Reducing Birth Costs with Health Insurance and Tax-Advantaged Accounts

In the United States, the average cost of vaginal birth is nearly $10,000, and the average price for a cesarean section is close to $14,000. There are tools and strategies you can use to save money on your medical bills. Insurance can help cover the cost of prenatal care and birth. Tax-advantaged accounts like flexible spending or health savings accounts can save you money on the expenses you have to pay. Whether you already have insurance or are shopping for a new plan, learn how your insurance works and how to minimize costs. Plus, get an overview of tax-advantaged accounts you can use to pay qualified medical expenses. If you are not in a financial position to obtain insurance or utilize tax-advantaged accounts, this episode also has tips for understanding the costs and how you can get assistance with coverage. This is not intended to be used as tax advice. Please consult your CPA, accountant, or tax professional for questions and more information. Thank you to our sponsors The VTech V-Hush Pro Baby Sleep Soother has every feature you could possibly want to transform any room into a sleep sanctuary. Create ideal sleep patterns and environments for your baby so your whole family gets better and longer sleep. The V-Hush Pro has built-in sleep programs and sleep tips from WeeSleep experts, over 200 pre-programmed stories, classical music, lullabies, and natural sounds. You can even record and upload your own voice, songs, or stories using the subscription-free app. The VTech V-Hush Pro Baby Sleep Soother is available at Walmart and Amazon. Try AG1 and get a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE AG1 travel packs with your first purchase. That’s a $48 value for FREE! Just one daily scoop provides whole-body benefits like gut, immune, and stress support. AG1 sources bioavailable ingredients that actually work with your body. Plus, their formula has all non-GMO ingredients and contains no added sugar. With AG1, I know I am filling any nutrient gaps and supporting my gut for healthy digestion. (As a friendly reminder, pregnant or nursing women should seek professional medical advice before taking this or any other dietary supplement.) Read the full article and resources that accompany this episode. Join Pregnancy Podcast Premium to access the entire back catalog, listen to all episodes ad-free, get a copy of the Your Birth Plan Book, and more. Check out the 40 Weeks podcast to learn how your baby grows each week and what is happening in your body. Plus, get a heads up on what to expect at your prenatal appointments and a tip for dads and partners. For more evidence-based information, visit the Pregnancy Podcast website.