Working For Yourself

ZulfTalks
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Working For Yourself

Ever thought of Working for Yourself? "Be your own boss" as they say! This isn't as easy as it sounds. I have been working for myself for over a decade. I talk about everything involved in pursuing this. In each episode, I focus on problems and look at solutions to help you succeed. I wish something like this was around when I started. I've always been passionate about giving back. That's why I'm making these episodes to help make it easier for you.

  1. 3 DAYS AGO

    Selling My House What Really Happens During Valuations

    Valuation: Get a professional valuation to determine a competitive asking price. Consider local property prices and market trends. Estate Agents: Decide whether to use an estate agent or sell privately. Research agents’ fees, reputation, and the services they offer. Home Improvements: Consider making minor repairs or improvements to enhance appeal. Fresh paint or tidy gardens can make a big difference. Energy Performance Certificate (EPC): Obtain an EPC, which is required before you can market your home. It assesses the energy efficiency of your property. Legal Considerations: Hire a solicitor or conveyancer to handle the legal aspects of the sale, including the sale contract and transfers of ownership. Property Information Form: Complete the property information form accurately, providing details about the property, boundaries, and any issues. Viewings: Prepare for viewings by decluttering and cleaning. Consider timing and how to present your home. Negotiation: Be ready to negotiate with potential buyers. Understand your bottom line and be flexible where possible. Offers and Acceptance: Once you receive offers, assess them carefully. Remember, the highest offer isn’t always the best if the buyer isn’t financially secure. Chain Considerations: Be aware of any property chain involved. Delays can occur if you’re dependent on someone else’s sale. Tax Implications: Understand any potential capital gains tax liabilities, especially if the property isn’t your primary residence. Moving Logistics: Plan your moving logistics in advance, including timelines and hiring removal services. Final Checks: Before completion, ensure all documentation is in order and that any agreed-upon repairs or conditions are met. Market Timing: Consider the best time to sell based on market conditions and seasonal trends. Personal Circumstances: Reflect on your personal situation and timing. Selling can be emotional and stressful, so ensure you’re ready for the process. Think of this podcast as if you are sitting and chatting with friends. A lot of business tips and advice on how I progressed from my 9-5 office role to a Director of my own company. There will be banter about success and financial freedom the odd motivational speech to also give you a boost. I will share thoughts on various subjects and use this to document my career journey occasionally joined by guests. be sure to reach out if you have any questions. I will only send you emails relating to the topics I talk about in my podcast/show My Business Working for Yourself podcast is powered by TrustedCreators.org. Clarity 📣: The information talked about in this episode is not financial advice or recommendations. The information does not constitute financial advice or recommendation and should not be considered as such. I am not regulated by the Financial Conduct Authority (FCA), therefore not authorised to offer financial advice. Do your own research and seek independent advice when required. 📣Views and opinions expressed in this episode by the guests and or speakers are those of their own and do not necessarily reflect the views of Zulftalks.com or TrustedCreators.org. Having guests on this podcast does not endorse them, their services or their products. 🎯Disclaimer: Please see the link for our disclaimer policy for all of our videos on the TrustedCreators, ZulfPhotography and other encompassed channels created by TrustedCreators LTD here- https://trustedcreators.org/disclaimer/ This Season has its own dedicated show notes and resources on my website – www.ZulfTalks.com.

