Unlocking Undercollateralized Lending | Laurence Day

Bell Curve

In this episode, we’re joined by Laurence Day, Co-founder of Wildcat Finance! We discussed undercollateralized lending and RWAs in DeFi, the impacts of capital efficiency and liquidity fragmentation on lending markets, and how privacy comes into play. Finally, we unpacked the primary use cases for Wildcat.

Thanks for tuning in!

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Resources

Bell Curve Season 1 - The DeFi Credit Boom: https://youtube.com/playlist?list=PL6TA5PBj6svssNaiKjT6TykX56LikLZ-P&feature=shared

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Index Coop's Leverage Suite provides streamlined access to leverage, with built-in liquidation protection and low fees. Non-US users can now trade 2x, 3x and inverse leverage tokens for ETH and BTC on Arbitrum, Base, and Ethereum Mainnet.

Stop overpaying for leverage. Save up to 6x in fees compared to perps: https://indexcoop.com/blockworks-leverage

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Fuel Ignition launches as a high-performance Ethereum L2, running on consumer hardware to combat blockchain centralization. Powered by FuelVM, it offers fast, low-cost transactions with Ethereum and Solana wallet support. Explore our growing ecosystem of DApps for crypto management, DEXs, lending, and more. 

Visit fuel.network to learn more and start building for tomorrow, today!

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Follow Wildcat: https://x.com/WildcatFi

Follow Laurence: https://x.com/functi0nZer0

Follow Mike: https://x.com/MikeIppolito_

Subscribe on YouTube: https://bit.ly/3R1D1D9

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Subscribe on Spotify: https://spoti.fi/3cpKZXH

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Timestamps:

(0:00) Introduction

(3:01) The History of Lending in DeFi

(8:04) Undercollateralized Lending and RWAs in Crypto

(16:47) Overview of Wildcat

(23:23) Capital Efficiency and Liquidity Fragmentation

(31:23) Transparency in DeFi Lending

(41:54) Privacy in Onchain Lending

(46:25) Index Coop Ad

(47:31) Supra Ad

(48:27) Fuel Ad

(49:22) Letting Borrowers Dictate Terms

(53:21) Handling Defaults

(55:45) Use Cases For Wildcat

(1:02:52) Small Business Lending

(1:10:40) How DAOs Can Utilize Wildcat

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Disclaimer: Nothing said on Bell Curve is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Mike, Jason, Michael, Vance and our guests may hold positions in the companies, funds, or projects discussed.

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