Off the Record: Portland Real Estate Insider

Joe and Makayla

Welcome to Off the Record: Portland Real Estate Insider, your ultimate source for all things real estate in Portland Metro! Join Joe and Makayla, as they take you on a thrilling journey behind the scenes of the bustling Portland Metro real estate market. From jaw-dropping success stories to nail-biting challenges, we spill the beans on it all, without holding back. Get ready to gain insider knowledge, uncover hidden gems, and discover the secrets of the trade that no one else will tell you. With our  expert insights, you'll be hooked from the very first episode. So, whether you're a seasoned investor, a first-time homebuyer, or just curious about the world of real estate, be sure to tune in to Off the Record: Portland Real Estate Insider. Don't miss out - hit that subscribe button now and join us on this thrilling ride!

  1. Zillow Zestimates — Helpful Tool or Price Trap?

    5 NOV

    Zillow Zestimates — Helpful Tool or Price Trap?

    Are Zillow’s Zestimates your secret weapon—or your biggest home-selling trap? 👀  🏡 Episode Summary In this episode of Off the Record, Joe and Makayla pull back the curtain on Zillow’s Zestimate—that number every homeowner loves (or hates) to check. They break down how Zestimates are calculated, what they get right, and the major blind spots that can seriously mislead buyers and sellers. From missing upgrades and neighborhood nuances to how emotion and experience still beat algorithms, this episode reveals what really determines a home’s value in today’s market. You’ll also catch some fun off-topic banter—like pest control horror stories, Halloween antics, and the surprisingly deep connection between chickens and rats 🐔🐀—because that’s the charm of going Off the Record. By the end, you’ll know exactly how to use (and not misuse) Zestimates when it comes to pricing, buying, or selling a home in the Portland metro area. ⏱️ Episode Highlights [00:12:00] – What a Zestimate really is: Joe explains how Zillow’s algorithm combines MLS data, tax records, and AI to generate home value estimates. [00:14:00] – The pros: Makayla and Joe agree it’s a quick, convenient snapshot that gives homeowners transparency and engagement. [00:17:00] – The cons: Why Zillow can’t see your home’s true upgrades, location quirks, or emotional value. [00:18:40] – Unrealistic expectations: How Zestimates can set sellers up for disappointment—and how agents reset those expectations with real data. [00:20:00] – Accuracy check: Zillow claims a 2–5% accuracy rate for active listings, but Joe reveals why that number isn’t the whole story. [00:22:00] – When Zestimates fail: From rural properties to luxury estates, Joe and Makayla share why the algorithm breaks down when homes get unique. [00:24:00] – The smart way to use Zestimates: Use it as a conversation starter, not a pricing strategy—and always get a human expert’s insight. 👥 About the Hosts Joe Reitzug and Makayla Mast are Portland-based real estate experts and hosts of Off the Record, where they blend humor, insight, and deep industry experience to give listeners the real scoop on buying, selling, and living in Oregon. Explore more at livportland.com . 🔗 Resources Mentioned 🏡 Blog: Zillow Zestimates — Helpful Tool or Price Trap? 💬 Learn about assumable loans with rates as low as 2–4% — available at livportland.com Don’t let an algorithm price your biggest asset.  👉 Visit livportland.com  to get a personalized home valuation from real experts—no guesswork, just insight. And while you’re there, subscribe to Off the Record for more inside stories and market updates from Joe and Makayla.  Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media. For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly. We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