    45 min

  2. 12 FEB

    5 Points: UK House Prices Could Increase

    Economic Recession Risks Rising inflation and interest rates can lead to a recession, decreasing demand for housing. Sources: The Guardian, BBC News. Increased Mortgage Rates Higher borrowing costs may deter potential buyers, leading to a drop in property values. Sources: Financial Times, The Telegraph. Cost of Living Crisis Struggling households might prioritize essential expenses over home purchases, reducing market activity. Sources: The Independent, Sky News. Oversupply of Properties A potential increase in new builds combined with reduced buyer demand could create an oversupply situation. Sources: Property Week, The Times. Changing Work Patterns The rise of remote working may reduce demand in traditionally desirable areas, leading to price declines in those regions. Sources: The Sun, Metro. Think of this podcast as if you are sitting and chatting with friends. A lot of business tips and advice on how I progressed from my 9-5 office role to a Director of my own company. There will be banter about success and financial freedom the odd motivational speech to also give you a boost. I will share thoughts on various subjects and use this to document my career journey occasionally joined by guests. be sure to reach out if you have any questions. I will only send you emails relating to the topics I talk about in my podcast/show My Business Working for Yourself podcast is powered by TrustedCreators.org. Clarity 📣: The information talked about in this episode is not financial advice or recommendations. The information does not constitute financial advice or recommendation and should not be considered as such. I am not regulated by the Financial Conduct Authority (FCA), therefore not authorised to offer financial advice. Do your own research and seek independent advice when required. 📣Views and opinions expressed in this episode by the guests and or speakers are those of their own and do not necessarily reflect the views of Zulftalks.com or TrustedCreators.org. Having guests on this podcast does not endorse them, their services or their products. 🎯Disclaimer: Please see the link for our disclaimer policy for all of our videos on the TrustedCreators, ZulfPhotography and other encompassed channels created by TrustedCreators LTD here- https://trustedcreators.org/disclaimer/ This Season has its own dedicated show notes and resources on my website – www.ZulfTalks.com.

    9 min

  3. 5 FEB

    Is it the right time to buy a house UK

    Is It the Right Time to Buy? In the second episode of Season 15, I tackle the pressing question on many prospective buyers’ minds: Is it the right time to buy a house in the UK? With so much uncertainty in the housing market, making informed decisions is crucial. We delve into the latest market trends, discussing factors like house prices, interest rates, and the balance of supply and demand. Understanding these elements helps you assess whether now is the right time to buy. Public perception plays a significant role in the housing market. In this episode, we explore how buyer sentiment has shifted and address common misconceptions about timing the market. Assessing your personal readiness is key. We provide tips on evaluating your financial stability, job security, and long-term plans, emphasizing that personal circumstances should guide your decision. We interview a financial advisor who offers invaluable advice on navigating the complexities of home financing. Additionally, we discuss market predictions to give you a clearer picture of where things might be headed. In a competitive market, standing out as a buyer is essential. We share strategies like getting pre-approved for a mortgage and being flexible on terms. Remember, viewing home buying as a long-term investment is crucial, regardless of market conditions. In summary, the decision to buy a home involves careful consideration of both market conditions and your personal readiness. We encourage listeners to reflect on their circumstances and seek advice as needed. We hope you found these insights valuable! Stay tuned for more episodes, and don’t forget to subscribe and leave your thoughts in the comments. Until next time, happy house hunting! Think of this podcast as if you are sitting and chatting with friends. A lot of business tips and advice on how I progressed from my 9-5 office role to a Director of my own company. There will be banter about success and financial freedom the odd motivational speech to also give you a boost. I will share thoughts on various subjects and use this to document my career journey occasionally joined by guests. be sure to reach out if you have any questions. I will only send you emails relating to the topics I talk about in my podcast/show My Business Working for Yourself podcast is powered by TrustedCreators.org. Clarity 📣: The information talked about in this episode is not financial advice or recommendations. The information does not constitute financial advice or recommendation and should not be considered as such. I am not regulated by the Financial Conduct Authority (FCA), therefore not authorised to offer financial advice. Do your own research and seek independent advice when required. 📣Views and opinions expressed in this episode by the guests and or speakers are those of their own and do not necessarily reflect the views of Zulftalks.com or TrustedCreators.org. Having guests on this podcast does not endorse them, their services or their products. 🎯Disclaimer: Please see the link for our disclaimer policy for all of our videos on the TrustedCreators, ZulfPhotography and other encompassed channels created by TrustedCreators LTD here- https://trustedcreators.org/disclaimer/ Current Market ConditionsBuyer SentimentPersonal ConsiderationsExpert InsightsStrategies for BuyersConclusionFinal ThoughtsResources:This Season has its own dedicated show notes and resources on my website – www.ZulfTalks.com.

    15 min

  4. 29 JAN

    Buy a House for Living, Not Investment

    Is It the Right Time to Buy a House in the UK? Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast is proudly supported by TrustedCreators.org. Clarity: :  The information talked about in this episode is not financial advice or recommendations. The information does not constitute financial advice or recommendation and should not be considered as such. I am not regulated by the  Financial Conduct Authority (FCA), therefore not authorised to offer financial advice. Do your own research and seek independent advice when required. Views and opinions expressed in this episode by the guests and or speakers are those of their own and do not necessarily reflect the views of Zulftalks.com or TrustedCreators.org. Having guests on this podcast does not endorse them, their services or their products.

