Ask HTM - IRA Raiding for a Down Payment, Study Abroad: PAID, & Maintaining an 826 Credit Score #904

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - We want to tap our retirement accounts early to be able to fund a bigger down payment, is that ok?

2 - Taking Social Security… what strategy should I employ?

3 - How should my daughter consider paying for a study abroad program?

4 - Is it frugal or cheap to skip the purchase in a used bookstore and add it to my audiobook queue instead?

5 - What about canceling old credit cards while I have an 826 credit score?

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