Money Tips Daily by Charles Kelly, former IFA and author of

Charles Kelly Business Coach
Money Tips Daily by Charles Kelly, former IFA and author of

Become a Paid Subscriber: https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Enjoy exclusive content and bonses when you become a Money Tips supporter. Money Tips Daily is a daily podcast brought to you by the author of Yes, Money Can Buy You Happiness, published on Amazon. Money Tips Daily helps you save, earn, invest and enjoy more money! https://anchor.fm/charles-kelly/subscribe

  1. 2 DAYS AGO

    Is Great Britain Finished? The Debt Crisis Unveiled

    Is Great Britain Finished? The Debt Crisis Unveiled ·        Debt crisis in the bond market ·        Rachel Reeves flies off to China ·        £3 trillion national debt rising by £5170 per second ·        Higher taxes, low investment, slow growth ·        GDP per capital lower that 17 years ago. Is Great Britain Finished? The Debt Crisis Unveiled ·        As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture. ·        Debt Crisis in the Bond Market The national debt has surpassed a staggering £3 trillion and is rising by £5,170 every second. With interest rates climbing, servicing this debt becomes increasingly expensive, putting immense pressure on the government’s budget. The bond market, a critical mechanism for financing this debt, is showing signs of instability as investor confidence wanes. ·        Rachel Reeves Flies to China While Britain’s economic foundations tremble, Shadow Chancellor Rachel Reeves’s recent visit to China raises questions. Is Britain looking outward for economic salvation, or is this a sign of deeper dependency on foreign powers? ·        Higher Taxes, Low Investment, and Slow Growth The current economic model is under strain. Higher taxes have stifled consumer spending and business investment, leading to sluggish growth. The result? A GDP per capita that is now lower than it was 17 years ago, reflecting stagnation in living standards and economic opportunity. ·        A Nation at a Crossroads With its economic future uncertain, Britain must address these pressing issues. A strategy to boost investment, foster innovation, and balance fiscal policy is essential to restore confidence and drive growth. ·        Subscribe to the Charles Kelly Money Tips Podcast for expert insights on navigating today’s financial landscape. Let’s explore whether Britain can overcome these challenges or if the nation’s best days are behind it. Watch video version: https://youtu.be/smyXgIM0lWg See also: 7 Powerful Steps to Transform Your Finances in 2025 As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow. For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today! 3 Steps To Unlocking Financial Freedom! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #FinancialFreedom #WealthBuilding #SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #financialplanning #moneymanagement #financialfreedom #section24tax

    14 min
  2. 2 DAYS AGO

    Is Great Britain Finished? The Debt Crisis Unveiled

    Is Great Britain Finished? The Debt Crisis Unveiled ·        Debt crisis in the bond market ·        Rachel Reeves flies off to China ·        £3 trillion national debt rising by £5170 per second ·        Higher taxes, low investment, slow growth ·        GDP per capital lower that 17 years ago. Is Great Britain Finished? The Debt Crisis Unveiled ·        As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture. ·        Debt Crisis in the Bond Market The national debt has surpassed a staggering £3 trillion and is rising by £5,170 every second. With interest rates climbing, servicing this debt becomes increasingly expensive, putting immense pressure on the government’s budget. The bond market, a critical mechanism for financing this debt, is showing signs of instability as investor confidence wanes. ·        Rachel Reeves Flies to China While Britain’s economic foundations tremble, Shadow Chancellor Rachel Reeves’s recent visit to China raises questions. Is Britain looking outward for economic salvation, or is this a sign of deeper dependency on foreign powers? ·        Higher Taxes, Low Investment, and Slow Growth The current economic model is under strain. Higher taxes have stifled consumer spending and business investment, leading to sluggish growth. The result? A GDP per capita that is now lower than it was 17 years ago, reflecting stagnation in living standards and economic opportunity. ·        A Nation at a Crossroads With its economic future uncertain, Britain must address these pressing issues. A strategy to boost investment, foster innovation, and balance fiscal policy is essential to restore confidence and drive growth. ·        Subscribe to the Charles Kelly Money Tips Podcast for expert insights on navigating today’s financial landscape. Let’s explore whether Britain can overcome these challenges or if the nation’s best days are behind it. Watch video version: https://youtu.be/smyXgIM0lWg See also: 7 Powerful Steps to Transform Your Finances in 2025 As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow. For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today! 3 Steps To Unlocking Financial Freedom! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #FinancialFreedom #WealthBuilding #SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #financialplanning #moneymanagement #financialfreedom #section24tax