    16 min

  5. 12/02/2024

    How to Stick To A Budget

    There are so many ways but i give you a real talk explanation of how to try and work sticking to your budget into day to day life and see if these simple yet effective tips can help you Episode Key Notes Calculate Your Net Income Track Your Spending Set Realistic Goals Make a plan Adjust your spending to stay on budget Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast is proudly supported by TrustedCreators.org. Clairty: : The information talked about in this episode is not financial advice or recommendations. The information does not constitute financial advice or recommendation and should not be considered as such. I am not regulated by the Financial Conduct Authority (FCA), therefore not authorised to offer financial advice. Do your own research and seek independent advice when required. Views and opinions expressed in this episode by the guests and or speakers are those of their own and do not necessarily reflect the views of Zulftalks.com or TrustedCreators.org. Having guests on this podcast does not endorse them, their services or their products.

    11 min

  6. 05/02/2024

    How to pay for things online

    What are the best wasy to bu online I talk about the ways you can pay and Episode Key Notes Popular online payment methods in the UK Setting up online banking Making secure online payments Online shopping platforms Understanding payment fees Alternative payment methods Online security tips Legal protections Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast is proudly supported by TrustedCreators.org. Clairty: : The information talked about in this episode is not financial advice or recommendations. The information does not constitute financial advice or recommendation and should not be considered as such. I am not regulated by the Financial Conduct Authority (FCA), therefore not authorised to offer financial advice. Do your own research and seek independent advice when required. Views and opinions expressed in this episode by the guests and or speakers are those of their own and do not necessarily reflect the views of Zulftalks.com or TrustedCreators.org. Having guests on this podcast does not endorse them, their services or their products.

    13 min

  7. 29/01/2024

    How Mortgages Work

    In this episode I talk about the basics of how mortgages work Episode Key Notes What a mortgage is Types of mortgages The mortgage process Costs involved Repayment options Mortgage term Legal process Financial protection Closing thoughts Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast is proudly supported by TrustedCreators.org. Clairty: : The information talked about in this episode is not financial advice or recommendations. The information does not constitute financial advice or recommendation and should not be considered as such. I am not regulated by the Financial Conduct Authority (FCA), therefore not authorised to offer financial advice. Do your own research and seek independent advice when required. Views and opinions expressed in this episode by the guests and or speakers are those of their own and do not necessarily reflect the views of Zulftalks.com or TrustedCreators.org. Having guests on this podcast does not endorse them, their services or their products.

    20 min

  8. 22/01/2024

    How to Check and Build Your Credit History

    Unlock financial empowerment by learning how to check and build your credit history. Episode Key Notes Understanding credit reports Check your credit report Register on the electoral roll Open a bank account Apply for a credit builder card Use credit responsibly Avoid multiple applications Consider credit- builder loans Length of credit history matters Patience Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast is proudly supported by TrustedCreators.org. https://www.creditkarma.co.uk/login Clairty: : The information talked about in this episode is not financial advice or recommendations. The information does not constitute financial advice or recommendation and should not be considered as such. I am not regulated by the Financial Conduct Authority (FCA), therefore not authorised to offer financial advice. Do your own research and seek independent advice when required. Views and opinions expressed in this episode by the guests and or speakers are those of their own and do not necessarily reflect the views of Zulftalks.com or TrustedCreators.org. Having guests on this podcast does not endorse them, their services or their products.

    14 min
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About

Ever thought of Working for Yourself? "Be your own boss" as they say! This isn't as easy as it sounds. I have been working for myself for over a decade. I talk about everything involved in pursuing this. In each episode, I focus on problems and look at solutions to help you succeed. I wish something like this was around when I started. I've always been passionate about giving back. That's why I'm making these episodes to help make it easier for you.

Information

  • Creator
    ZulfTalks
  • Years Active
    2019 - 2025
  • Episodes
    225
  • Rating
    Clean
  • Copyright
    © ZulfTalks
  • Show Website
    Working For Yourself

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