Christchurch Real Estate Podcast Nathan Broughton

Can you buy a house with no money down ??
This is a strategy I have used many times and a lot of property investors use regularly. But it isn’t applicable to every property transaction. 
It really only works if 
1. You own a home with a lot of Equity
2. You are buying an investment property


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We have a chat with Angela Webb
Angela has been selling and helping people buy investment properties here in Christchurch for over 17 years and currently works for Bayleys Real Estate.

We are talking  about property investors chasing a higher yield from their rental properties and some ways to achieve this.
Student rentals, room by room and adding a minor dwelling are all ways to achieve this - but what is the best?

Like always you can listen to this episode and find out more information on our website:
 https://nathanbroughton.com/

To get in touch with Angela you can find her details on her website:
https://propertyinvestmentchristchurch.co.nz/

There are 3 key things, in my opinion, you need to do before you apply for a mortgage.

1 - Reduce / eliminate consumer debt
This is Credit cards,  Buy now-pay later, Store cards, HP, car loans etc.

2 - Reduce spending
Cut out all unnecessary spending for the 3-6 months before you apply for the loan

3 - Increase your income
The more you can prove you are earning, the higher your loan can be

The tidier your accounts can look, the better off you will be. It doesn't have to be a permanent thing, but you may find it is a better way to start living after all.

You can check your own credit score at:
https://www.creditsimple.co.nz/

You can see all episodes and further information over on our website:
https://nathanbroughton.com/

I have a chat to Vanessa Golightly from Ray White Papanui - on the current Christchurch Property market and where she sees things right now.

Like always you can find more info on our websites:

https://nathanbroughton.com/
https://christchurchrealestate.co.nz/

If you want to get in touch with Vanessa you can find here -
facebook  : https://www.facebook.com/VanessaGolightlyRayWhite
instagram : https://www.instagram.com/vanessagolightlyrealestate

Welcome to the Christchurch Real Estate Podcast.
 
We will be doing a deep dive into all things related to finding, buying, renovation, renting and selling property in the Christchurch market.

We will be interviewing specialists in the industry - such as lawyers, accountants, mortgage brokers, real estate agents, valuers, property managers - all experts in their field.
Where they can share their knowledge straight to you.

Also we will have some solo shows with me, Nathan Broughton. Sharing my journey over the last 20 years of being in hundreds of renovations, dozens of property transactions and lots of mistakes made.

https://christchurchrealestate.co.nz/

https://nathanbroughton.com/