    32 min
  2. Rates Just Dropped — Here’s What Smart Buyers Are Doing About It

    23 OCT

    Rates Just Dropped — Here’s What Smart Buyers Are Doing About It

    💡 Rates finally dipped — but will you move fast enough? Joe and Makayla share what the smartest homebuyers are doing right now while everyone else is still waiting for 5%. 🏡 Episode Summary The real estate world just got interesting again — rates are now sitting in the high 5s to low 6s, and buyers who’ve been on the sidelines are starting to make their move. In this episode, Joe and Makayla break down what this shift really means for affordability, competition, and timing. They’ll walk you through how smart buyers are capitalizing on this rate window, from locking early and exploring assumable loans to negotiating seller-paid points and finding hidden gems that have been sitting on the market. This isn’t theory — it’s what real buyers are doing right now to win. Whether you’re buying your first home or upgrading before year-end, this episode will help you play your cards right in a fast-changing market. ⏱️ Episode Highlights 00:02:00 – The Market Shift: Rates drop into the high 5s/low 6s — why this is the opportunity buyers have been waiting for.00:05:00 – Affordability Boost: How a single rate point can expand your purchasing power and comfort zone.00:07:00 – Rate Lock Smarts: Why timing your lock and comparing lenders matters more than chasing the lowest rate.00:10:00 – Hidden Deals: Why homes sitting 60+ days could be your best chance to negotiate.00:12:30 – Refinance Watchlist: Even if you’re not buying yet, learn when to refi and how to be ready when rates dip again.00:14:00 – Creative Financing: From adjustable-rate mortgages to seller-paid points — what’s working for buyers right now.00:15:30 – The Secret Weapon: Assumable FHA and VA loans can save buyers hundreds per month — no military background required.00:17:00 – Timing & Prep: Why early pre-approval and proactive planning are the smartest plays for 2025.00:19:00 – What We’re Loving: Communication wins, cooperative brokers, and how professionalism makes or breaks deals.👥 Hosts Joe Reitzug and Makayla Mast — Portland real estate pros, storytellers, and the team behind LivPortland. Together, they pull back the curtain on what’s really happening in the market — so buyers and sellers can move with confidence.  Rates just dropped — now’s your moment.  👉 Visit LivPortland.com  to connect with Joe, Makayla, and the team for expert guidance on how to move smart in today’s market.  Subscribe to Off the Record for more insider real estate insights every week.  Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media. For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly. We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

    24 min
  3. Portland Metro Luxury Real Estate Market Update – Fall 2025

    15 OCT

    Portland Metro Luxury Real Estate Market Update – Fall 2025

    Think the Portland luxury market is slowing down? Think again. From $1.2M remodels flying off the shelf to million-dollar buyers moving fast while everyone else hesitates—Joe and Makayla break down what’s really happening this fall. 🏙️ Episode Summary The Portland Metro luxury real estate market is defying expectations this fall. While much of the market is sensitive to rates, the $1.2M+ segment is thriving—outpacing last year’s numbers and showing surprising strength across top neighborhoods. Joe and Makayla dive into the data, share insider stories from active listings, and unpack why affluent buyers are striking now while mid-range homes sit longer. They also discuss how lifestyle-driven design trends—remodeled kitchens, open layouts, and modern finishes—are fueling demand across high-end properties. Whether you’re a seller wondering if it’s time to list or a buyer looking for a deal in a premium neighborhood, this quick market breakdown gives you a clear, unfiltered pulse on Portland’s luxury scene. ⏱️ Episode Highlights 00:03:00 – The Hot Take: Joe hasn’t seen this many quality homes hit the market in 30 years.00:06:00 – Defining “Luxury”: Why $1.2M+ is the new benchmark for Portland’s high-end homes.00:07:00 – The Surprising Stats: 78 homes sold above $1.2M in September—an 18% jump year-over-year.00:08:30 – Who’s Buying: Experienced, equity-rich homeowners and cash buyers are driving the action.00:10:45 – Lifestyle Shift: Updated kitchens, open spaces, and wellness-minded living are now must-haves.00:13:30 – Buyer Edge: Luxury buyers still have negotiation room—but not for long.00:15:30 – Final Takeaway: The $1.5M market is moving faster than $650K homes (!).Hosts: Joe Reitzug & Makayla Mast — Portland-based real estate professionals with LivPortland at Cascade Hasson Sotheby’s International Realty. Together, they bring decades of experience and genuine local insight to help buyers and sellers navigate the market with confidence. 📍 LivPortland.com 📺 YouTube: LivPortland Channel Love insider updates like this?  👉 Subscribe on YouTube and your favorite podcast app for weekly real-estate insights from Portland’s experts. 💬 Leave a review or share this episode with a friend shopping in the Portland luxury market. Visit LivPortland.com for listings, blogs, and local lifestyle guides. Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media. For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly. We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

    21 min
  4. Government Shutdown 2025: What It Means for Portland Real Estate

    9 OCT

    Government Shutdown 2025: What It Means for Portland Real Estate

    🏠 The government’s shut down—so what does that mean for your home purchase or sale? Joe and Makayla unpack the real impact of the current U.S. government shutdown on Portland’s real estate market, including loan delays, rate volatility, and buyer confidence—plus what smart buyers and sellers should do right now. 🎙️ Episode Summary As of October 8, 2025, the federal government is officially shut down—and Portland’s housing market is already feeling the ripple effects. In this timely episode, Joe and Makayla break down what the shutdown means for mortgage rates, federal loan processing, flood insurance approvals, and buyer sentiment in the metro area. They share expert insights on how to stay ahead: why locking your rate early, securing pre-approval fast, and staying flexible on closing timelines can protect your deal. For sellers, they discuss how to navigate shifting leverage and changing buyer behavior. The conversation wraps up with some levity—Makayla’s appreciation for Sotheby’s strong nationwide network and Joe’s unforgettable food finds in Philadelphia. 🍝 You’ll come away with practical, actionable takeaways to weather the uncertainty—and maybe a few travel tips, too. ⏱️ Episode Highlights [00:01:12] Topic Reveal: What a government shutdown means for the Portland real estate market[00:03:50] Flood insurance challenges — Why shutdowns stall policies and delay closings[00:04:35] Mortgage rate swings — Joe explains how volatility affects your buying power[00:06:27] Federal loan delays — USDA approvals may pause; FHA and VA slow down[00:07:12] Buyer hesitation — How uncertainty reshapes supply, demand, and leverage[00:09:08] Lenders tightening standards — What to expect if the shutdown drags on[00:10:35] Pro tips for buyers & sellers — Lock rates early, communicate, and stay flexible[00:14:21] What We’re Loving: Sotheby’s strong national network and Joe’s Philly food adventures👤 About the Hosts Joe Reitzug and Makayla Mast of LivPortland (Cascade Hasson Sotheby’s International Realty) bring insider knowledge, humor, and clarity to Oregon’s real estate market. Their candid takes help you navigate trends, opportunities, and challenges with confidence. 👉 Learn more at LivPortland.com 🧭 Resources Mentioned Blog: What a Government Shutdown Looks Like (Basics + Caveats)Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media. For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly. We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

