Australian Property Podcast

Rask
Rask

Australian Property Podcast by Rask is on a mission to be Australia's most trusted property podcast. Join over 30,000 unique listeners. The Australian Property Podcast is hosted by four of Australia's top property investors and/or financial educators, including: Amy Lunardi, buyer's agent and founder of Amy Lunardi Property. Owen Rask, founder of The Rask Group and investment analyst. Pete Wargent, six-time author and buyer's agent. Chris Bates, mortgage broker and founder of Alcove. SHOW NOTES: https://bit.ly/prop-rask ASK A QUESTION: https://bit.ly/3QtiY00 ~~ The Australian Property Podcast all about buying, managing and investing in Australian property. If you like property, or just plan to buy, tune in weekly. Property formats each month - tune into what you love! Sunday morning property talk (7 am sharp!) Tuesday afternoon (Q&A and guest interviews) Thursday afternoon (Education & deep dives) ~~ Want to get involved? Reach out to our founder Owen Rask on Twitter: https://www.twitter.com/owenrask

  1. 1d ago

    Deposit bonds explained: how to buy property without an upfront cash deposit

    In this Australian Property Podcast episode, Owen Rask sits down with Ryan Dinsdale from Deposit Power to unpack how deposit bonds work and where they can fit into a smarter property strategy. They cover what a deposit bond actually replaces at contract exchange, why some buyers and investors use it instead of locking a large cash deposit in a trust account, and how that flexibility can matter if you are buying off the plan, bidding at auction, upgrading your home, or trying to buy and sell around the same time. The pair also dig into practical use cases, including off-the-plan purchases, auction scenarios where buyers need to move quickly, and the common problem of trying to purchase before an existing home has sold. Ryan also explains the trade-offs between using cash and using a guarantee, including how keeping money in an offset, savings account or super can change the maths over a long settlement period. They also discuss security, fees, approval speed and the questions buyers should ask before relying on any deposit strategy. If you want a practical breakdown of deposit bonds, opportunity cost and how to keep more flexibility in your property plan, this episode is a great place to start. It is especially useful for upgraders, investors, downsizers and first home buyers weighing up how to exchange on a property without impacting their broader financial position too early. This episode was proudly sponsored by Deposit Power. Episode resources – Deposit Power Calculator – Deposit Power Home Page – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    Deposit bonds explained: how to buy property without an upfront cash deposit

  2. 3d ago

    Is now a smart time to buy? RBA on hold, Melbourne and the next move

    In this Australian Property Podcast episode, Pete Wargent and Chris Bates unpack one of the biggest questions in property right now: is the current slowdown creating a genuine buying window, or are buyers still too early? They break down the Reserve Bank’s August hold, what the latest press conference signals for rates, and why soft sentiment is colliding with an 11-week high in auction clearance rates. Melbourne is a major focus, with the pair exploring whether better auction results, stronger yields and years of underperformance could finally set the city up for a rebound. Pete and Chris also dig into the listings story. They explain why higher stock levels matter, why some data sets are telling slightly different stories, and why buyers should watch what actually sells, what passes in and where competition is still real. Their broader message is that headline fear can hide the fact that quality assets may already be finding support. The episode also covers mortgage competition, bank forecasts of deeper price falls, and why investor-heavy markets in Brisbane, Adelaide and Perth may still be the ones to watch most carefully from here. In the listener Q&A, they tackle off-the-plan risk in Castle Hill and the leading indicators that matter most after the Budget. If you want a practical market update on rates, listings, buyer psychology and where the next opportunities may emerge, this is a timely listen. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    Is now a smart time to buy? RBA on hold, Melbourne and the next move

