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2D AGO

Finding a Good Estate Attorney - EP. 158

Today, we're diving headfirst into the nitty-gritty of estate planning with our special guest, Kristen Luce, Partner at Coughlin and Gerhart, LLP, who knows this stuff like the back of her hand. Our episode kicks off with a casual banter that sets the tone for a relaxed yet informative discussion. Kristen shares her journey and passion for helping clients navigate the often murky waters of estate planning. Together we discuss how many people feel overwhelmed and hesitant to start their estate planning because, let’s face it, nobody wants to think about their mortality. But Kristen reassures us that it’s all about getting organized and taking proactive steps. We touch on the importance of having a good team in your corner—fee-only financial planners and attorneys who actually communicate and work together. Together, we unravel the mystery of why having a solid estate plan is essential, especially when life throws curveballs your way. We tackle the common misconceptions that make people hesitant to seek professional help and why you should throw your trust into the hands of someone who knows what they’re doing (spoiler alert: it’s not always the first Google result). Kristen explains how you should navigate the legal labyrinth of financial planning, ensuring you don’t end up in a pickle when it counts the most. Takeaways: Ditch the Suits podcast is all about sharing financial insights that the industry prefers to keep hush-hush, helping listeners navigate their money matters like seasoned pros. The transition to Patreon is a game-changer, making past episodes accessible and ensuring you never miss out on new content, so hop on board! Estate planning isn’t a one-size-fits-all process; it’s crucial to work with an attorney who gets your unique situation and crafts a plan that truly reflects your wishes. Clients often struggle to get organized for estate planning, but with a solid questionnaire and guidance, the process can be smoother and less daunting than you think! Understanding the legal side of financial planning is essential, especially during tough times, as it helps to ensure your family’s stability and peace of mind in the future. Communication is key in estate planning; a good attorney listens to what’s important to you and explains things in plain English, avoiding the dreaded legalese. ________________________________________ Ms. Luce joined Coughlin & Gerhart, LLP in 2007 and is a partner with the firm. She is chair of the firm’s Trusts & Estates Practice Group. Ms. Luce’s practice is concentrated in the areas of Estate Planning, Trust & Estate Administration, Guardianships, Adoptions, Litigated Estate Matters, and Real Estate. She practices in the firm’s main office, as well as the Owego branch office. She has been selected as a Rising Star among New York lawyers for Estate Planning from 2013 – 2018 by Upstate New York Super Lawyers magazine. In 2017 Ms. Luce was named in the 24th Edition of the Best Lawyers in America® in the practice area of Trust & Estates. Ms. Luce has been given this award every year since 2017 (for the Best Lawyers in America© for Trust & Estates). Ms. Luce is a current member of the Broome County and New York State Bar Associations. She is a member of the New York Bar Association’s Elder Law and Special Needs Section. Ms. Luce previously served on the Board of Directors to the local American Automobile Association (AAA) Club. She is a past Co-Chair of the Broome County Bar Association’s Young Lawyers Committee. She served on the Board

2d ago

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43 min
MAR 4

$17.5 Million for Potentially Misleading Statements about ESG Investing - EP. 157

We’re diving deep into the world of trust (or lack thereof) in the financial services industry! This episode is all about how trust in your financial advisor should be more than just a warm fuzzy feeling; it needs to be backed by proactive planning and accountability. We'll break down two compelling cases: one involving a major investment firm hit with a $17.5 million civil penalty for allegedly making misleading statements about its ESG-focused investments, and another where an advisor orchestrated a Ponzi scheme to deceive clients. 📢 We Want Your Input! Take our quick two-question survey here and tell us what’s most important to YOU when choosing a financial advisor. Takeaways: Trust in financial advisors is crucial, but it must be verified through their actions and performance standards. Beware of investment firms that claim high returns with little risk; if it sounds too good to be true, it probably is. A Ponzi scheme can happen to anyone; always do your homework before entrusting your money to an advisor. Investing should align with your values, but ensure your advisor is genuinely representing those values. Don't follow the flashy marketing; focus on the fundamentals of investing for long-term success. We'd love your input. Take our quick survey at https://forms.office.com/r/837zquxdET Ponzi scheme source https://www.justice.gov/usao-ednc/pr/raleigh-investment-advisor-s-40-year-sentence-ponzi-scheme-and-obstruction-affirmed article referenced about Invesco at https://www.mofo.com/resources/insights/241220-top-5-sec-enforcement-developments-for-november-2024 Volkswagen article at https://www.bbc.com/news/business-34324772.amp _____________________________________________________ 🅿️ For more DTS content check out our Patreon _____________________________________________________________ Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com 👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia ______________________________________________________________ About Your Co-Hosts: Travis Maus has been in financial services for over fifteen years. He is a Senior Wealth Manager and Chief Executive Officer at S.E.E.D. Planning Group. Travis also hosts the Unleashing Leadership...

