96 episodes

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

Smart Money Happy Hour with Rachel Cruze and George Kamel Ramsey Network

    • Business

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

    Are You Guilty of Telling These White (Money) Lies?

    Are You Guilty of Telling These White (Money) Lies?

    💵 Start your free budget today. Download the EveryDollar app!

    We’re all guilty of the occasional little white lie, but are they as harmless as they seem? Today, Rachel and George discuss how these fibs could actually be dipping into your wallet without you even noticing. Join them for a look at the financial impact of our everyday words.

    Next Steps
    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    🎥 Check out George’s video where he breaks down investing for beginners.

    💰 Navigate your investments with expert guidance from a SmartVestor Pro.

    Offers From Today's Sponsors
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney. 

    Today’s Happy Hour Special: 🍋 Creamy Lemonade
    Recipe: Every Little Crumb
    Servings: 6
     
    Ingredients:
    • 1/2 can sweetened condensed milk
    • 1 cup lemon juice
    • 3 cups cold water
    • 2 cups ice
     
    Instructions: In a pitcher, whisk together the lemon juice and sweetened condensed milk. Add the cold water and stir, and then add the ice. For added flair, serve with extra lemon slices and optional mint leaves and enjoy!
     
    Listen to More From Ramsey Network
    💡 The Rachel Cruze Show
    💰 George Kamel
    🎙️ The Ramsey Show
    💸 The Ramsey Show Highlights  
    🧠 The Dr. John Delony Show
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 33 min
    Why “Get Ready With Me” Videos Are Costing You $$$$

    Why “Get Ready With Me” Videos Are Costing You $$$$

    💵 Sign up for EveryDollar today to create a free budget!

    Are "Get Ready With Me" videos filling your feed? Join George and Rachel as they explore the internet's latest obsession with watching strangers’ routines, explain how it fuels comparison culture, and offer some helpful tips to keep your spending safe from viral trends.

    Next Steps
    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
    🎥 Watch George and Rachel break down bad habits that are hurting your wallet.
     
    Offers From Today's Sponsors
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney. 

    Today’s Happy Hour Special: 🥃 Maple Bourbon Sour
    Recipe: Joy + Oliver
     
    Ingredients:
    • 1 1/2 ounce bourbon
    • 3/4 ounce lemon juice
    • 3/4 ounce maple syrup
    • 4 ice cubes
    • 1 rosemary sprig
     
    Instructions: In a cocktail shaker, combine the bourbon, lemon juice and maple syrup and fill with ice. Shake until fully combined and pour into your favorite cocktail glass. Garnish with fresh rosemary and enjoy!

    Listen to More From Ramsey Network
    💡 The Rachel Cruze Show
    💰 George Kamel
    🎙️ The Ramsey Show
    💸 The Ramsey Show Highlights  
    🧠 The Dr. John Delony Show
    💼 The Ken Coleman Show
    📈 EntreLeadership
     
    Ramsey Solutions Privacy Policy

    • 44 min
    What Are “Vacations” Really Costing You?

    What Are “Vacations” Really Costing You?

    💵 Sign up for EveryDollar today. Create a free budget!
     
    Ever feel like “going on vacation” is more work than rest? From booking flights to wrangling kids to drowning in laundry when you get home—it feels like the pre-trip to-do list never ends! So today, George and Rachel are digging into the true cost of rest when it comes to your time, relationships and most importantly, your money.
     
    Next Steps

    🖥️ Sign up for FPU to start making progress with your money goals.

    💸 Get your sinking fund questions answered with this step-by-step article.


    🏖️ Get the scoop on the rise and fall of short-term vacation rentals.

    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 


    Offers From Today's Sponsors 
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.  
     
    Today’s Happy Hour Special: Orange Creamsicle Cocktail
    Recipe: StyledByDaisies.com
     
    Ingredients: 
    ·     2 ounces whipped vodka
    ·     1 ounce Cointreau
    ·     2 ounces orange juice
    ·     1.5 ounces heavy cream
    ·     1 orange slice

    Instructions: 
    Add vodka, orange liqueur, orange juice, heavy cream and ice to a cocktail shaker. Shake for 15-30 seconds. Pour all contents into a cocktail glass, add more ice if needed, garnish with a fresh orange slice and enjoy!

