Digital Disruption

Chris Williams
Digital Disruption

Digital Disruption is a Podcast for Business leaders and Tech Entrepreneurs. Each episode of the Podcast I will bring you the stories of founders, CEO’s, innovative thinkers and the people at the grass roots level inside organisations driving through digital transformation, disrupting industries with technology and driving change. Sharing their stories, lessons learned and how they are successfully leveraging technology, to disrupt and drive through change. About your host: Chris Williams has been helping enterprises and brands to innovate and adopt emerging technologies, driving through digital transformation and change for almost 20 years. Building new revenue streams and defining cutting edge solutions to complex problems. Chris founded and built one of the first management consultancy firms dedicated to supporting organisations going through Digital Transformation, servicing clients across multiple sectors in the UK, USA and Europe.

  1. Agentic AI & the Future of Homebuying: Unlocking £400B in UK Property Innovation

    4 JUN

    Agentic AI & the Future of Homebuying: Unlocking £400B in UK Property Innovation

    In this episode of Digital Disruption, we explore Agentic AI and its potential uses for the UK homebuying and property sector. Host Pete is joined by Novus Strategy’s new CEO, Claire van der Zant to discuss how AI is evolving beyond chatbots and automation – now capable of taking initiative, making decisions, and linking complex processes across the housing chain. We delve into: What Agentic AI is and how it works Real-world use cases in property, conveyancing, and lending Why the UK risks missing out on a £400 billion AI opportunity The importance of ethical AI adoption, transparency, and “humans in the loop” Practical steps for professionals looking to implement AI safely and effectively Whether you're a lender, proptech founder, estate agent or conveyancer, this episode offers valuable insights into the future of AI in the property industry. For more insights, visit our website or connect with us on LinkedIn. To connect with Pete on LinkedIn visit - Pete's LinkedIn profile To connect with Chris on LinkedIn visit - Chris's LinkedIn profile For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com. #IndustryInsights #NovusStrategy #DigitalTransformation #Innovation #AI #FutureOfWork #HDI #HorizontalDigitalIntegration #DigitalIntegration #UKHomeBuying #UKHomeBuyingAndSelling #PropTech #Lender #PropertyMarket #DigitalMaturity #Interoperability

    41 min
  2. 25 MAR

    HDI Strategy Development for Lenders Internal vs External

    🔍 Is your digital strategy keeping up with the demands of today’s home buying journey? In our latest Digital Disruption Podcast, we unpack Horizontal Digital Integration (HDI) — a game-changing strategy for UK lenders and ecosystem players. 🏡 The challenge? Internal optimisation has hit its ceiling. 💡 The opportunity? Collaborating left and right — across CRMs, brokers, estate agents and data sources — to unlock new revenue, reduce fallouts, and dramatically increase efficiency. Key takeaways include: 🔹 How internal HDI streamlines underwriting and speeds up workflows 🔹 How external HDI enhances partner collaboration and customer acquisition 🔹 Why HDI is central to enabling AI, green lending, and future-proof operations 🔹 Practical steps to define and implement your HDI strategy For more insights, visit our website or connect with us on LinkedIn. To connect with Pete on LinkedIn visit - Pete's LinkedIn profile To connect with Chris on LinkedIn visit - Chris's LinkedIn profile For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com. #IndustryInsights #NovusStrategy #DigitalTransformation #Innovation #AI #FutureOfWork #HDI #HorizontalDigitalIntegration #DigitalIntegration #UKHomeBuying #UKHomeBuyingAndSelling #PropTech #Lender #PropertyMarket #DigitalMaturity #Interoperability

    16 min
  3. 25 MAR

    What are the key drivers of Horizontal Digital Integration?

    The property market is at a tipping point, and Horizontal Digital Integration (HDI) is set to transform the way lenders, brokers, and conveyancers operate. 🔑 Key Takeaways from Our Latest Podcast: ✅ HDI will drive predictability, allowing borrowers to select move-in dates with certainty. ✅ Lenders must shift from operational efficiency to customer-centric growth, using real-time data to offer in-life financial services. ✅ Interoperability is no longer optional—firms that fail to integrate will be left behind. ✅ Collaboration is key—2025 will test whether the industry is truly ready to embrace a connected ecosystem. 💡 The mortgage industry must take inspiration from e-commerce—those who move first in digital integration will gain a significant competitive advantage. For more insights, visit our website or connect with us on LinkedIn. To connect with Pete on LinkedIn visit - Pete's LinkedIn profile To connect with Chris on LinkedIn visit - Chris's LinkedIn profile For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com. #IndustryInsights #NovusStrategy #DigitalTransformation #Innovation #AI #FutureOfWork #HDI #HorizontalDigitalIntegration #DigitalIntegration #UKHomeBuying #UKHomeBuyingAndSelling #PropTech #Lender #PropertyMarket #DigitalMaturity #Interoperability