    18 min
  5. Seaside, Gearhart Cannon Beach What Buyers Need to Know This Fall

    29 SEPT

    Seaside, Gearhart Cannon Beach What Buyers Need to Know This Fall

    Dreaming of a beach house on the Oregon Coast? 🏖️ With record inventory, shifting prices, and fewer buyers competing, this might be your moment. 📋 Episode Summary In this episode of Off the Record, Joe and Makayla dive into the Fall 2025 Oregon Coast housing market—covering Seaside, Gearhart, Cannon Beach, and even Manzanita. They break down why inventory is higher than ever, how interest rate drops are reshaping opportunities, and what it means for buyers looking for a primary residence, vacation getaway, or investment property. From fixer-upper opportunities to million-dollar oceanfronts, you’ll hear real stats, local insights, and candid takes on where the market is headed. Whether you’re a Portland local craving a second home or an out-of-state buyer eyeing Oregon’s coast, this episode will help you spot the right time to make your move. 🕒 Episode Highlights 00:02:13 – Hot Takes: Why fixers are back in play + Joe’s contrarian view on rate drops.00:05:39 – Seaside & Gearhart Spotlight: Inventory up 35–50%, plus where the best deals hide.00:09:16 – Cannon Beach Update: Values rising 3.3% despite high prices—why demand never slows.00:13:32 – Affordability Check: Beachfront vs. off-beach homes—where $350K can still get you close to the ocean.00:18:05 – Gearhart Charm: Historic beach houses, golf course life, and pub chowder after a round.00:21:11 – Cannon vs. Manzanita: Pricing differences, new construction, and how Manzanita became “the new Cannon.”00:25:26 – Wrap Up: Why fall 2025 may be the perfect time to tour and buy at the coast. Thinking about a home on the Oregon Coast? 🌊 Reach out to the LivPortland team—we’d love to take you on a coastal tour. Don’t forget to subscribe, rate, and share this episode to stay on top of Portland-area real estate insights.  Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media. For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly. We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

    31 min
  6. How to Move Within the Same School District Without the Stress – Portland Real Estate Tips

    17 SEPT

    How to Move Within the Same School District Without the Stress – Portland Real Estate Tips

    Thinking about upgrading your home without leaving your child’s school district? Here’s how to make the move stress-free and successful. Episode Summary Moving to a bigger home while staying in the same school district can feel overwhelming—especially when you need to juggle selling your current home and buying the next one at the same time. In this episode of Off the Record, Joe Reitzug and Makayla Mast pull back the curtain on the exact strategies families are using right now to pull it off. From preparing your home for market to writing contingent offers, managing inspections, and keeping showings smooth with kids in the house, they share the playbook to make your transition seamless. You’ll also hear Joe and Makayla’s “off the record” moments (including spiders and creepy basements 🕷️) plus a few insider tips on how Portland brokers get creative to find hidden opportunities in tight neighborhoods. If a bigger home is on your horizon but you don’t want to uproot your family, this episode is a must-listen. Episode Highlights 00:01:00 – The Challenge of Moving Within a School District: Why families want to stay put but still need more space.00:05:25 – The Keys to Success: Planning ahead and preparing your home the right way.00:09:40 – Pre-Marketing Strategies: How LivPortland quietly generates interest before your home even hits the market.00:12:05 – Creative Marketing: Letters, targeted ads, and other tactics to uncover off-market opportunities.00:15:25 – Making Strong Contingent Offers: What sellers look for and how to position your offer for success.00:17:10 – Double Inspections Made Easy: Why pre-listing inspections can save you stress and money.00:19:19 – Coordinating Closings & Moves: Tips for lining up timelines, rent-backs, and avoiding last-minute snags.Resources Mentioned LivPortland.com – Home search and resources📲 Ready to make your move? Visit LivPortland.com to connect with Joe, Makayla, and the LivPortland team. Don’t forget to subscribe, leave a review, and share this episode with someone who’s thinking about upsizing without changing schools! Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media. For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly. We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