  3. Aug 11

    How to make an offer on a property

    In this Australian Property Podcast episode, Amy Lunardi and Chris Bates unpack how to make an offer on a property when the market feels uncertain and every agent seems to run a different process. They start with what is happening on the ground in Melbourne and Sydney, why softer conditions can create genuine buying opportunities, and why a buyer's market still leaves many people frozen. From there, Amy explains what buyers need to clarify before they submit anything: whether the property is being sold by private sale or before auction, whether the contract is ready, how the agent will handle competing offers, what makes an offer acceptable, and how price, settlement, deposit and finance conditions change the strength of your position. This episode is especially useful if you have ever wondered whether to start with a verbal offer, when to move straight to a signed contract, how to avoid being blindsided by a vague agent process, and how to think about pre-auction offers without overcommitting. It is a practical guide to asking better questions, negotiating with more confidence and making an offer that gives you a real chance of securing the right property without unnecessary panic. The bigger message is that buying well is not just about finding the right property. It is also about understanding the rules of engagement before emotion takes over. If you want a clearer framework for making offers in 2026, this conversation gives you the language, structure and strategy to approach the next property with less guesswork. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    How to make an offer on a property

  4. Aug 8

    Housing chill hits the economy, listings surge and why upgraders may have the edge

    In this episode of Australian Property Podcast, Pete Wargent and Chris Bates unpack a property market that is cooling, but not in a simple, one-speed way. Home values fell again in July, Sydney and Melbourne stayed at the front of the downturn, and listings jumped sharply, especially across key parts of Sydney. The bigger question is who actually benefits from this shift. Pete and Chris explain why first-home buyers may not be getting the relief many expected, why the lower end of the market has held up better than the top end, and why upgraders could be looking at one of the more interesting windows of this cycle. They also dig into rising rents, worsening rental affordability, and how changes to negative gearing and capital gains tax are starting to reshape investor behaviour. The conversation then widens to the broader economy, from slower lending and weaker housing activity to pressure on construction, consumer spending and state budgets. They also tackle listener questions on CGT transition rules, valuations, development sites and the growing need for proper tax advice in a more complex market. If you want a grounded read on where fear is building, where leverage may be shifting and what to watch next, this episode is a timely one. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    Housing chill hits the economy, listings surge and why upgraders may have the edge

  5. Aug 4

    ASIC’s offset account warning: what borrowers should check, with Sarah Court

    This episode was originally featured on the Australian Finance Podcast. In this Australian Property Podcast episode, Owen Rask speaks with Sarah Court, Chair of ASIC, about what the regulator is seeing across the financial system and why everyday Australians need to pay closer attention to how their money is being handled. Sarah explains ASIC’s role in licensing firms, holding financial institutions to account and stepping in when consumers or investors are at risk. The core of the conversation focuses on mortgage offset accounts after ASIC uncovered failures at banks that meant some customers were not receiving the interest savings they expected. Sarah explains why these problems matter, why legacy systems and weak processes can create real financial harm, and why banks need to fix the basics instead of assuming customers will spot issues themselves. Owen and Sarah also talk about scams, risky investments and the importance of slowing down before handing over money. She shares why MoneySmart can be such a valuable resource for Australians who want plain-English guidance on investing, risk, scams and personal finance. If you want a practical reminder to check your offset setup, stay sceptical of fast-talking investment pitches and understand where ASIC fits into the system, this episode is worth your time before it costs you real money. Episode resources – ⁠Moneysmart⁠ – ⁠Investment scam alerts - ASIC⁠ – ⁠Professional registers search - ASIC – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    ASIC’s offset account warning: what borrowers should check, with Sarah Court

  6. Aug 1

    Is now a smart time to buy property? Budget shock, rents and the flight to quality

