247 episodes

***TOP 1.5% MONEY & FINANCIAL SUPPORT PODCAST***

Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?

You’re in the right place!

We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.

We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans Ideal Balance | Vanessa & Shana | Christian Financial Coaches | Dave Ramsey Fans

    • Education

***TOP 1.5% MONEY & FINANCIAL SUPPORT PODCAST***

Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?

You’re in the right place!

We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.

We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

    247 | Smart Spending: Helping Women Feel Good About Budgeting Needs and Wants

    247 | Smart Spending: Helping Women Feel Good About Budgeting Needs and Wants

    Snag Our Signature Budget Template!
    Hey there Budget Besties! Today, we're unpacking the secrets to being bougie on a budget! We're going to tell you how you can feel good about spending AND how you can balance the needs and wants in your budget.

    Why You Can't Miss This Episode:


    Our Journey from YMCA to Financial Gurus: Hear how our casual meeting at a YMCA workout class evolved into a thriving, debt-free business that's now changing lives, including ours.
    Tackling Your Unique Financial Challenges: We’re getting real about the financial hurdles you face and sharing strategies that break down these barriers. It’s time for some real talk about money, responsibility, and empowerment.
    Empathy Meets Strategy in Money Management: Dive deep with us as we blend understanding with robust financial tactics to help you navigate your finances confidently.
    Money Mindset Makeover: Ready for some tough love? We're here to shift your money mindset. Find out how to manage your finances so you can splurge without guilt and save without strain.

    This Episode Is Packed With:


    Heartfelt stories of financial transformations from women just like you.
    Eye-opening insights into how emotions and finances interact, especially for women.
    Practical, no-nonsense advice that makes budgeting, saving, and spending an empowering part of your daily life.

    Why Listen?
    Tune in if you’re ready to take control of your finances with flair and fun. Whether you’re looking to make savvy budget adjustments, prepare for unexpected expenses, or simply enjoy your money without second-guessing every purchase, we've got you covered.



    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 

    "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  


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    • 22 min
    246 | Are You Sabotaging Your Budget? Signs You're Not Ready

    246 | Are You Sabotaging Your Budget? Signs You're Not Ready

    Snag Our Signature Budget Template!

    Today we explore the difference between those who find success in budgeting and those who stumble, discussing the role of mindset and preparation. If you've tried budgeting before and felt it wasn't for you, this discussion might shed some light on why and how you can prepare to succeed.

    Key Points Discussed:


    Understanding Readiness: Our budget besties want to budget but struggle due to a lack of readiness. This readiness isn't just about having a plan, but also about having the right mindset to stick to it. We compare this to preparing for a marathon: without the right training and mindset, success is unlikely.


    Common Pitfalls in Budgeting: We discuss real-life examples where people had the tools and resources to budget but ultimately failed due to premature decisions or not being mentally prepared. These stories highlight the importance of recognizing when you're genuinely ready to commit to budgeting.


    Mindset Over Mechanics: Often, the challenge isn't in the numbers but in the mindset. We talk about the psychological aspects of budgeting, such as overcoming the urge to spend unexpectedly due to old habits or emotional triggers.


    Strategies for Success: Practical advice on how to gradually prepare for successful budgeting, including setting realistic goals, understanding the importance of small steps, and learning from past mistakes without self-judgment.


    Motivational Insights: Inspirational anecdotes and quotes from those who have successfully transformed their financial habits, emphasizing the power of persistence and the right mindset.



    Budgeting isn't just about managing money; it's about managing your mindset and expectations. Whether you're overcoming financial challenges or seeking to improve your financial health, this episode provides valuable insights into making lasting changes. Are you ready to assess your readiness and take the plunge into effective budgeting? Join us to find out how to align your goals with your actions for financial success.



    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 

    "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  


    ---

    Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message

    • 19 min
    245 | Money Talks: How to Conquer Debt and Create Generational Wealth w/ Holly Logan

    245 | Money Talks: How to Conquer Debt and Create Generational Wealth w/ Holly Logan

    Snag Our Signature Budget Template!