Mar 4

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32 min
FEB 26

Finding Your Voice: Laura Osnes on Identity Beyond the Spotlight

Broadway, Hallmark, Singing, Acting—Laura Osnes Does It All! Laura Osnes is a ray of sunshine and a positive light in this world, and I was honored to have her join me on this episode of One Big Thing. In our conversation, Laura shares her journey from Broadway star to rediscovering her identity beyond her career. We discuss the courage to try new things, the importance of community and connection, and the challenges of embracing authenticity. She opens up about her most impactful roles, the difficulties of being true to herself, and the personal growth that comes from facing life’s challenges. Together, we explore themes of faith, personal growth, and the power of genuine relationships. We also dive into the significance of making courageous choices for family, finding a supportive community, and creating meaningful content in today’s counter-cultural landscape. This episode is all about intentional living, prioritizing what truly matters, and nurturing the relationships that make life richer. Tune in for an inspiring and heartfelt conversation with Laura Osnes! Takeaways Embracing new challenges can be scary, but it opens doors to personal growth and self-discovery.Every experience, even tough ones, can shape our identity and help us find our true passion.It's essential to surround ourselves with a community that supports our values and encourages our journey.Finding your voice and being true to yourself is a powerful journey that everyone should embrace. __________________________________________ LAURA OSNES is a two-time Tony Award nominee for her indelible performances on Broadway in Rodgers & Hammerstein’s Cinderella and Bonnie & Clyde. Other Broadway credits include Bandstand (streaming via Broadway On Demand), Anything Goes, South Pacific, and Grease, having won the role of Sandy on NBC’s reality talent competition, “You’re The One That I Want” at the age of 21. Osnes has charmed millions in eight Hallmark Channel and Great American Family movies and has also been seen on television in Fosse/Verdon (FX), Six by Sondheim (HBO), Dynasty (CW), and Elementary (CBS). Her crystal clear and powerful soprano regularly graces symphony halls and cabaret venues around the globe, including filmed performances with the Mormon Tabernacle Choir, Live from Lincoln Center (PBS), A Capitol Fourth (PBS), and The Kennedy Center Honors (CBS). Her voice can be heard on The Marvelous Mrs. Maisel (Prime), Team UmiZoomi (Nickelodeon), and Chip Chilla (Bentkey), as well as several original Broadway cast recordings and her two solo albums. Laura has written and released 11 original songs, including her debut EP “On The Other Side” since moving to Tennessee in 2021 and co-founded Rebel Rocket Entertainment, a Nashville-based production company, with her husband, Nathan Johnson. @lauraosnes ___________________________________________ The One Big Thing is produced by NQR Media. NQR also produces the award-winning Ditch the Suits Podcast, of which Steve is a co-host. For more, visit https://www.nqrmedia.com/ You can watch all episodes, as well as other great content produced by NQR Media, through their YouTube channel at https://youtube.com/@NQRMedia ⭐⭐⭐⭐⭐ I'd also love for you to subscribe to this podcast and leave a 5-star rating and review 💪🏼 Looking to get in the best shape of your life? I highly recommend the Shred app. It will change your life....