    14 min
  3. 6 JAN

    Start Building Wealth In 2025 And Break The Spending Habit

    Start Building Wealth In 2025 And Break The Spending Habit ·        Stop spending! You can’t spend your way to financial freedom! ·        Stop blowing every penny and start saving and investing for your future. ·        Stop running up credit card debt and using credit to buy consumer goods. ·        Stop shopping! Make investing your hobby instead of shopping! ·        Stop living beyond your means and get a grip on your finances. ·        Stop wasting time and learn about money and investing. ·        Stop hoping and wishing for financial freedom and start taking ACTION! Watch video - https://youtu.be/up2SaynhQM4 See also: 7 Powerful Steps to Transform Your Finances in 2025 As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s Conclusion Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow. For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today! 3 Steps To Unlocking Financial Freedom! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24

    15 min
  4. 6 JAN

    Start Building Wealth In 2025 And Break The Spending Habit

    Start Building Wealth In 2025 And Break The Spending Habit ·        Stop spending! You can’t spend your way to financial freedom! ·        Stop blowing every penny and start saving and investing for your future. ·        Stop running up credit card debt and using credit to buy consumer goods. ·        Stop shopping! Make investing your hobby instead of shopping! ·        Stop living beyond your means and get a grip on your finances. ·        Stop wasting time and learn about money and investing. ·        Stop hoping and wishing for financial freedom and start taking ACTION! Watch video - https://youtu.be/up2SaynhQM4 See also: 7 Powerful Steps to Transform Your Finances in 2025 As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s Conclusion Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow. For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today! 3 Steps To Unlocking Financial Freedom! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24

    15 min
  5. 31/12/2024

    7 Powerful Steps to Transform Your Finances in 2025

    As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY 1. Set Clear Financial Goals The foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals. 2. STOP BLOWING IT ALL AWAY - Create and STICK to a Budget A budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process. 3. Pay Yourself First Automate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last. 4. Reduce Debt Eliminating high-interest debts, such as credit cards, frees up more money for savings and investments. Consider the snowball or avalanche method to tackle debt effectively. 5. Invest Wisely 2025 is the year to grow your money. Explore opportunities in stocks, property, or ISAs. A diversified investment portfolio can help you build long-term wealth. 6. Boost Your Income Start a side hustle, upskill, or negotiate a raise at work to increase. 7. Reduce Your Taxes Legally cut the amount of tax you pay on your savings, investment income and even inheritance with proper planning and advice. Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s Conclusion 2025 can be the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow. For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today! 3 Steps To Unlocking Financial Freedom! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24

    11 min
  6. 31/12/2024

    7 Powerful Steps to Transform Your Finances in 2025

    As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY 1. Set Clear Financial Goals The foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals. 2. STOP BLOWING IT ALL AWAY - Create and STICK to a Budget A budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process. 3. Pay Yourself First Automate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last. 4. Reduce Debt Eliminating high-interest debts, such as credit cards, frees up more money for savings and investments. Consider the snowball or avalanche method to tackle debt effectively. 5. Invest Wisely 2025 is the year to grow your money. Explore opportunities in stocks, property, or ISAs. A diversified investment portfolio can help you build long-term wealth. 6. Boost Your Income Start a side hustle, upskill, or negotiate a raise at work to increase. 7. Reduce Your Taxes Legally cut the amount of tax you pay on your savings, investment income and even inheritance with proper planning and advice. Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s Conclusion 2025 can be the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow. For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today! 3 Steps To Unlocking Financial Freedom! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24

    11 min
  7. Is Moving Abroad to Avoid UK Taxes Really Worth It?