    Join us for a chat with Holly Logan from the "Lead with Empathy Podcast" as we delve into combining financial management with lasting generational wealth. Holly, a family nurse practitioner turned influential podcaster, shares her personal and professional experiences, focusing on how finance intersects with overall wellness.

    Key Highlights:


    Holly's Financial Journey: Holly recounts her move from healthcare to managing her husband's dental business, emphasizing the importance of financial knowledge in her life.
    Generational Wealth and Health: Holly introduces the concept of "generational health," discussing how financial decisions impact overall family well-being and future generations.
    Debt Management Insights: Learn practical strategies for managing and overcoming significant debt through personal stories and expert advice shared by Holly and the hosts.
    Empowering Financial Decisions: Discover how to handle financial challenges without missing out on life's joys, such as family vacations and hobbies.
    Education and Career Choices: The conversation also covers the importance of choosing educational paths and careers that align with financial goals and aspirations.


    This episode offers valuable knowledge for anyone looking to improve their financial skills while balancing life's other responsibilities. Whether you're beginning to save or are an experienced investor, Holly's tips on budgeting, debt management, and investing are practical and applicable to various financial situations.

    Where to Find Holly:


    Instagram: @HollyLogan_health
    Website: hollyloganhealth.com
    Podcast: "Lead with Empathy"

    Tune in to get practical advice on building a sound financial future that benefits you and your family for generations to come.

    Where to Find Holly:


    Instagram: @HollyLogan_health
    Website: hollyloganhealth.com
    Podcast: Lead with Empathy

    Tune in to gain a fresh perspective on creating a sound financial future that spans generations, ensuring that both your wealth and health are preserved for your family and beyond.



    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 

    "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  



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    Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message

    • 33 min
    244 | Crafting Custom Budgets: Insights from Client Sessions to Strengthen Your Financial Plan

    244 | Crafting Custom Budgets: Insights from Client Sessions to Strengthen Your Financial Plan

    Snag Our Signature Budget Template!



    Today, we dive into the nitty-gritty of budgeting with a twist—real client stories and personalized strategies that make all the difference! Ready to tackle your finances with some expert advice? Let's jump in.

    Here's What You're In For:


    Demystifying the Budgeting Process: Ever feel like budgeting is just a series of endless tweaks? Well, you're not alone. We're breaking down the iterative nature of budgeting—why it's more about being adaptable than perfect from the get-go. We'll also tackle those myths about setting up a budget. Spoiler alert: it's not an overnight thing!


    Making It Personal: No two financial journeys are the same, which is why a cookie-cutter budget just doesn’t cut it. We're sharing how different folks have successfully personalized their financial plans. It’s about crafting a budget that mirrors your life, not someone else’s!


    View Budgeting as an Investment: Think of budgeting less like a chore and more like investing in your future. We’ll explore how adjusting your budget isn't just fixing mistakes—it's setting up for future wins, both mentally and financially.


    Real Stories, Real Adjustments: Get ready for some incredible stories about how our clients tweaked their budgets after a real look at their spending. Plus, tips on how to handle those unexpected financial decisions (like that spontaneous tax return splurge).


    Business Meets Personal Finance: For the entrepreneurs out there, we haven’t forgotten you. Learn how to keep your business and personal finances thriving with clear boundaries and targeted goals. It's all about balance and foresight.



    Why This Episode Is a Must-Listen:

    Join us as we equip you with the tools and confidence to craft a budget that works for you. We’ve packed this episode with stories from clients just like you, who have transformed their approach to budgeting and seen their financial stability soar. It’s all about making a budget that not only works but also empowers you.

    Get in Touch:

    Got a burning question or a budgeting victory to share? We’d love to hear from you! Email us at hello@budgetbesties.com, or just drop us a line to join our community of savvy budgeters aiming for a stronger financial future.

    Catch you in the episode, where we make finance fun and functional!



    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 

    "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! 


    ---

    Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message

    • 23 min
    243 | Breaking the Paycheck-to-Paycheck Cycle: 5 Reasons You Make Good Money and Have Nothing to Show for It

    243 | Breaking the Paycheck-to-Paycheck Cycle: 5 Reasons You Make Good Money and Have Nothing to Show for It

    Snag Our Signature Budget Template!


