Temperament: Money, Mind & Emotions

Personal Finance TV
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Temperament: Money, Mind & Emotions

After an incredible first season, Temperament is back with Season 2, and we’re taking things to the next level! In this season, we dive even deeper into the emotional and psychological dynamics behind financial decision-making. How do our behaviors, mindsets, and emotions shape our financial lives? Tune in for insightful conversations with leading experts in wealth management, psychology, fintech, and investing, who bring both practical strategies and a human touch to the world of finance. And that’s not all! We’re turning Temperament into a video podcast! Catch exclusive video interviews on our YouTube channel, while our popular narrative-style episodes continue on Spotify and other audio streaming platforms.

  1. Investing in Airbnb: A smart move or risky bet?

    19 DEC

    Investing in Airbnb: A smart move or risky bet?

    Short-term rentals have emerged as a popular avenue for passive income, with India becoming a key player in this trend. According to Amanpreet Bajaj, Airbnb India’s General Manager, the country is one of Airbnb’s fastest-growing markets. In 2023 alone, Airbnb saw a 30% increase in nights booked across India, with domestic bookings skyrocketing by 110%. As Indians embrace travel and look for stays that combine comfort with unique experiences, short-term rentals are booming. But is running an Airbnb or a short-term rental as straightforward as it seems? In this episode of Temperament, we dive into: The challenges of starting and managing an AirbnbThe rapid growth of short-term rentals in IndiaTop markets to consider for investmentThe costs, returns, and profitability of short-term rentals Watch the full conversation with Amit: https://youtu.be/uCzfGf8n7_o?si=HZNUc-2Q7WuT-IKV Watch the full conversation with Rafique: https://youtu.be/d_yxRKXt2CI?si=dUq0bKAgc2DF6X8a *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    29 min
  2. Winning the mutual fund game: Insights from top investors

    13 DEC

    Winning the mutual fund game: Insights from top investors

    "Mutual Fund Sahi Hai"—a phrase we’ve all heard. And the numbers prove it. India's mutual fund industry has experienced remarkable growth, expanding sixfold in the last decade to manage an impressive ₹61.33 trillion by mid-2024. It’s clear that more Indians are harnessing the power of compounding and making their money work for them. Yet, here’s the paradox: 97% of investors discontinue their SIPs within five years. If mutual funds are so effective, why do so many struggle to stay invested long-term? In this episode of Temperament, we uncover the answers. We discussed Why mutual funds are essential for every investor.Behavioral biases affecting both fund managers and investors.The reasons behind India’s low mutual fund penetration.Common mistakes investors make—and how to avoid them.Watch full conversation with Gajendra: https://youtu.be/1IopPA-4My0?si=k1_NnsJXn63y0aOl Watch full conversation with Swarup: https://youtu.be/CumXmEiV_1A?si=h_dYWPA6ZqO0CoVO *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    31 min
  3. How angel investing works?

    14 NOV

    How angel investing works?

    Every startup success story makes angel investing look irresistible. From Sanjeev Bikhchandani's 4.7 crore investment in Zomato turning into 15,000 crores to early investors making 200x returns, these astronomical numbers are capturing everyone's attention. But behind these headline-grabbing exits lies a complex world of calculated risks and strategic decisions. In this episode, we dive deep into the realities of angel investing and explored What separates successful angel investors from those who lose money?Essential factors to evaluate before writing your first investment checkStrategic frameworks to identify promising startupsWhy most angel investors fail despite backing innovative ideas?Emerging sectors that could produce the next generation of unicorns Watch full conversation with Anirudh: https://youtu.be/5ttcZG0Ti4o?si=0GVtkAxN53EHIv5h Watch full conversation with Arjun: https://youtu.be/XyvK_qg8P08?si=iyTGj1-bqAMo1KtI *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    38 min
  4. Why do we use retail therapy as our coping mechanism?

    7 NOV

    Why do we use retail therapy as our coping mechanism?