    In this Australian Property Podcast episode, Pete Wargent and Chris Bates unpack one of the biggest questions in property right now: is this actually a good time to buy, or are buyers still stepping into a falling market too early? They explore why so many sellers, buyers and agents seem frozen at once, why quality assets are behaving differently from the headline market data, and how fear around interest rates, inflation and the Federal Budget is changing behaviour across Sydney, Melbourne and beyond. Pete and Chris also explain why weak confidence today could become a major supply problem tomorrow, especially if developers, builders and investors keep stepping back. The conversation goes beyond prices. They discuss tightening rental markets, why first-home buyers may still need to act even in a softer market, and why the best opportunities often appear when sentiment feels worst. Their core message is clear: focus on quality, think long term, and do not confuse scary headlines with the value of a genuinely strong asset. They also answer listener questions on the six-year CGT rule, how to think about an investment property versus a future Melbourne home, and what buyers should watch if they are trying to move while the market still looks foggy. If you want a practical read on falling prices, rental pressure, buyer psychology and the post-Budget property reset, this episode is worth your time. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    Is now a smart time to buy property? Budget shock, rents and the flight to quality

  7. Jul 25

    Where prices are falling and where buyers can find opportunity

    In this Australian Property Podcast episode, Pete Wargent and Chris Bates unpack what the post-Budget property reset is starting to look like on the ground, and where patient buyers may finally be getting some leverage again. They break down quieter winter listings, soft auction clearance rates and the widening gap between A-grade properties and everything else. The big question is not just whether prices are falling, but where the pullback is creating genuine opportunity for upgraders, first-home buyers and investors willing to stay disciplined. Pete and Chris also cover the pockets seeing the most change across Sydney, Melbourne, Brisbane, Adelaide and the Gold Coast, plus why units, renovators and better-quality homes may behave very differently from compromised stock. They also explain why lower borrowing costs alone may not be enough, and why quality listings could become the real battleground as spring stock arrives. To wrap up, they answer listener questions on new builds, older Melbourne units and the tax headlines worrying Australian expats. If you are trying to read a softer market without getting swept up in the panic, this episode offers a practical look at what may matter next. It is a useful episode for anyone planning a move before the market narrative shifts again. Episode resources – Ask a question (select the Property podcast)   Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe   EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers   Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback!   Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest   DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    Where prices are falling and where buyers can find opportunity

  8. Jul 18

    Property reset, rents and budget fallout: what buyers need to know

    In this Australian Property Podcast episode, Pete Wargent and Chris Bates unpack what the post-budget property reset may mean for buyers, renters and investors as the market heads deeper into winter. The conversation starts with the big shift now showing up across the market: fewer active investors, tight rental supply and a growing sense that many buyers are sitting on their hands waiting for clarity. Pete and Chris explain why that matters, not just for house prices, but for rental affordability, construction activity and the number of listings likely to emerge in spring. They also dig into the pressure points inside the market right now, including Sydney’s recent rent surge, fears that new supply will stall, and why some owner-occupiers may see the current anxiety as an opportunity to upgrade or renovate. Along the way, they discuss mortgage stress, first-home buyer hesitation, the slowdown in development feasibility and why tighter tax settings may push even more landlords to think about selling. The episode wraps with listener questions on retirement planning, Sydney apartments, Airbnb strategy and whether borrowing inside super for residential property is effectively dead after the latest budget changes. If you want a grounded read on where the property market may be heading next, this is a practical episode to hear now. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    Property reset, rents and budget fallout: what buyers need to know
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Australian Property Podcast by Rask is on a mission to be Australia's most trusted property podcast. Join over 30,000 unique listeners. The Australian Property Podcast is hosted by four of Australia's top property investors and/or financial educators, including: Amy Lunardi, buyer's agent and founder of Amy Lunardi Property. Owen Rask, founder of The Rask Group and investment analyst. Pete Wargent, six-time author and buyer's agent. Chris Bates, mortgage broker and founder of Alcove. SHOW NOTES: https://bit.ly/prop-rask ASK A QUESTION: https://bit.ly/3QtiY00 ~~ The Australian Property Podcast all about buying, managing and investing in Australian property. If you like property, or just plan to buy, tune in weekly. Property formats each month - tune into what you love! Sunday morning property talk (7 am sharp!) Tuesday afternoon (Q&A and guest interviews) Thursday afternoon (Education & deep dives) ~~ Want to get involved? Reach out to our founder Owen Rask on Twitter: https://www.twitter.com/owenrask

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