co.uk/debate/columnist-1262290/George-Nixon-This-Is-Money.html
Connect with The Savings Guru
Email ---- hello@thesavings.guruWebsite ---- http://thesavings.guruTwitter ---- https://twitter.com/savingsguruukFacebook ---- https://www.facebook.com/SavingsGuruUK/LinkedIn ---- https://www.linkedin.com/company/the-savings-guru-ltd/

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Show Notes
In the eighth episode of the Savings Guru Podcast, James talks to Steven Marks, the Business Development Director at Newcastle Strategic Solutions, about NSS’s history, their plans for the future, and the impact of COVID on customer digitization.
00:00 The origins of NSS
04:52 The importance of white labelling the service
07:36 Why would a bank choose to use NSS?
10:55 NSS’s plans to move into the SME savings market
13:59 NSS’s other plans for the future
19:08 The impact of COVID on customer digitization
22:59 Will the growth in new banks continue?
27:35 What would Steven do if he were Chancellor of the Exchequer for a day?
30:14 What changes will we see in the market in the coming years?
To find out more about NSS, go to https://www.newcastlesolutions.co.uk/
Connect with The Savings Guru
Email ---- hello@thesavings.guruWebsite ---- http://thesavings.guruTwitter ---- https://twitter.com/savingsguruukFacebook ---- https://www.facebook.com/SavingsGuruUK/LinkedIn ---- https://www.linkedin.com/company/the-savings-guru-ltd/

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