THE TRUTH ABOUT YOUR FUTURE with Ric Edelman

Ric Edelman
THE TRUTH ABOUT YOUR FUTURE with Ric Edelman Podcast

Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named seven times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekday for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com

  1. 9/25/24: The Global Race Toward Digital Money

    17 HRS AGO

    9/25/24: The Global Race Toward Digital Money

    The discussion around Central Bank Digital Currencies (CBDCs) is becoming increasingly contentious in Congress, with some lawmakers opposing government-issued digital currencies while others see their necessity as the global landscape evolves. As countries worldwide advance their CBDC initiatives, the U.S. risks falling behind unless it adapts to this digital financial future. And a preview of today's webinar at 1:00pm EDT on how to invest in stocks that are engaged in the crypto space: Unlocking Alpha in Crypto-Equities and Beyond  #CBDC #DigitalDollar #Stablecoins #Congress #FinancialInclusion #GlobalEconomy #DigitalCurrency #CentralBank #IMF #Cashless #Fintech #BankingReform #Innovation #Economics #FutureOfMoney #USPolicy #AIInvesting #Blockchain #CryptoEquities #InvestmentStrategies #Webinar2024 ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  September 16th TAYF episode: Why Stablecoins are the Hottest Thing in Crypto https://www.thetayf.com/blogs/this-weeks-stories/why-stablecoins-are-the-hottest-thing-in-crypto Today's Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs

    7 min
  2. 9/24/24: An Impact of AI You Might Not Like

    1 DAY AGO

    9/24/24: An Impact of AI You Might Not Like

    AI's rapid advancement is causing significant job cuts across major companies, with UPS, Google, and BlackRock among those impacted, raising concerns that it could automate 300 million full-time jobs globally by the decade's end. Despite potential benefits, over half of Fortune 500 companies view AI as a substantial risk, particularly in media and technology, where fears of competitive disadvantage and operational challenges loom large. And Ric answers a listener question about the future of investing in XT, bitcoin and Ethereum ETFs as a vital next step, building on the success of the iShares Exponential Technologies ETF he launched in 2015, while connecting it to emerging technologies like AI. #AI #JobLoss #Automation #Fortune500 #TechIndustry #Media #JobSecurity #AIConcerns #CorporateRisks #FutureOfWork #Innovation #CostEfficiency #BusinessImpact #WorkplaceChanges #Crypto #Investing #ExponentialTechnologies #AI #ETFs #Blockchain #FinancialMarkets #Innovation #Bitcoin #Ethereum ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today’s show:  Ric’s bestseller - The Truth About Your Future: https://www.amazon.com/Truth-About-Your-Future-Money/dp/1501163817/ Ric’s bestseller - The Truth About Crypto: https://a.co/d/7PuAkTk iShares exponential technologies ETF symbol XT: https://www.ishares.com/us/products/272532/ishares-exponential-technologies-etf 9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs

    10 min
  3. 9/23/24: Why Two AIs are Better than One

    2 DAYS AGO

    9/23/24: Why Two AIs are Better than One

    Artificial intelligence is making significant strides, with Microsoft providing ChatGPT-4 to the U.S. government for classified national security use. Researchers are exploring multi-agent systems, where AI teams collaborate autonomously to solve complex problems more effectively. Meanwhile, major tech companies are investing heavily in AI infrastructure while also bringing innovative entertainment experiences like holographic performances of Elvis Presley to live audiences. #AIGovernment #ChatGPT #MultiAgentSystems #MITResearch #CollaborativeAI #TechInnovation #DataProcessing #ChatGPT-4 #ArtificialIntelligence #EnergyConsumption #AmazonAI #ElvisHologram #DigitalEntertainment #AIInvestment #FutureOfAI #MachineLearning -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today’s show:  ChatGPT-4: https://openAI.com/index/gpt-4/ Aramco: https://www.aramco.com/en/about-us Pophouse: https://www.pophouse.se/ 9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs

    8 min
  4. 9/20/24:: Losing Your Mind Over a Hot Dog

    5 DAYS AGO

    9/20/24:: Losing Your Mind Over a Hot Dog

    Ultra-processed foods, like hot dogs and chips, have been linked to an increased risk of dementia and cognitive decline, highlighting the importance of mindful eating. Adopting a healthy lifestyle—focusing on natural foods, exercise, and mental stimulation—can significantly reduce this risk and promote better brain health. Plus, an ETF to create a monthly distribution stream that's designed to age 100. We’ll talk with Nate Conrad, head of LIFEX at Stone Ridge.  Disclosures: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs #DementiaAwareness #HealthyEating #UltraProcessedFoods #BrainHealth #NutritionMatters #CognitiveDecline #HealthyLifestyle #FoodForThought #PreventDementia #CleanEating #HealthyChoices #FoodEducation #LongevityRisk #RetirementPlanning #FinancialAdvisors #LifeExpectancy #InnovativeFinance #LIFEXFunds #FutureOfRetirement #WealthManagement #LongevityPlanning #FinancialSecurity -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  LIFEX Longevity Income ETFs: https://www.lifexfunds.com/  LIFEX - Stone Ridge Disclosures: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs Wednesday’s podcast on my election dilemma:  https://www.thetayf.com/blogs/this-weeks-stories/so-you-think-you-know-who-i-m-voting-for Edelman Financial Engines: Edelman Financial Engines Today's Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now  9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/  -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones  Schwab: https://www.schwab.com/  TAYF Disclosure page: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs -----

    30 min
  5. 9/19/24: The $10,000 Dorm Makeover

    6 DAYS AGO

    9/19/24: The $10,000 Dorm Makeover

    An interior designer specializing in college dorms, highlights a trend where students now spend an average of $10,000 on dorm furnishings—more than their tuition. This lavish spending contrasts sharply with the rising rates of grade inflation, where students achieve higher GPAs while studying less. The phenomenon raises concerns about entitlement in education and the potential long-term impacts on innovation and workforce readiness. #CollegeDorms #LuxuryLiving #InteriorDesign #StudentSpending #GradeInflation #HigherEducation #EdenBowenMontgomery #DormDecor #TuitionVsDecor #EntitlementCulture #AcademicIntegrity #FutureWorkforce #InnovateOrFade #EducationTrends #MillennialSpending --  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Yesterday’s podcast on my election dilemma: https://www.thetayf.com/blogs/this-weeks-stories/so-you-think-you-know-who-i-m-voting-for  Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/  Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform  9/20 Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now  9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond  9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what  9/10 Webinar Replay – Bitcod-fund-quickly-rakes-in-245m-right-behind-franklin-templetons-older-offering/  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/   -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

    11 min
  6. 9/18/24: So You Think You Know Who I’m Voting For?

    18 SEPT

    9/18/24: So You Think You Know Who I’m Voting For?

    In the run-up to the 2024 elections, I find myself undecided due to troubling aspects of both Donald Trump's associations and Kamala Harris's proposed economic policies. Trump's ties to controversial figures and Harris's potentially destructive tax plans on unrealized capital gains have left me questioning both candidates' suitability. As I grapple with these issues, I seek your input to help resolve my uncertainty and help us all make an informed decision. #Election2024 #UndecidedVoter #DonaldTrump #KamalaHarris #EconomicPolicies #TaxReform #ControversialAssociations #FederalDeficit #CapitalGainsTax #PoliticalAnalysis #VoterFeedback #PresidentialRace #PolicyImpact #PoliticalDebate #VoterConcerns #CandidateIssues #SeekingInput --  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Kamala Harris Official Campaign Website Policy Page:  https://www.kamalaharris.com/issues/ Donald Trump Official Campaign Website Policy Page:  https://www.donaldjtrump.com/platform  9/20 Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now  9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond  9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what  9/10 Webinar Replay – Bitcod-fund-quickly-rakes-in-245m-right-behind-franklin-templetons-older-offering/  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/    -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman   Instagram: https://www.instagram.com/ric_edelman/   LinkedIn: https://www.linkedin.com/in/ricedelman/   X: https://twitter.com/ricedelman   YouTube: https://www.youtube.com/@RicEdelman   -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html   State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones   Schwab: https://www.schwab.com/   Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee   -----

