1 hr 8 min

114- TBCE- Toby Stubbs: Got Junk Removal Insurance Questions? Toby Stubbs has answers The Blue Crocus Experience

    • Business

Toby Stubbs is an insurance expert with a rich background in the industry. He began his career in the Chicagoland market area, eventually launching his own agency in 2013. Toby specializes in providing insurance for construction contracting risks and discovered a niche in junk removal insurance

His website: https://junkremovalinsurance.com/

*Summary:*
In this insightful episode of the Blue Crocus Experience, we delve deep into the realm of insurance, specifically tailored towards entrepreneurs in the junk removal industry. Our guest, Toby Stubbs, unleashes a wealth of information on intricate insurance details that could potentially save business owners substantial amounts of money. The conversation is less about the ancillary tales and more focused on the ‘nitty-gritty’ of insurance intricacies that matter to junk removal business owners.

*Key Takeaways:*
-Proper classification of business and vehicles is crucial for accurate insurance coverage and fair rates.
-Insurance costs can vary significantly based on state, driving records, age of drivers, and even the credit score of the business owner.
-For startups, correctly setting up DOT paperwork can affect insurance options and costs.
-Toby’s agency offers a breadth of options and is known for significant cost savings through specialized reclassification strategies.
-General liability insurance is nuanced, and businesses should ensure they have coverage that accounts for the scope of their operations, especially when dealing with demolition.

*Quotes: *
“The way we classify everyone is as debris removal. So, this is the classification specifically with progressive.”
“As you build value and grow and scale, you want that business protected.”
“Law of large numbers to protect yourself. So, it’s really up to you individually as to what you’re comfortable with and what makes sense for your particular situation.”
“One of the biggest value adds … is understanding how these [insurance policies] work.”

*Announcements:*
HAVE YOU SEEN OUR NEW BLUE COLLAR KIDS BOOK? https://www.bluecollarabc.com/
Get a Free Audit of your Google Ads, SEO, Website, or Google Business Listing: https://bluecrocus.ca/website-seo-audit

*About the Show:*
Welcome to our podcast for contractors and business owners, hosted by Lewis Vandervalk of Blue Crocus Solutions. Our #1 goal is to connect with and learn from business owners, thought leaders, and coaches. We talk about their stories, where they have come from, where they are going, and their wins and lessons.

If you want to be a guest on the podcast, email Lewis@bluecrocus.ca, and we can arrange a time if you are a good fit! We are especially interested in chatting with contractors and business owners who have fought through adversity and have the scars, experience, and insights to share from those times.

Find Blue Crocus Solutions on the Web (With some resources):
Get a FREE email script for reaching out to Realtors or Property Managers for Junk Removal: https://realtorscript.bluecrocus.ca/r...
Connect with Blue Crocus Solutions on the web: https://www.bluecrocus.ca/
Check us out and see our reviews: https://www.google.com/maps?cid=14274...
Join our Facebook Group for Junk Removal Marketing Success Community: https://www.facebook.com/groups/148165343156578/
Check out our Facebook Page: https://www.facebook.com/bluecrocussolutions

*Find our Podcast Here:*
Spotify: https://open.spotify.com/show/3Wu30Zf...
Apple: https://podcasts.apple.com/ro/podcast...
Google Podcasts: https://podcasts.google.com/?feed=aHR...
Youtube: • The Blue Crocus Experience PODCAST

#podcast , #contractors, #leads, #seo, #leadgeneration, #fredericton, #bluecrocussolutions, #business, #businessowners, #tips, #concrete, #treeservice, #fitness, #paving, #sealcoating, #remodeling, #pressurewashing, #asphalt, #treeservice, #concrete, #website, #webdesign, #customers, #homeadvisor, #Googleads, #junkremoval, #junkremovalwebsites

Toby Stubbs is an insurance expert with a rich background in the industry. He began his career in the Chicagoland market area, eventually launching his own agency in 2013. Toby specializes in providing insurance for construction contracting risks and discovered a niche in junk removal insurance

His website: https://junkremovalinsurance.com/

*Summary:*
In this insightful episode of the Blue Crocus Experience, we delve deep into the realm of insurance, specifically tailored towards entrepreneurs in the junk removal industry. Our guest, Toby Stubbs, unleashes a wealth of information on intricate insurance details that could potentially save business owners substantial amounts of money. The conversation is less about the ancillary tales and more focused on the ‘nitty-gritty’ of insurance intricacies that matter to junk removal business owners.

*Key Takeaways:*
-Proper classification of business and vehicles is crucial for accurate insurance coverage and fair rates.
-Insurance costs can vary significantly based on state, driving records, age of drivers, and even the credit score of the business owner.
-For startups, correctly setting up DOT paperwork can affect insurance options and costs.
-Toby’s agency offers a breadth of options and is known for significant cost savings through specialized reclassification strategies.
-General liability insurance is nuanced, and businesses should ensure they have coverage that accounts for the scope of their operations, especially when dealing with demolition.

*Quotes: *
“The way we classify everyone is as debris removal. So, this is the classification specifically with progressive.”
“As you build value and grow and scale, you want that business protected.”
“Law of large numbers to protect yourself. So, it’s really up to you individually as to what you’re comfortable with and what makes sense for your particular situation.”
“One of the biggest value adds … is understanding how these [insurance policies] work.”

*Announcements:*
HAVE YOU SEEN OUR NEW BLUE COLLAR KIDS BOOK? https://www.bluecollarabc.com/
Get a Free Audit of your Google Ads, SEO, Website, or Google Business Listing: https://bluecrocus.ca/website-seo-audit

*About the Show:*
Welcome to our podcast for contractors and business owners, hosted by Lewis Vandervalk of Blue Crocus Solutions. Our #1 goal is to connect with and learn from business owners, thought leaders, and coaches. We talk about their stories, where they have come from, where they are going, and their wins and lessons.

If you want to be a guest on the podcast, email Lewis@bluecrocus.ca, and we can arrange a time if you are a good fit! We are especially interested in chatting with contractors and business owners who have fought through adversity and have the scars, experience, and insights to share from those times.

Find Blue Crocus Solutions on the Web (With some resources):
Get a FREE email script for reaching out to Realtors or Property Managers for Junk Removal: https://realtorscript.bluecrocus.ca/r...
Connect with Blue Crocus Solutions on the web: https://www.bluecrocus.ca/
Check us out and see our reviews: https://www.google.com/maps?cid=14274...
Join our Facebook Group for Junk Removal Marketing Success Community: https://www.facebook.com/groups/148165343156578/
Check out our Facebook Page: https://www.facebook.com/bluecrocussolutions

*Find our Podcast Here:*
Spotify: https://open.spotify.com/show/3Wu30Zf...
Apple: https://podcasts.apple.com/ro/podcast...
Google Podcasts: https://podcasts.google.com/?feed=aHR...
Youtube: • The Blue Crocus Experience PODCAST

#podcast , #contractors, #leads, #seo, #leadgeneration, #fredericton, #bluecrocussolutions, #business, #businessowners, #tips, #concrete, #treeservice, #fitness, #paving, #sealcoating, #remodeling, #pressurewashing, #asphalt, #treeservice, #concrete, #website, #webdesign, #customers, #homeadvisor, #Googleads, #junkremoval, #junkremovalwebsites

1 hr 8 min

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