Australian Property Podcast Rask

Every Sunday the Australian Property Podcast team deep dive into the biggest news stories of the week, take a plain English look, and tell you what it means for your property.
Buyer's Agent Pete Wargent is joined by Rask founder Owen Rask this week to cover land tax, build to rent news & the current listing environment.
On this episode of the Australian Property Podcast, we cover these Big 3 stories of the week:
Land Tax

The Victorian budget has hit property investors hard so what does this mean for you? Do the benefits outweigh the increasing costs?

Question from our community: Is it better to hold other assets i.e. ETFs that can generate passive income instead?

What are the monetary implications of selling property assets and moving into another asset class?

Will increased costs be passed on to renters?


Build to Rent News

New players in this space: foreign withholding tax that was cut from 30% to 15% meaning an increase in foreign investors could be imminent, what does this mean for Australians?

Increases in rental supply: is this increasing the number of affordable housing?

Corporate landlords: What are they? How can it be helpful for long-term renters?

What are the trends overseas? Will it be the same here?


Listing environment. Why is inventory so low?

With supply potentially at its lowest point in many years, why are people not selling good quality stocks?

Why are people holding and renovating?

When might this issue change?


Australian Property Podcast resources:


Australian Property Podcast online - videos, notes & resources

Ask a question

Chris' mortgage broking

Amy's new property course

Amy's 100-point checklist (PDF)

Pete Wargent's property coaching

Join Owen's Rask Core  membership for $0.99


INFORMATION WARNING!
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.
Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Off the plan buying. With new developments springing up across cities in Australia, and government subsidies for new builds, it's hard not to be intrigued by the increasing home options available to buyers. On the flip side, we are hearing the headlines of builders going bust, apartment defects, and depreciating assets. Mortgage Broker Chris Bates and Buyers Agent Amy Lunardi take a deep dive into the positives, negatives, and risks to consider if you are looking at purchasing off the plan.
There can be many benefits off the plan buying can bring, whether it be enabling a buyer to get into the property market or get into a specific suburb, however, it is important to understand the risks that are associated with this type of property. Amy and Chris share some of their personal stories from their experiences and discuss how you can protect and educate yourself.
On this episode of the Australian Property Podcast, we cover:


What is off the plan? What are the common types?

What are the benefits of buying off the plan?

Greater Choice

Small deposits

Positive buying experience

What are the risks and considerations when buying?

Builder risk - builders going bust, building defects

Liabilities - legal implications of walking away from contracts

Market shifts - locking in a price for the value to be lower

Asset performance

Lack of scarcity - risks when leasing or reselling a property

Lending & postcode risk

Sunset clauses

What you can do to protect and educate yourself


Australian Property Podcast resources:


Australian Property Podcast online - videos, notes & resources

Ask a question

Chris' mortgage broking

Amy's new property course

Amy's 100-point checklist (PDF)

Pete Wargent's property coaching

Join Owen's Rask Core  membership for $0.99


INFORMATION WARNING!
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.
Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Every week Buyer's Agent, Pete Wargent and Mortgage Broker, Chris Bates break down and cover everything you want to know about the most important headlines from millionaire migration, wages, and intergenerational wealth.
We are on a mission to be Australia's most trusted property podcast so we are here to help cut through some of the noise and help you understand what all the headlines mean for your property.
On this episode of the Australian Property Podcast:


Intergenerational Wealth: How wealthier parents are helping their children enter the property market and how it can impact the prices of property


Wage Growth: Wages peaked lower than expected, below 4%, so what does this mean for inflation, interest rates, and borrowing? What can you do to increase your income?


Millionaire Migration: Skyrocketed back in Australia with 125,00 projected for 2023, with increasing numbers of high net worth individuals moving overseas. Are some headed to Aus? Why and how could this affect me?


Australian Property Podcast resources:

Wage Growth Research


Australian Property Podcast online - videos, notes & resources

Ask a question

Chris' mortgage broking

Amy's new property course

Amy's 100-point checklist (PDF)

Pete Wargent's property coaching

Join Owen's Rask Core  membership for $0.99


INFORMATION WARNING!
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.
Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

How are demographics and property linked? Mortgage Broker, Chris Bates, and Demographer, author, and educator Simon Kuestenmacher deep dive into how demographics will affect your property, the market, demand, and supply now and into the future. This episode will property insights into what factors to consider when purchasing a future home or investment property.
You can find Simon Kuestenmacher on Twitter (he has a quarter of a million followers) or in his monthly segment in The Australian.
On this episode of The Australian Property Podcast:


What is Demographic/Demography? Study of people, why they are where they are, and how many there will be in the future

Why are demographics important when it comes to property? What are the links between different life stages and property demands?


Key property trends that we are seeing around life expectancy, downsizing, family changes, and the housing shortage


Demographics and housing outlook - How housing policies can optimise the housing stock, how to buy a property with future demographics in mind


Big demographic changes - effects of COVID, WFM & domestic and international migration


Knowledge - the importance of long-term planning and government housing and retirement policies


Australian Property Podcast resources:


Australian Property Podcast online - videos, notes & resources

Ask a question

Chris' mortgage broking

Amy's new property course

Amy's 100-point checklist (PDF)

Pete Wargent's property coaching

Join Owen's Rask Core  membership for $0.99


INFORMATION WARNING!
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.
Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

If you're starting your property journey, this is the episode for you! NSW's #1 Mortgage Broker, Chris Bates sits down with Rask's Melissa Vincent to break down some of a first home buyer's questions and concerns.
There is a lot to consider as a first home buyer, and it can be daunting to leap from a renter or saver to a homeowner.
On this episode of the Australian Property Podcast, we discuss:

What should a future first-home buyer be thinking about?



Deposits - how much do you really need? What is lender's mortgage insurance? Can I get a parental guarantor?


Lending capacity during rising interest rates


Property options - new build, fixer upper

What future considerations do you need to factor in - work, partner, family

Dangers of off the plan


What to consider if you are hoping to get capital growth from your property?


Australian Property Podcast resources:


Australian Property Podcast online - videos, notes & resources

Ask a question

Chris' mortgage broking

Amy's new property course

Amy's 100-point checklist (PDF)

Pete Wargent's property coaching

Join Owen's Rask Core  membership for $0.99


INFORMATION WARNING!
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.
Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Welcome to this week’s 2 Sense, where we take a plain English look at the week's Big 3 property news stories. This week we heard the news of a $45 million record sale in Tamarama, sparking conversation of increased confidence, the budget is still at the front of peoples' minds as to what this means for interest rates and property supply.
We will help you cut through all the noise and unpack what this means for you and your property.
On this episode of the Australian Property Podcast Buyer’s Agent Pete Wargent and Mortgage Broker Chris Bates discuss:


Has buyer confidence and sentiment increased? - record sales this last week is this the start of a shift in the market?


How the budget will affect population and housing - with overseas immigration ramping up again how will the housing market keep up? Chris and Pete discuss what this means for property investors and what you can do about it.


Inflation narrative shift - with inflation slowing both in Australia and the US we discuss what we think will happen to rate hikes and what this might mean for mortgage rates


Lending policy shifts - what could policy shifts in interest rate mean for property owners and investors? And what can you do about it?


Australian Property Podcast resources:


Australian Property Podcast online - videos, notes & resources

Ask a question

Chris' mortgage broking

Amy's new property course

Amy's 100-point checklist (PDF)

Pete Wargent's property coaching

Join Owen's Rask Core  membership for $0.99


INFORMATION WARNING!
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.
Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg