134 episodi

Benjamin Brandt wants to teach you how to retire! Listen in as Benjamin Brandt CFP©, RICP© answers the questions on the minds of the modern retiree, often joined by the top experts in the retirement planning industry. Do you enjoy Dave Ramsey and Freakonomics? Check out Retirement Starts Today Podcast. Ask Benjamin a question here: https://retirementstartstodayradio.com/ask-a-question/

Retirement Starts Today Radio Benjamin Brandt CFP®, RICP®

    • Investimenti

Benjamin Brandt wants to teach you how to retire! Listen in as Benjamin Brandt CFP©, RICP© answers the questions on the minds of the modern retiree, often joined by the top experts in the retirement planning industry. Do you enjoy Dave Ramsey and Freakonomics? Check out Retirement Starts Today Podcast. Ask Benjamin a question here: https://retirementstartstodayradio.com/ask-a-question/

    What You Need to Know About the Coronavirus Stimulus Package, Ep # 133

    What You Need to Know About the Coronavirus Stimulus Package, Ep # 133

    With the Coronavirus situation bringing so much change into our lives, I decided to bring an abrupt conclusion to the Living Off Your Savings series. Instead, today, we’ll talk about some of the changes that the Coronavirus legislation will bring. Now that President Trump signed the Coronavirus stimulus package into law I wanted to give you an idea of what you can expect from this landmark legislation. Join me on this episode of Retirement Starts Today to discover how the Coronavirus stimulus package affects you. 
    Outline of This Episode [3:58] Who is eligible for a stimulus check [8:02] Take advantage of tax-loss harvesting [12:10] RMD’s are waived in 2020 [13:43] Waiver of early IRA distribution penalties [15:44] 401K loans have changed [16:40] Charitable deductions have a change [18:10] The COVID19 test and vaccine will be covered by health insurance Join me for the Living Off Your Savings webinar! I wanted to make sure to fulfill my promise of having a webinar to cap off the Living Off Your Savings series especially since the series was shorter than expected. You’ll have 2 options to join the webinar. Option A takes place on April 2 at 10:30 AM CDT. Option B is April 2 at 2 PM CDT. This webinar will cover how to turn your accumulated savings into monthly retirement income. We’ll cover case studies, portfolio breakdowns, and how to have an amazing retirement even in the midst of a market meltdown! Sign up soon since we are already at ⅔ capacity. 
    What you should know about the Coronavirus stimulus package Have you filed your taxes yet? If you haven’t, pay attention. If your income was over $150,000 in 2018, but under in 2019 then file immediately. If your income was under $150,000 in 2018 but over in 2019 and you haven’t filed then wait to file. The stimulus checks that are coming are based on your AGI in 2018 or 2019 if you have already filed. 
    Those stimulus checks will be $1200 per adult and $500 for each dependent child. If you filed jointly the income threshold is $150,000. The stimulus checks will be directly deposited into the bank account in which you received your 2018 return. Let’s hope that it’s still open!
    How a retiree can put their stimulus check to good use If you are losing sleep at night about the stock market then take this money and put it where it is needed most -- put it in a savings account, checking account, or stash the cash under the mattress. Do whatever will help you sleep at night. If you aren’t having trouble sleeping and you know where your income is coming from, think about making a Roth IRA contribution. If you have the stomach for it and don’t need it for a while, consider using that check for long-term investments. Listen in to hear a great way to teach the grandkids about the power of compound interest. 
    How else could the Coronavirus stimulus package affect your retirement You have until July 15th not only to file taxes, but you can also make your 2019 IRA and HSA contributions.  RMDs are waived for 2020 The IRA distribution penalty has been waived for 2020 in some cases 401K loans have expanded provisions You can now take charitable deductions of up to $300 Tests for the virus and the eventual vaccine will be covered by health insurance Listen in to hear all the details on how this landmark stimulus package could affect you and your retirement. 
    Resources & People Mentioned Living Off Your Savings webinar April 2, 10:30 AM CDT Living Off Your Savings webinar April 2, 2 PM CDT Jeff Levine on Twitter @CPAPlanner CNBC article on tax filing Bloomberg article on how Coronavirus will change the world Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Subscribe to Retirement Starts Today on
    Apple Podcasts,Stitcher,TuneIn,Podbean,Player FM,iHeart, or 

    • 21 min
    Living Off Your Savings: How to Turn Assets Into Retirement Income, Ep # 132

    Living Off Your Savings: How to Turn Assets Into Retirement Income, Ep # 132

    Before you retire you’ll need to think about how to turn your assets into retirement income. Today I’ll share with you my 2 favorite ways to turn your assets into retirement income. You’ll hear about the pros and cons of the 4% rule. I’ll also teach you about the guardrail strategy. After listening, you’ll be able to determine which strategy best fits your retirement goals. So listen in to gain more insight into how to live your best retirement.
    Outline of This Episode

    * [1:22]

    • 19 min
    Living Off Your Savings: How to Deal With a Bear Market, Ep # 131

    Living Off Your Savings: How to Deal With a Bear Market, Ep # 131

    I promise I did not crash the market just to give you guys an example of a bear market for this episode! But I guess this episode is releasing at the right time. As of this recording, we are not in a bear market yet, but it looks like we’re heading there. It doesn’t really matter what kind of label we affix to this situation when the stock market goes down almost 20% we need to figure out what we are going to do about it. Listen in to hear w

    • 18 min
    Living Off Your Savings: How Do I Cover My Spending in Retirement? Ep # 130

    Living Off Your Savings: How Do I Cover My Spending in Retirement? Ep # 130

    Now you know what your spending in retirement will be, but how do you know where and when to withdraw money? Welcome back to the second episode in the Living Off Your Savings series. Last week we established how much you needed to retire and you learned how to create a retirement budget. Today we’ll figure out how you will obtain that monthly cash flow. In this episode, we’ll discuss Social Security, filling the gap between spending and your

    • 17 min
    Living Off of Your Savings: How to Create a Retirement Budget, Ep # 129

    Living Off of Your Savings: How to Create a Retirement Budget, Ep # 129

    Have you created a retirement budget? That’s what we’re going to cover this week on Retirement Starts Today. The month of March brings a change in format for us. We are going to try a monthly series format. The theme of this month’s series is Living Off of Your savings. For the entire 5 week month, we will cover different topics under this umbrella. Here’s how it will look: 



    * Week 1 – How much do I

    • 18 min
    Are You Paying for Tax Prep That Should Be Free? Ep # 128

    Are You Paying for Tax Prep That Should Be Free? Ep # 128

    Last year 14 million Americans paid for tax prep that they could have had for free. Are you one of those people? Today, we’ll take a look at why people are spending money they don’t need to and how to rectify that. I’ll also answer some insightful listener questions concerning legal documents for retirees, the rule of 55, and whether we have reached the end of the bull market. So grab your headphones and pay attention so that you can level

    • 16 min

Top podcast nella categoria Investimenti

Gli ascoltatori si sono iscritti anche a