    22/12/2024

    Is Moving Abroad to Avoid UK Taxes Really Worth It?

    Is Living Abroad for Tax Purposes Really Any Better than the UK? Many Brits dream of living abroad to escape high UK taxes, but is it truly the best financial decision? Moving to tax havens or low-tax countries might seem appealing, but the reality is more complex. Watch video - https://youtu.be/fcFv_rTBr-M 1. Cost of Living While some countries offer lower taxes, the cost of living—housing, healthcare, and daily expenses—can be significantly higher. Places like Dubai or Monaco might save you tax but cost a fortune in rent and lifestyle maintenance. 2. Tax Implications Relocating doesn’t mean you’re off the hook with UK taxes. If you retain assets, investments, or property in the UK, you may still owe taxes under UK laws. Additionally, some countries have hidden taxes or high residency fees. 3. Lifestyle Adjustments Leaving the UK means adapting to a new culture, healthcare system, and possibly language barriers. These adjustments can be challenging and costly if poorly planned. The Alternative Before packing your bags, explore tax-efficient strategies in the UK. Options like ISAs, pensions, and efficient business structures can reduce your tax burden legally without leaving home. Living abroad for tax purposes isn’t always the financial paradise it seems. Carefully weigh the benefits and costs before making the leap. How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords? The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively. Key Changes Proposed in the Renters' Rights Bill 2024 Watch video version - https://youtu.be/Wx1HXgVW1bM Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s #finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards #section24     #LivingAbroad #TaxPlanning #UKTaxes #FinancialFreedom #ExpatLife #MoneyTips #CharlesKellyMoneyTips #PersonalFinance #WealthBuilding

    8 min
  8. 22/12/2024

    Is Moving Abroad to Avoid UK Taxes Really Worth It?

    Is Living Abroad for Tax Purposes Really Any Better than the UK? Many Brits dream of living abroad to escape high UK taxes, but is it truly the best financial decision? Moving to tax havens or low-tax countries might seem appealing, but the reality is more complex. Watch video - https://youtu.be/fcFv_rTBr-M 1. Cost of Living While some countries offer lower taxes, the cost of living—housing, healthcare, and daily expenses—can be significantly higher. Places like Dubai or Monaco might save you tax but cost a fortune in rent and lifestyle maintenance. 2. Tax Implications Relocating doesn’t mean you’re off the hook with UK taxes. If you retain assets, investments, or property in the UK, you may still owe taxes under UK laws. Additionally, some countries have hidden taxes or high residency fees. 3. Lifestyle Adjustments Leaving the UK means adapting to a new culture, healthcare system, and possibly language barriers. These adjustments can be challenging and costly if poorly planned. The Alternative Before packing your bags, explore tax-efficient strategies in the UK. Options like ISAs, pensions, and efficient business structures can reduce your tax burden legally without leaving home. Living abroad for tax purposes isn’t always the financial paradise it seems. Carefully weigh the benefits and costs before making the leap. How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords? The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively. Key Changes Proposed in the Renters' Rights Bill 2024 Watch video version - https://youtu.be/Wx1HXgVW1bM Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s #finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards #section24     #LivingAbroad #TaxPlanning #UKTaxes #FinancialFreedom #ExpatLife #MoneyTips #CharlesKellyMoneyTips #PersonalFinance #WealthBuilding

    8 min

About

Become a Paid Subscriber: https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Enjoy exclusive content and bonses when you become a Money Tips supporter. Money Tips Daily is a daily podcast brought to you by the author of Yes, Money Can Buy You Happiness, published on Amazon. Money Tips Daily helps you save, earn, invest and enjoy more money! https://anchor.fm/charles-kelly/subscribe

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