    Ever noticed how your Instagram feed seems to read your mind, showing you exactly what you "need" when you’re feeling down? A tailored collection of clothes, gadgets, and home decor pops up, promising to fill a void you hadn’t even recognized until just moments ago. In 2023, a Deloitte survey of over 114,000 adults across 23 countries found that nearly 80% made at least one splurge purchase in the past month to boost their mood—even though only 42% felt they could afford it. In this episode, we dive into the world of retail therapy, discussing: Why we turn to shopping as a coping mechanism?How brands leverage our emotions to drive spending?The role of technology in encouraging impulsive purchasesPractical steps to curb impulse buying and better manage finances Watch full conversation with Chandralekha: https://youtu.be/Dh59C7-PJE8?si=wVSqWqMy9uJ2QQkV *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    29 min
  5. Dubai real estate: Is it worth the hype?

    31 OCT

    Dubai real estate: Is it worth the hype?

    Dubai real estate is making waves, especially on social media. Everywhere you look, someone is either promoting the benefits of investing in Dubai or showcasing its luxury properties. It seems like everyone is jumping on the Dubai real estate bandwagon, and the hype is hard to ignore. Hence, to understand this hype, in this episode we discussed:  Is Dubai real estate really worth the hype?  Is the market nearing bubble territory?  India vs. Dubai: Which is a better investment for Indians?  Key factors to consider before investing in Dubai real estate. Watch full conversation with Anand Menon: https://youtu.be/fwwnvBlnzio *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    23 min
  6. Is financial independence, retire early (FIRE) dream worth chasing?

    17 OCT

    Is financial independence, retire early (FIRE) dream worth chasing?

    Financial Independence, Retire Early (FIRE) has been a popular topic for some time, inspiring many to pursue early retirement for personal reasons. However, the journey to achieving FIRE isn’t always straightforward, and the lifestyle after early retirement is often misunderstood as effortlessly smooth, which isn't always the case. In this episode, we break down the FIRE concept, explore  How to calculate your FIRE number?Investment strategies for achieving financial independenceEmotional and psychological challenges that come with retiring early. Watch full conversation with Ritesh: https://www.youtube.com/watch?v=XlAm20wLfCQ Watch full conversation with Ravi: https://youtu.be/nBS_asQviAk?si=GXKw-5KCMDE-iSv2 *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    22 min
  7. Why do we fall for financial frauds?

    10 OCT

    Why do we fall for financial frauds?

    Over 52,000 cybercrime cases were recorded in India in 2022, with financial fraud making up a massive 60%, according to NCRB data. And that’s just the reported cases—the true scale could be much larger. Surprisingly, many victims are well-educated and tech-savvy individuals. So, why do so many fall victim to these scams?  To get an answer of this In this episode, we explored  The scariest and most common cybercrimes in India How even educated individuals get tricked The psychological strategies scammers use to deceive victimsThe exploitation of teenagers in online financial schemes Practical ways to protect yourself from cyber fraud. Watch full conversation with Ritesh: https://youtu.be/dl3bxXE_cRU?si=UL2y4vTbHgFUwhpf Watch full conversation with Nirali: https://youtu.be/6E5LA9NBp-A?si=xcNRuVxqbetTlQst *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorizations in this podcast are provided solely for educational purposes and relate to third-party products.

    29 min
  8. A deep dive into insurance decision-making| Part 1

    22 FEB

    A deep dive into insurance decision-making| Part 1

    Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 People are naturally optimistic, and that positivity helps them enjoy life, love, and even try new things like tasty cheeseburgers or space exploration. But this optimism has a downside, especially when it comes to getting ready for tough times in the future. Sometimes, our hopeful outlook on the future makes us forget to plan for unexpected money problems. Depending only on being optimistic without preparing enough is a risk that many of us can't afford. So, it's important to find a balance by being practical. That's where understanding insurance comes in handy. In the first part of the episode, the things to consider before selecting the insurance cautions against relying too much on work insurance plans, and discussed common mistakes people make with health insurance." *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    14 min
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4.5
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25 Ratings

About

After an incredible first season, Temperament is back with Season 2, and we’re taking things to the next level! In this season, we dive even deeper into the emotional and psychological dynamics behind financial decision-making. How do our behaviors, mindsets, and emotions shape our financial lives? Tune in for insightful conversations with leading experts in wealth management, psychology, fintech, and investing, who bring both practical strategies and a human touch to the world of finance. And that’s not all! We’re turning Temperament into a video podcast! Catch exclusive video interviews on our YouTube channel, while our popular narrative-style episodes continue on Spotify and other audio streaming platforms.

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