221 episodes

Each week the New Zealand Herald and Newstalk ZB's Cooking the Books tackles a different money problem. Hosted by Frances Cook.

Cooking the Books with Frances Coo‪k‬ Newstalk ZB and NZ Herald

    • Investing
    • 4.6 • 174 Ratings

Each week the New Zealand Herald and Newstalk ZB's Cooking the Books tackles a different money problem. Hosted by Frances Cook.

    BONUS EPISODE: The OneRoof Property Panel, hot but for how long?

    BONUS EPISODE: The OneRoof Property Panel, hot but for how long?

    • 56 min
    The investing revolution that's giving smaller players more power

    The investing revolution that's giving smaller players more power

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's what to know if you're a DIY investor diving into the sharemarket. Hosted by Frances Cook.

    Even in the relatively small time that this podcast has existed, the investing landscape has changed enormously.

    It's only in the last couple of years that we've seen easy options popping up for people to start investing in shares, on their own terms, with whatever money they have to hand.

    Before that it was common that you needed several thousand dollars at a time just to be in the game.

    Now the industry is opening up, making wealth creation a possibility for a far wider range of people.

    I want to be clear before we get into this – I myself am a DIY investor, and I think this is a wonderful thing to create opportunities for people, and level the playing field.

    But in opening things up, we do also open up more opportunities for things to go wrong.

    When you dive in by yourself, there's the possibility of making serious mistakes, or taking on more risk than you realised.

    In the latest podcast I talked to George Carter from Nikko Asset Management NZ.

    If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 29 min
    How to prepare your finances for having a baby

    How to prepare your finances for having a baby

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's where to spend and where to skimp if you're having a baby. Hosted by Frances Cook.

    If you're planning to have a baby it's a really exciting time, but it can also be a minefield of change that you're navigating for the very first time.

    Many of those changes will be powered by money, and it can be a bit confusing trying to work out how much you'll need.

    What do you need to buy, and what's just advertising that's preying on your fears about a new situation? What can you get secondhand, and what do you really need to get new?

    It's not all bad; there are some things you can get for free, including many of the maternity healthcare services in New Zealand which are free of charge.

    So what's the good, bad, and the ugly, and how can we make it more manageable so that you can focus more on that cute baby?

    In the latest podcast I talked to Jhena Hawley from Plunket.

    If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 22 min
    Why your emotions are the biggest danger when investing

    Why your emotions are the biggest danger when investing

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's keeping emotion in check to become a better investor. Hosted by Frances Cook.

    Emotions and money are like petrol and fire. Try not to mix them if you can, because it's likely you won't enjoy the result.

    So while I've loved seeing more people paying attention to their money in the last year, and particularly the fantastic surge in people who are interested in investing, I have found it worrying the emotions that are clearly also in the mix.

    Strategies abound for getting rich quickly, hyped stocks are spread through online forums, and for every overnight winner there are ten losers left in their wake, carrying the can.

    The reaction to this in some quarters has been for people to warn that the sharemarket is like a casino, and that if you dabble, you should prepare to get burned.

    Well that's just not true either.

    Shares are a proven wealth-building strategy, it's just that you do need a strategy as you get started.

    Getting your emotions under control is part of that strategy for every single one of us, whether that's greed, fear, or FOMO.

    In the latest podcast I talked to AUT senior lecturer in finance Dr Ayesha Scott

    If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 32 min
    What would it take for house prices to cool down?

    What would it take for house prices to cool down?

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's the forces behind house prices, and what's likely to happen next. Hosted by Frances Cook.

    If you've paid even the slightest attention to the news lately you'll know house prices have spiraled up past even the most optimistic expectations.

    It's led to intense bidding wars, buyers offering tens of thousands above asking price just to secure their spot, banks reporting backlogs of mortgage applications … frankly, it's a housing feeding frenzy.

    Now while house prices are something that makes people feel rich if they already own a place, I do feel for the frustrated first home buyers who struggle to keep up with this flurry of activity.

    Another issue is that when there's this level of emotive buying in a market, it tweaks my spidey senses.

    Emotions and money are a bad combination, and can lead to bad outcomes in the end.

    So how can you make sense of what's going, and what's likely to happen next?

    For the latest podcast I talked to independent economist Tony Alexander.

    If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 20 min
    Do you invest or pay off debt, when interest rates are this low?

    Do you invest or pay off debt, when interest rates are this low?

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's how to figure out the new rules of a low interest rate environment. Hosted by Frances Cook.

    It may sound unsexy, but interest rates are actually the secret sauce for understanding your money.

    That little percentage determines how much debt costs you, and how much an investment will make you, as well as a bunch of other things.

    So when you're making decisions about your money, interest rates play a huge part.

    The problem is they're acting a little weirdly right now.

    As governments both here and around the world pump cash into the economy to try and keep us going through that whole pandemic thing, interest rates are historically low.

    That means that the usual advice for how to pay off debt, and when to start investing, has changed a little bit, at least for now.

    For the latest podcast I talked to ASB senior economist Chris Tennent-Brown.

    If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 30 min

Customer Reviews

4.6 out of 5
174 Ratings

174 Ratings

tammyjamsamm ,

Informative and relevant

Really good show up to date with the happenings in NZ. Host is relatable and encouraging.

scotto2020 ,

Great way to enhance your financial knowledge!

Thanks Francis!

gmaree55 ,

Great advice on finance relevant to Kiwis

I'm younger and don't listen to Newstalk ZB. However I came across this podcast and always make a point to listen! It's a great podcast for anyone who wants to stay across the stuff that matters when it comes to money in New Zealand. Frances is a great journalist who knows how to ask the burning questions we all want to know!

Top Podcasts In Investing

Listeners Also Subscribed To