239 episodes

Each week the New Zealand Herald and Newstalk ZB's Cooking the Books tackles a different money problem. Hosted by Frances Cook.

Cooking the Books with Frances Cook Newstalk ZB and NZ Herald

    • Investing
    • 4.6, 139 Ratings

Each week the New Zealand Herald and Newstalk ZB's Cooking the Books tackles a different money problem. Hosted by Frances Cook.

    Top tips to cut your food budget

    Top tips to cut your food budget

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's top tips to reduce your food bill. Hosted by Frances Cook.

    Food is one of those core expenses that soaks up a lot of our money, but that we can feel powerless over.

    Now you do have to pay something for food, obviously, but there are ways to reduce both your cost, and your effort.

    You don’t want to be only eating beans and rice, and you certainly don’t want to be spending hours in the kitchen just to save 10 cents.

    But you can make progress without doing either of those things.

    Tom Hartmann, personal finance expert from Sorted, came on the latest Cooking the Books podcast.

    We discussed how much wriggle room you have to bring down the food budget, how to stock up without sabotaging yourself, and how to use technology to your advantage.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 25 min
    Why is the sharemarket strangely positive?

    Why is the sharemarket strangely positive?

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's why the sharemarket is acting strangely, and how to adapt your investing to that. Hosted by Frances Cook.

    There’s a weird split at the moment for those of us watching the business news.

    On the one hand, businesses and economies around the world are getting absolutely hammered by the fallout of Covid-19.

    Even in New Zealand, which has far more freedom than most other countries, unemployment is expected to rise by the end of the year.

    Yet when you look at the sharemarket, it’s strangely positive.

    After a screaming downward spiral in March, it’s now bounced up to almost where it was before, even though we’re far from done with this pandemic.

    Now first of all, there are reasons for this, and secondly, those reasons might impact your KiwiSaver or investing decisions.

    I’m the last one to tell you not to invest in the sharemarket. In fact, I’m still investing myself, through all of this craziness.

    But there are ways and ways of investing through turbulent times, and this is definitely one of those moments where knowledge is power.

    On the latest Cooking the Books podcast I talked to Rupert Carlyon from Kōura Wealth.

    We discussed what's happening in the markets, worrying investment trends, and how to make smarter investment choices.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 33 min
    Could a Universal Basic Income (UBI) work in NZ?

    Could a Universal Basic Income (UBI) work in NZ?

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's whether a UBI could work in NZ, and what the alternatives are. Hosted by Frances Cook.

    A rather radical idea has been getting more mainstream attention lately – the idea of a Universal Basic Income, or UBI.

    There are lots of different variations of it, but in its simplest form it's the idea that everyone gets a set amount of money, no questions asked, whether they're working or not, and with no means testing.

    It's a response to some fairly big problems in our society.

    There's widening inequality, with some people becoming richer, but others becoming poorer and feeling stuck there.

    Work is also more precarious.

    The gig economy is of course notorious for resulting in unstable and low paid work.

    But even if you take the time to develop skills and build a career, the digital revolution is requiring us to change careers far more often than in the past.

    It's all quite unsettling, and can lead to people facing difficult financial situations through no fault of their own.

    So is a universal basic income the answer to these problems? Researchers in New Zealand have actually been looking into this, and the answer is; maybe.

    Jess Berentson-Shaw, co-director of the think tank The Workshop, came on the latest Cooking the Books podcast.

    We discussed the UBI strengths, weaknesses, and the possible alternative systems.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 32 min
    How to use furniture flipping to make extra cash

    How to use furniture flipping to make extra cash

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's a smart side hustle that could be easier than you think. Hosted by Frances Cook.

    When you’re trying to manage your money, of course you first need to get a handle on what’s leaving your wallet every month.

    But just as important is figuring out if you have enough money coming in, and whether there are ways you can get more of it.

    There are all sorts of interesting side hustles that people have turned to, but one that doesn’t get much attention is furniture flipping.

    Basically, find something that’s unloved and therefore going cheap. Use some elbow grease to turn it into a piece that could become the pride of someone else’s home, and then sell it for a profit.

    It’s a great way to stop things going to landfill, make some money, and can also be a very satisfying hobby.

    And take it from one rather uncoordinated podcast host – you can get the necessary skills for this much quicker than you think.

    For the latest Cooking the Books I talked to Nicky Rutter, or @budgetingkiwihousewife on Instagram.

    We discussed how she got started upcycling furniture, how much money can be made, and the traps to be careful of.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 15 min
    Property is recovering, but is it enough?

    Property is recovering, but is it enough?

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's the latest data and what could happen next for the housing market. Hosted by Frances Cook.

    Property is traditionally a favourite investment for many New Zealanders.

    Whether it’s their own home, or expanding to include a rental, it’s how many people plan to boost their wealth.

    That’s why so many were worried by the expected impacts of Covid-19.

    Property prices are often strongly linked to unemployment, and with unemployment expected to rise, many economists were predicting property prices could fall by between 10 to 15 per cent.

    So as we start to see how Covid pans out in reality, are those predictions coming true? The latest Real Estate Institute confidence report for June gives us the first indications.

    For the latest Cooking the Books podcast I talked to Bindi Norwell from REINZ

    We discussed what the latest property figures show us, what that means for buyers and sellers, and what could happen next.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 22 min
    Why you should prepare for your KiwiSaver to go down again

    Why you should prepare for your KiwiSaver to go down again

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's why your KiwiSaver will probably go down again, and what to do about it. Hosted by Frances Cook.

    Many of us got quite the fright in March, when markets nosedived around the world.

    It hit pretty much everyone. Some of us invest in shares directly, while almost everyone else has a KiwiSaver with shares in it.

    So balances tumbled, while we all watched nervously.

    Of course, since then, many people have jubilantly pointed out that we’re nearly back to where we’re started.

    It does look healthier out there, but at the risk of raining on your parade, it may not last.

    That’s not necessarily a bad thing. You just need to know what could be coming next, and prepare for it.

    For the latest Cooking the Books podcast I talked to David Boyle from Mint Asset Management.

    We discussed what could impact the market in the next few months, what that means for you, and how people in different situations could handle it.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 31 min

Customer Reviews

4.6 out of 5
139 Ratings

139 Ratings

gmaree55 ,

Great advice on finance relevant to Kiwis

I'm younger and don't listen to Newstalk ZB. However I came across this podcast and always make a point to listen! It's a great podcast for anyone who wants to stay across the stuff that matters when it comes to money in New Zealand. Frances is a great journalist who knows how to ask the burning questions we all want to know!

Reece C Wellington ,

Seriously good.

Frances is a seriously good writer and it would seem, a seriously good podcaster too. Well worth subscribing to and a fantastic accompaniment to her book.

blueNZ ,

Great tips on looking for a new job (18 April)

I find myself (like thousands of others) having to look for a new job, having received notice of redundancy in my early 50s, in an industry that's going to remain dormant for the next year or so.
I thought the tips here were supportive and simple and really helpful. Thank you so much. Now, I'm going to head back through the past episodes to consider how to deal with my financial future, something I've been rather naive about up to now.
So pleased I found this podcast. Cheers, Frances.

Top Podcasts In Investing

Listeners Also Subscribed To