    Listen to More From Ramsey Network 
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show 
    💡 The Rachel Cruze Show 
    💸 The Ramsey Show Highlights 
    💰 George Kamel 
    💼 The Ken Coleman Show 
    📈 EntreLeadership 
     
    Ramsey Solutions Privacy Policy 

    • 35 min
    Should We Sell It All and Be Homesteaders?

    Should We Sell It All and Be Homesteaders?

    💵 Sign up for EveryDollar today. Create a free budget!
     
    Ever think about turning your back on city life for wide, open spaces and self-sufficiency? From trendy aesthetics to what it really costs to live off the land, Rachel and George are exploring the allure of homesteading to see if the simple life truly is better.

    Next Steps
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
    ·      🎓 Learn to win with money by enrolling in Financial Peace University.

    Offers From Today's Sponsors
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney. 

    Today’s Happy Hour Special: Earl Grey Tea and Tonic Mocktail 🍸
    Recipe: Simply Recipes

    Ingredients:
    Earl Grey Tea Syrup
    ·      1 cup sugar
    ·      1/2 cup water
    ·      2–3 Earl Grey tea bags

    Mocktail
    ·      3/4 ounce Earl Grey tea syrup
    ·      1/2 ounce freshly squeezed lemon juice
    ·      3–4 ounces tonic water
    ·      8 ounces crushed ice

    Instructions:
    To make the syrup, combine the water and sugar and bring it to a boil, then remove from the heat. Add the tea bags to steep and let it cool in the fridge for 30 minutes. Fill a highball glass with ice, then pour in the cooled syrup, lemon juice and tonic water. Gently stir and serve.
     
    Listen to More From Ramsey Network
    🎙️ The Ramsey Show
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 36 min
    Extreme Makeover: Personal Finance Edition

    Extreme Makeover: Personal Finance Edition

    💵 Sign up for EveryDollar today. Create a free budget! 

    In this week's episode, George and Rachel are giving financial transformations a nostalgic twist by channeling early 2000s makeover shows, complete with dramatic "before and after" reveals. 
     
    Next Steps 

    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  

    🎓 Learn to win with money by enrolling in Financial Peace University. 

     
    Offers From Today's Sponsors 
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to http://joindeleteme.com/smartmoney.   
     
    Today’s Happy Hour Special: 🍸 Strawberry Basil Martini 
     Recipe: Styled by Daisies 
     Ingredients: 

    2 ounces gin  

    3/4 ounce strawberry simple syrup 

    4 basil leaves 

    1 ounce lemon juice 

    1 egg white  

    
    Instructions: 
    In a cocktail shaker, combine the gin, strawberry syrup, lemon juice, basil, and egg white. Dry shake, add 5–7 cubes of ice, then shake again. Strain into a chilled martini glass and garnish with a strawberry slice. 
     
    Listen to More From Ramsey Network 
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show 
    💡 The Rachel Cruze Show 
    💸 The Ramsey Show Highlights 
    💰 George Kamel 
    💼 The Ken Coleman Show 
    📈 EntreLeadership 
     
    Ramsey Solutions Privacy Policy 

    • 48 min
    Money Motives Hidden in Shocking True Crime Stories

    Money Motives Hidden in Shocking True Crime Stories

    💵 Sign up for EveryDollar today. Create a free budget!

    Ever wonder how far some people will go for money? Join George and Rachel as they unravel the dark side of money psychology and its gripping ties to true crime. From insurance payouts to money laundering, they’re uncovering what makes money a motive for crime.

    Next Steps
    ·      🖋️ Make a plan for your legacy today! Create your state-specific will online with the help of Mama Bear Legal Forms.
    ·     🔐 Protect your family’s future. Get free term life insurance quotes from Zander Insurance.
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Offers From Today's Sponsors
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney. 

    Today’s Happy Hour Special:🍸 Black Widow
     
    Ingredients:
    ·      1 ounce vodka
    ·      2 ounces Chambord raspberry liqueur
    ·      1/2 teaspoon activated charcoal powder
    ·      1 teaspoon lime juice
    ·      1 teaspoon simple syrup
    ·      2 dashes Peychaud’s bitters
    ·      2-3 Blackberries

    Instructions:
    Pour vodka, raspberry liqueur, charcoal powder, lime juice, simple syrup and bitters in a cocktail shaker filled with ice. Shake and strain into glass. Top with blackberries for garnish.
     
    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 30 min

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