    In today’s episode, we’re diving deep into a problem so many of us face: earning a decent income but still struggling to make ends meet. Why does this happen, and what can we do about it? We’re going to explore the hidden reasons behind this frustrating financial cycle and provide you with actionable strategies to turn things around.

    In This Episode, You'll Discover:


    The Illusion of Financial Stability: We unpack the psychological and practical reasons why a good salary might still feel insufficient.


    The Importance of a Financial System: Learn why having a structured financial system is crucial and how to set one up to prevent your money from slipping through the cracks.


    Mastering Your Spending: We discuss the impact of 'invisible' spending on your budget and share effective ways to track every dollar.


    Setting Empowering Financial Goals: Discover how setting exciting financial goals can align your spending habits with your long-term aspirations and motivate you to save.


    Actionable Financial Solutions: I’ll guide you through practical steps such as conducting a 90-day financial review and effectively organizing your financial accounts.



    Why You Should Listen:

    This episode is packed with valuable insights and practical advice for anyone looking to break free from the paycheck-to-paycheck lifestyle. Whether you're looking to overhaul your budgeting techniques, control your spending, or set inspiring financial goals, we have the guidance you need to start making smarter financial decisions.

    Episode Highlights:


    Understanding Financial Illusions: Learn why you might feel financially unstable despite a good salary.


    Building a Financial System: Tips on creating a system that keeps your finances in check.


    Smart Spending: Strategies for tracking and managing your spending effectively.


    Goal Setting: How to set financial goals that actually excite and motivate you.


    Practical Financial Management: Step-by-step advice on improving your financial health.



    Remember:

    If you're tired of feeling financially stretched despite a good paycheck, this episode is a must-listen. Tune in to transform your financial habits and pave the way toward a life of financial freedom and fulfillment.

    👉 Don’t forget to subscribe and share this podcast with someone who could benefit from these tips!

    #PersonalFinance #MoneyManagement #FinancialFreedom #BudgetingTips #SaveMoney #FinancialGoals

    Tune into today’s episode for expert advice and actionable strategies that will help you manage your money more effectively and stop living paycheck to paycheck. Let’s get your finances on track for success!





    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 

    "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 
    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a

    • 18 min
    242 | Managing Money When Paychecks Fluctuate: A Guide to Achieving Financial Peace and Organization

    242 | Managing Money When Paychecks Fluctuate: A Guide to Achieving Financial Peace and Organization

    Snag Our Signature Budget Template!⁠




    Today, we explore the real challenges and strategic solutions that can help individuals and families not just survive, but thrive financially, regardless of how or when the money comes in.

    Key Highlights:


    Understanding Unpredictable Income: We start off by discussing the various types of income schedules people face, from daily wages to monthly salaries, and how each can significantly affect financial planning and stability.


    Personal Finance Struggles: Our guest shares her lifelong journey of financial independence, starting from her early twenties when she first managed her own finances, to now at 44, with a family and children, realizing the need to get a serious grip on her financial situation.


    Family and Finances: Hear how raising four children and managing a household has brought both joy and financial strain. Our guest discusses the challenges of high income coupled with high expenses, and how family dynamics, like supporting sports and extracurricular activities, play a massive role in financial planning.


    The Emotional Aspect of Money Management: It’s not just about numbers; it’s about feelings too. Our discussion touches on the emotional weight of owing money, the stress of unexpected expenses, and the desire to provide for children without compromising financial health.


    Practical Steps Towards Financial Stability: We wrap up with actionable advice on how to tackle these challenges. This includes setting up dedicated accounts for bills, implementing spending freezes, and the importance of transparent family discussions about finances.





    Join us as we unpack these insights with real-life stories and expert advice, ensuring you come away equipped to handle whatever your financial situation may throw at you. Whether you're dealing with fluctuating paychecks or just looking to refine your budgeting skills, this episode is a must-listen!



    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 

    "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  






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    Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message

    • 21 min

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