It's No Secret

Kernel
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It's No Secret

It’s No Secret is a podcast for Kiwis who want their money questions answered. Are you wondering when the right time to get on the property ladder, whether you should invest with family or how to talk to your significant other about investing and budgeting?  If yes, you’re in the right place. Join the Kernel team, alongside some special guests, as they take you through the ins and outs of all things finance, money, property, investing and building wealth so you can move towards achieving financial freedom.  Each Wednesday, we’ll release one episode that answers a specific money question.  No long ramblings and no financial jargon. Investing hacks, budgeting tips, and financial freedom are included. You’ll be left feeling inspired, relieved and ready to take the next step in your financial journey. Happy listening! Submit a money question or get in touch at our Instagram @itsnosecretnz

  1. 17 JUNE

    113. How Your Investments Can Fit Together: Core Satellite Investing Explained

    This week, we’re diving into the fascinating world of core-satellite investing, exploring how you can effectively implement this strategy using the Kernel platform.  Whether you're a seasoned investor or just starting out, understanding how to balance your core investments with targeted satellites can enhance your portfolio's performance.  Plus, we have some insightful blog posts linked in the description for those eager to learn more! Like sauce on a PIE: How Kernel Shares & ETFs complements Kernel Funds How Can Kernel Funds Fit Together? If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Follow us for fun chat & financial tidbits on IG: @itsnosecretnz Got questions? Get in touch: www.itsnosecret.co.nz Disclaimer: Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice. Any information we provide is general only and current at the time of writing. Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz

    32 min

  2. 3 JUNE

    112: The Gift Dilemma: What to Give and When

    Today, we're diving into the often tricky world of gifting etiquette. As weddings, birthdays, and holidays approach, dilemmas come up often leave us scratching our heads.  Join us as we share our personal experiences and tackle some of the most awkward gifting scenarios.  Plus, we want to hear from you—what are your biggest gifting dilemmas? Share your thoughts in the comments! If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Follow us for fun chat & financial tidbits on IG: @itsnosecretnz Got questions? Get in touch: www.itsnosecret.co.nz Disclaimer: Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice. Any information we provide is general only and current at the time of writing. Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz

    34 min

  3. 21 MAY

    111. 10 Signs You're Winning Financially

    Today, we’re shifting the narrative from financial worries to celebrating the wins that often go unnoticed.  Inspired by a fantastic article from MoneyHub, we’ll explore ten key indicators that suggest you’re doing better financially than you might realize.  Tune in as we unpack these signs and encourage you to reflect on your own financial journey. We also want to hear from you—what are some other signs that indicate you’re on the right track? Moneyhub article: https://www.moneyhub.co.nz/indicators-doing-well-financially.html If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Follow us for fun chat & financial tidbits on IG: @itsnosecretnz Got questions? Get in touch: www.itsnosecret.co.nz Disclaimer: Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice. Any information we provide is general only and current at the time of writing. Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz

    28 min

  4. 13 MAY

    110. "I Regret Buying a House"

    Today, we dive into a pressing issue that many Kiwis are grappling with: the reality of homeownership in New Zealand. If you purchased a house in the last three years, you might feel like you've taken a step back, especially with recent market fluctuations.  Join us as we talk about an anonymous story and chat through the realities of purchasing a home with the view of it being your one-way ticket to wealth.  Useful links Infometrics slides If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Follow us for fun chat & financial tidbits on IG: @itsnosecretnz Got questions? Get in touch: www.itsnosecret.co.nz Disclaimer: Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice. Any information we provide is general only and current at the time of writing. Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz

    23 min

  5. 29 APR · BONUS

    Introducing Shares & ETFs | Kernel Update

    In this episode, we’re thrilled to share some exciting news from the Kernel team: the launch of Shares and ETFs!  This new offering gives Kiwis the chance to invest directly in select range of shares and ETFs, making it easier than ever to build your wealth.  Join us as we chat through what this could mean for you and how it can fit into your investment strategy. Specifically, we chat about: Why Kernel launched Shares & ETFs?An overview of how Shares & ETFs work on the PlatformHow much it costs to use Shares & ETFs & an overview of the pricing planHow Shares & ETFs can fit alongside your current investments using a Core-Satellite investing strategyIf you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Follow us for fun chat & financial tidbits on IG: @itsnosecretnz Got questions? Get in touch: www.itsnosecret.co.nz Disclaimer: Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice. Any information we provide is general only and current at the time of writing. Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz

    34 min

  6. 15 APR

    109. Is the Stress Worth the Pay?

    In today’s episode, we dive into a pressing question: Is having a high-paying job truly worth it? While many might instinctively say yes, reality can often be more complex.  Join us as we explore the potential pitfalls and benefits of high salaries, revealing the truths that can help you navigate your own financial journey. Specifically, we chatted about: High-Paying Jobs in NZ: We explore the highest-paying roles according to Seek and how salary figures can differ based on various sources.Cons of High Salaries: Increased expectations and accountability, particularly for roles like CEO, can lead to longer working hours and a higher risk of burnout.Pros of High Salaries: Enhanced financial security allows for a better lifestyle, networking opportunities, and potential for earlier retirement if managed wisely.Real-Life Experiences: Insights from Reddit users who have taken pay cuts for better work-life balance, sharing their journeys and the positive impacts on their well-being.If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Follow us for fun chat & financial tidbits on IG: @itsnosecretnz Got questions? Get in touch: www.itsnosecret.co.nz Disclaimer: Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice. Any information we provide is general only and current at the time of writing. Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz

    45 min

  7. 8 APR

    108. Navigating Market Turbulence: Tariffs, Volatility, and Staying the Course

    In this podcast episode, we're joined by Kernel Founder & CEO Dean Anderson to chat about the latest developments in the markets and how they’re impacting investors. Specifically, we discuss: The impact of US tariffs and rising market volatility, including what this means for global and local economies.New Zealand’s relatively stable position amidst global uncertainty and the signs of economic recovery.Key investment principles to navigate turbulent markets, such as diversification, aligning investments with your time horizon, and the benefits of dollar-cost averaging.Practical tips for KiwiSaver investors, including how to approach short-term and long-term goals during periods of volatility.See the graphs and numbers via our latest blog here: If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Follow us for fun chat & financial tidbits on IG: @itsnosecretnz Got questions? Get in touch: www.itsnosecret.co.nz Disclaimer: Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice. Any information we provide is general only and current at the time of writing. Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz

    24 min

  8. 1 APR

    107. Active vs. Passive: Are You Settling For Average?

    In the world of investing, the debate between active and passive strategies has been significant among many investors. While active investing involves selecting individual stocks and timing the market, passive investing focuses on tracking market indices through funds.  This episode dives deep into the nuances of both approaches, exploring their historical performance, current trends, and what they mean for investors today. Specifically, we chatted about: The key differences between the active vs passive investment strategiesWhat the general consensus was when it came to passive investingHow the overall sentiment has changed throughout time, particularly overseas and perhaps in NZ.Why it's so difficult to beat the market and the percentage of NZ fund managers that actually can beat the index.Read the full blog here: https://kernelwealth.co.nz/blog/active-vs-passive-investing-are-you-settling-for-average  If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Follow us for fun chat & financial tidbits on IG: @itsnosecretnz Got questions? Get in touch: www.itsnosecret.co.nz Disclaimer: Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice. Any information we provide is general only and current at the time of writing. Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz

    24 min
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About

It’s No Secret is a podcast for Kiwis who want their money questions answered. Are you wondering when the right time to get on the property ladder, whether you should invest with family or how to talk to your significant other about investing and budgeting?  If yes, you’re in the right place. Join the Kernel team, alongside some special guests, as they take you through the ins and outs of all things finance, money, property, investing and building wealth so you can move towards achieving financial freedom.  Each Wednesday, we’ll release one episode that answers a specific money question.  No long ramblings and no financial jargon. Investing hacks, budgeting tips, and financial freedom are included. You’ll be left feeling inspired, relieved and ready to take the next step in your financial journey. Happy listening! Submit a money question or get in touch at our Instagram @itsnosecretnz

Information

  • Creator
    Kernel
  • Years Active
    2021 - 2025
  • Episodes
    176
  • Rating
    Explicit
  • Copyright
    © 2025 It's No Secret Podcast
  • Show Website
    It's No Secret

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