    27 min
  7. What I’d Tell My Best Friend About Buying In Portland Right Now

    11 SEPT

    What I’d Tell My Best Friend About Buying In Portland Right Now

    Thinking about buying a home in Portland but not sure if it’s the right time? This episode gives you the no-fluff, straight-up advice Joe & Makayla would share with their best friends. Episode Summary In this episode of Off the Record, Joe Reitzug and Makayla Mast cut through the noise and share what they’d honestly tell their closest friends about buying in Portland’s 2025 housing market. From the power of assumable loans (hello, 2.5% rates!) to why buyers finally have breathing room in negotiations, you’ll walk away with insights that could save you thousands. They also dive into renovation trends, which neighborhoods are showing hidden value, and why waiting for the “perfect market” may cost you more in the long run. Whether you’re actively house-hunting or just keeping an eye on the market, this episode equips you with the insider perspective you need to make confident decisions—and maybe even land your dream home at a dream rate Episode Highlights [00:02:01] What I’d really tell my best friend about buying in Portland right now[00:03:38] Why waiting for a crash is like waiting for $1 gas[00:04:26] The game-changing potential of FHA & VA assumable loans (yes, even if you’re not a veteran!)[00:06:20] More homes, less competition – why buyers finally have room to breathe[00:07:58] How sellers are becoming more realistic (and more negotiable)[00:11:18] Renovations in 2025: lower labor costs & DIY opportunities[00:14:18] The micro-markets of Portland: where the best deals are hiding[00:17:33] Bottom line: Don’t wait for a “perfect market”—it doesn’t exist 💬 Leave us a review—we’d love to hear what you think!  📍 Ready to explore homes or have questions? Visit LivPortland.com Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media. For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly. We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

    24 min
  8. Portland Homebuyers: How Assuming a Loan Can Save You Thousands

    3 SEPT

    Portland Homebuyers: How Assuming a Loan Can Save You Thousands

    Did you know you could snag a 2.75% mortgage rate in today’s 6–7% market? Discover the little-known strategy that’s helping buyers save hundreds every month—and why sellers should be shouting about it. 📖 Episode Summary Interest rates may feel like the biggest roadblock to homeownership right now, but there’s a powerful workaround: loan assumptions. In this episode of Off the Record, your hosts Joe Reitzug and Makayla Mast break down how buyers can step into a seller’s existing mortgage—and lock in yesterday’s low rates. They’re not just talking theory here—Joe and Makayla have seen it firsthand with their own clients. Because they’ve guided buyers through the process, they know the pitfalls, the benefits, and the huge wins. And yes—it really can mean saving over $1,400 a month or more. Whether you’re searching for your first home or strategizing how to make your listing stand out, this conversation will change the way you think about financing. ⏱️ Episode Highlights [00:01:48] – Why now is still one of the best times to buy despite higher interest rates.[00:05:08] – The major perks of assuming a seller’s loan for buyers and sellers.[00:08:32] – FHA vs. VA: which loan assumptions are smoother to process?[00:10:35] – The hidden challenge: longer closings and how to manage them.[00:15:24] – Case study: saving $173,000 over 10 years with an FHA assumption.[00:17:20] – Step-by-step: how to confirm assumability and apply with the seller’s lender.👥 About the Hosts This episode is hosted by Joe Reitzug and Makayla Mast, Portland real estate experts who love giving buyers and sellers the insider edge. They don’t just talk about creative financing strategies—they’ve put them into action with real clients and seen the results. 👉 Want a deeper dive? Check out the blog: How Consumers Can Buy a Home by Assuming the Seller’s Loan . 🔗 Resources Mentioned: LivPortland.com Ready to find out if you can step into a 2.75% rate or use this strategy to sell your home for more? Don’t just wonder—let’s talk about your options. 📲 Reach out to us today at LivPortland.com or send us a message directly. We’ll walk you through whether a loan assumption could work for you—and how to use it to your advantage in today’s market. Because this isn’t just theory. We’ve helped clients do it, and we can help you too. . Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media. For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly. We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

    23 min
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About

Welcome to Off the Record: Portland Real Estate Insider, your ultimate source for all things real estate in Portland Metro! Join Joe and Makayla, as they take you on a thrilling journey behind the scenes of the bustling Portland Metro real estate market. From jaw-dropping success stories to nail-biting challenges, we spill the beans on it all, without holding back. Get ready to gain insider knowledge, uncover hidden gems, and discover the secrets of the trade that no one else will tell you. With our  expert insights, you'll be hooked from the very first episode. So, whether you're a seasoned investor, a first-time homebuyer, or just curious about the world of real estate, be sure to tune in to Off the Record: Portland Real Estate Insider. Don't miss out - hit that subscribe button now and join us on this thrilling ride!

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