    23 min
  4. 25 MAR

    How Government Data Sharing Will Transform Property Transactions

    🚀 Government Data Sharing: The Future of Property Transactions? In our latest Digital Disruption Podcast, Pete Gatenby & Chris Williams break down the UK Government’s latest announcement on data sharing and what it means for lenders, brokers, and conveyancers. 🔑 Key Takeaways from This Episode: ✅ Faster, more efficient property transactions through digital integration. ✅ How Horizontal Digital Integration (HDI) will drive seamless data sharing. ✅ Opportunities for lenders & conveyancers to improve in-life servicing & customer experience. ✅ Overcoming transformation fatigue—will this initiative finally deliver real change? 💡 Is this the tipping point for a fully digital home-buying experience? Listen to the episode and find out! For more insights, visit our website or connect with us on LinkedIn. To connect with Pete on LinkedIn visit - Pete's LinkedIn profile To connect with Chris on LinkedIn visit - Chris's LinkedIn profile For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com. #IndustryInsights #NovusStrategy #DigitalTransformation #Innovation #AI #FutureOfWork #HDI #HorizontalDigitalIntegration #DigitalIntegration #UKHomeBuying #UKHomeBuyingAndSelling #PropTech #Lender #PropertyMarket #DigitalMaturity #Interoperability

    21 min
  5. What’s Changing in 2025? AI, Automation, and the Race for Digital Maturity

    1 FEB

    What’s Changing in 2025? AI, Automation, and the Race for Digital Maturity

    In this New Year’s episode of the Digital Disruption podcast, hosts Chris Williams and Pete reflect on their 2024 predictions, analyse which came true, and set out their forecasts for 2025. Key themes from 2024 included: AI Disruption: Rapid advancements in AI, particularly in lending and conveyancing, but live adoption in the market lagged behind its technical capabilities. New AI-driven Players: While no major challengers entered the mortgage lending space, AI-driven solutions emerged in adjacent markets, such as search and automation. Collaboration & Infrastructure Investment: Significant progress was made in fostering cross-industry partnerships, with initiatives such as HDI (Horizontal Digital Integration) accelerating interoperability. Faster Home Buying & Remortgaging: While industry discussions intensified, full-scale implementation of "remortgage in a day" and "sale in a week" remains aspirational. Organisational Readiness & Talent Shifts: Firms investing in digital strategies and trialling new technologies saw the most progress, with AI, ML, and automation skills becoming highly sought after. Looking ahead to 2025, the discussion focused on: Customer-Centricity: A major shift towards putting consumers at the heart of digital transformation efforts. HDI Adoption: Horizontal Digital Integration will drive predictability, improve transaction times, and reshape vendor business models. Strategic AI & Automation: Greater investment in AI-driven automation, potentially leading to more end-to-end process automation in remortgaging. Blockchain & Secure Transactions: While advancements are expected, full blockchain-based property transactions remain unlikely this year. Data Standards & Upfront Information: The role of data integration and standardisation will accelerate, driven by initiatives like the Data Bill. Sustainability & the Connected Home: ESG factors and energy efficiency will begin to influence the mortgage and home-buying process. Chris and Pete conclude by encouraging industry professionals to develop an HDI strategy to remain competitive and avoid digital transformation fatigue. They also note the potential impact of government housing policy in driving digital adoption. For more insights, visit our website or connect with us on LinkedIn. To connect with Pete on LinkedIn visit - Pete's LinkedIn profile To connect with Chris on LinkedIn visit - Chris's LinkedIn profile For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com.

    40 min

About

Digital Disruption is a Podcast for Business leaders and Tech Entrepreneurs. Each episode of the Podcast I will bring you the stories of founders, CEO’s, innovative thinkers and the people at the grass roots level inside organisations driving through digital transformation, disrupting industries with technology and driving change. Sharing their stories, lessons learned and how they are successfully leveraging technology, to disrupt and drive through change. About your host: Chris Williams has been helping enterprises and brands to innovate and adopt emerging technologies, driving through digital transformation and change for almost 20 years. Building new revenue streams and defining cutting edge solutions to complex problems. Chris founded and built one of the first management consultancy firms dedicated to supporting organisations going through Digital Transformation, servicing clients across multiple sectors in the UK, USA and Europe.

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