    17 min
  7. 9/17/24: Forget Medicine – This is the Key to Improving Your Health and Quality of Life

    17 SEPT

    9/17/24: Forget Medicine – This is the Key to Improving Your Health and Quality of Life

    Since 2000, there has been a significant rise in deaths and serious illnesses related to high blood pressure and obesity, affecting even younger people. But there is a growing shift towards healthier lifestyles, including reduced alcohol consumption and an increase in the popularity of non-alcoholic beer. Adopting a healthy lifestyle, including regular exercise, a good diet, and strong relationships, can significantly extend both lifespan and health span, with advances in medical technology improving recovery from surgeries like knee and hip replacements. #HealthyLiving #LifestyleChange #ObesityAwareness #HeartHealth #DiabetesPrevention #NonAlcoholicBeer #AthleticBrewing #ExerciseDaily #GoodDiet #NoSmoking #StressManagement #SleepWell #SocialConnections #MedicalAdvances #KneeReplacement #HipReplacement ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Athletic Brewing: https://athleticbrewing.com/  9/20 Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what 9/10 Webinar Replay – Bitcod-fund-quickly-rakes-in-245m-right-behind-franklin-templetons-older-offering/ Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/   -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  -----

    9 min
  8. 9/16/24:  Why Stablecoins Are the Hottest Thing in Crypto

    16 SEPT

    9/16/24: Why Stablecoins Are the Hottest Thing in Crypto

    Stablecoins like Tether and Circle are providing a stable alternative to traditional investments, offering a secure way to store value and facilitate global transactions. As Wyoming prepares to launch its own stablecoin and discussions around Central Bank Digital Currencies (CBDCs) grow, the crypto landscape continues to evolve rapidly, despite Bitcoin’s recent price stagnation. Plus, Franklin Templeton and BlackRock are transforming the money market fund space with innovative on-chain funds now trading on major blockchain networks. #CryptoInnovation #OnChainFunds #Stablecoins #FranklinTempleton #BlackRock #DigitalCurrency #CBDC #BlockchainTech #Tether #CryptoInvestment #WyomingStablecoin #Arbitrum #EthereumLayer2 #GlobalTransactions #FinTechRevolution #CryptoRegulation --  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Arbitum Ethereum Layer 2 Network: https://ethereum.org/en/layer-2/ Franklin Templeton FOBBX Fund: https://www.franklintempleton.com/investments/options/money-market-funds/products/29386/SINGLCLASS/franklin-on-chain-u-s-government-money-fund/FOBXX BlackRock BUIDL Fund: https://securitize.io/invest 9/20 Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/10 Webinar Replay – Bitcod-fund-quickly-rakes-in-245m-right-behind-franklin-templetons-older-offering/ Stellar blockchain: https://stellar.org/ Polygon blockchain: https://polygon.technology/ Benji App and Token: https://www.franklintempleton.com/about-us/our-teams/specialist-investment-managers/digital-assets/digital-assets-technology Wyoming Stablecoin: https://stabletoken.notion.in, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/ 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Wealth Management Convergence 2024: https://www.thetayf.com/pages/convergence Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/  -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

    18 min

Hosts & Guests

About

Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named seven times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekday for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com

To listen to explicit episodes, sign in.

Stay up to date with this show

Sign-in or sign-up to follow shows, save episodes and get the latest updates.

Select a country or region

Africa, Middle East, and India

Asia Pacific

Europe

Latin America and the Caribbean

The United States and Canada