Future Rich with Barbara Ginty, CFP®

Future Rich
Future Rich with Barbara Ginty, CFP®

By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money --  how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

  1. 267. EXPERT Kimberlee Davis - The Fiscal Feminist - "Your Partner Should Not Be Your Financial Plan"

    -16 Ч

    267. EXPERT Kimberlee Davis - The Fiscal Feminist - "Your Partner Should Not Be Your Financial Plan"

    In this episode of Future Rich, our special expert guest is Kimberlee Davis, Wealth Manager, Partner, Managing Director, Author, and The Fiscal Feminist. Kimberlee's mission is to give women the tools and a roadmap to having a healthy relationship with money. She believes that we all have a personal responsibility to ourselves to be financially intentional so we can have control and peace of mind. In this episode, Kimberlee shares her journey navigating personal finance, working as a lawyer, enduring a long and difficult divorce, and completely rebuilding her life and career at 54. Some topics Kimberlee and Barb discuss are... Why women must take ownership of their finances and recognize the importance of financial literacyRebuilding careers at different stages in lifeThe importance of negotiating in both personal and professional spacesWhy everyone should get a prenup and how they can even be romantic...and more! Get The Fiscal Feminist book HERE. Follow @TheFiscalFeminist HERE. Find Kimberlee Davis HERE. If you'd like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, you can apply here. We accept guests in any financial situation! Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    43 мин.
  2. 266. Barbara "When to Separate Finances from Your Partner"

    15 НОЯБ.

    266. Barbara "When to Separate Finances from Your Partner"

    Happy Friday! In today's solo episode of Future Rich, CFP Barbara Guinty discusses the complexities of managing finances in a relationship, specifically using an anonymous AITAH (Am I the A**hole) thread on Reddit as a jumping point. Here is the start of the Reddit thread for context: "AITAH for separating my finances from my husband because he keeps lending money to his parents? We've been together for over 9 years, and until this year, the thought of separating our finances never even crossed my mind." Listen to find out what Barb's takeaways are and if she thinks this Reddit user is wrong for wanting to separate her finances. If you'd like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, you can apply here. We accept guests in any financial situation! Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    18 мин.
  3. 265. Jane "Should I Switch Careers as a Mom of Two at 38?"

    8 НОЯБ.

    265. Jane "Should I Switch Careers as a Mom of Two at 38?"

    Happy Friday Future Rich Fam! In this episode of the pod, CFP Barbara Ginty interviews the lovely Jane! Jane and her husband both work in sales and have a combined bi-weekly gross pay of $7,550. They have two young children and their monthly expenses total $5,321. They also own two rental properties that bring in an additional $1,400 per month. Jane is considering a career change and wants to be as financially prepared as possible. Jane and her husband have over $1 million in combined assets, including retirement accounts, a high-yield savings account, and a brokerage account. They have minimal debt, with only mortgages and a car payment. Jane and Barb discuss... Paying down their mortgageReducing Jane's work hours to pursue her passionsHealthcare costs with two young childrenDifferent types of life insurance to consider as a married mother of twoThe importance of estate planningEarly retirement for both Jane and her husband We hope you enjoy this episode! Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here! If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Subscribe to our Youtube channel Follow us on TikTok Follow us on Instagram Listen to us on Apple Podcasts The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    54 мин.
  4. 263. Natasha "Childcare Costs as High as Your Mortgage?!"

    25 ОКТ.

    263. Natasha "Childcare Costs as High as Your Mortgage?!"

    Happy Friday Future Rich Fam! In today's episode, CFP Barbara Ginty interviews the fabulous Natasha! In this episode, Barbara and Natasha discuss the financial implications of parenthood, focusing on essential baby planning. Here are the takeaways from this episode... Planning for a baby involves significant financial changes.Budgeting for new expenses should start before the baby arrives.Childcare costs can be as high as a mortgage payment.Start researching childcare options early due to waitlists.Having a separate bank account for baby expenses can help manage costs.Estate planning is crucial for new parents.Life insurance is essential to ensure financial security for the child.529 plans offer flexible saving options for education.Using tools like BabyList can simplify the baby registry process.It's important to have a healthcare proxy in place before giving birth. Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here! If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Subscribe to our Youtube channel Follow us on TikTok Follow us on Instagram Listen to us on Apple Podcasts The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    25 мин.
  5. 262. Tegan "Being Financially Flexible as a Small Business Owner"

    11 ОКТ.

    262. Tegan "Being Financially Flexible as a Small Business Owner"

    Happy Friday Future Rich Fam! In today's episode, CFP Barbara Ginty interviews the lovely Tegan! Tegan is a strategic communications consultant who started her own consulting practice. She's been in business for almost a year and a half and is earning around $80,000 per year. Tegan is interested in planning for her retirement and wants to ramp down from work before officially retiring. Tegan currently has saved... $183,000 in her IRA $74,500 in her Roth IRAA Solo 401k with just under $1,000$43,000 in non-retirement investments $1,300 in crypto Barbara offers Tegan advice on being flexible with her finances to be better equipped to handle ever-changing circumstances and goals in her life as a small business owner. Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here! If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Subscribe to our Youtube channel Follow us on TikTok Follow us on Instagram Listen to us on Apple Podcasts The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    56 мин.
  6. 261. Mia "Balancing Credit Card Debt While Saving for Fertility Treatments"

    4 ОКТ.

    261. Mia "Balancing Credit Card Debt While Saving for Fertility Treatments"

    In today’s episode, CFP Barbara Ginty interviews the marvelous Mia!  Mia is 39 and lives in the Washington, D.C. area. She works as a Program Manager for the Federal Government. Her annual income is around $102K, and she has a mortgage, credit card debt, and student loans that she is actively working to pay off. Her main goals are to pay off $22K in credit card debt and save enough money for fertility treatments.  They discuss…  Strategies for paying off credit card debtManaging expenses while saving for egg freezing. Whether or not Nia should get a roommate Identifying short-term sacrifices that will lead to long-term financial stability Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here! If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Subscribe to our Youtube channel Follow us on TikTok Follow us on Instagram Listen to us on Apple Podcasts The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    57 мин.
  7. 260. Megan "Paying Off $7K in Credit Card Debt and Maximizing Retirement Savings"

    27 СЕНТ.

    260. Megan "Paying Off $7K in Credit Card Debt and Maximizing Retirement Savings"

    Happy Friday, Future Rich Fam! In today's episode, Barbara interviews the lovely Megan! Megan is 33 years old and works as a hospital worker in Wyoming. She owns a home with her husband, a first responder, and the owner of a construction company. Barb and Megan discuss... Megan and her husband's different incomesHow Megan saved around $57,000 for her retirementSwitching from whole life insurance to term insuranceIncreasing contributions to Megan's Roth IRAFocusing on paying off her $7,000 in credit card debt.The pros and cons of filing taxes jointly or separatelyThe potential benefits of the Public Loan Forgiveness Program. Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here! If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Subscribe to our Youtube channel Follow us on TikTok Follow us on Instagram Listen to us on Apple Podcasts The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    57 мин.

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By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money --  how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

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