Feb 26

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54 min
FEB 25

Top Quality in a Financial Advisor – Trust or Performance? - EP. 156

In this special episode of Ditch the Suits, Travis and Steve break down the results of a recent survey that asked 1,000 investors working with financial advisors: What matters more—trust or performance? Should it be just one thing or a combination? Don’t you deserve to work with someone who you can both trust not to rip you off and expect performance from? Join us as we challenge the status quo and discuss why clients should raise their expectations. Key takeaways from the survey: 🔹 Why 72% of investors prioritize trust over performance 🔹 How proactive communication and a clear financial strategy build confidence 🔹 The top reasons clients leave their advisors—and how to avoid the same mistakes 📢 We Want Your Input! Take our quick two-question survey here and tell us what’s most important to YOU when choosing a financial advisor. 🎧 Tune in now and start getting the most from your money and life! ____________________________________________________ We'd love your input. Take our quick survey at https://forms.office.com/r/837zquxdET 🅿️ For more DTS content check out our Patreon _____________________________________________________________ Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com 👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia ______________________________________________________________ About Your Co-Hosts: Travis Maus has been in financial services for over fifteen years. He is a Senior Wealth Manager and Chief Executive Officer at S.E.E.D. Planning Group. Travis also hosts the Unleashing Leadership Podcast, where he dissects some of his favorite books on leadership and how you can apply it to your business or life. Steve Campbell has over a decade of industry experience and is a Senior Marketing Director at S.E.E.D. Planning Group. Steve also hosts the One Big Thing Podcast, an interview-style show meant to inspire and encourage 30 and 40-year-olds going through difficult seasons of navigating marriage, raising kids, and growing personally.

Feb 25

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40 min
FEB 18

What Are Your Estate Planning Options - EP. 155

Jess Blake, Certified Trust and Fiduciary Advisor and Senior Wealth Manager at S.E.E.D. Planning Group returns for the last episode in this series to help clarify the common misconception that estate planning is only necessary for the wealthy or elderly. We engage in a lively debate, dispelling these myths and emphasizing that anyone over 18 with any form of asset should consider an estate plan. The discussion highlights the critical role of power of attorney documents and how vital they are, especially when the unthinkable happens. Jess recounts real-life situations where families were left to navigate the murky waters of financial chaos due to lack of preparation, making it clear that estate planning is not just for the affluent but for everyone who cares about their loved ones. Listeners are treated to practical advice on getting started with their estate planning journey, with enough banter and light-heartedness to keep the mood upbeat despite the seriousness of the topic. Takeaways: Estate planning isn't just for the wealthy; it's crucial for everyone, even those young and single! Delaying estate planning can lead to costly and complicated situations for your loved ones later on. Having a solid power of attorney in place is essential for managing your affairs if you become incapacitated. It's not just about having documents; you need to regularly check and update them to reflect your current wishes and needs. _______________________________________ 🅿️ For more DTS content check out our Patreon _____________________________________________________________ Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com 👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia ______________________________________________________________ About Your Co-Hosts: Travis Maus has been in financial services for over fifteen years. He is a Senior Wealth Manager and Chief Executive Officer at S.E.E.D. Planning Group. Travis also hosts the Unleashing Leadership Podcast, where he dissects some of his favorite books on leadership and how you can apply it to your business or life. Steve Campbell has over a decade of industry experience and is a Senior Marketing Director at S.E.E.D. Planning Group. Steve also hosts the One Big Thing Podcast, an interview-style show meant to inspire and encourage 30 and 40-year-olds going through difficult seasons of navigating marriage, raising kids, and growing personally.

Feb 18

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35 min
FEB 11

Estate Planning: Legal Disasters vs Practical Advice - EP. 154

Estate planning is one of those things that we often put off until it’s too late. This episode of Ditch the Suits is here to change that mindset! We’ve got Jess Blake, Certified Trust and Fiduciary Advisor and Senior Wealth Manager at S.E.E.D. Planning Group back with us, and she’s about to drop some bombs about how to avoid those critical estate planning blunders that could haunt your family long after you’ve gone. We kick off with a light-hearted chat about the misconceptions surrounding estate planning—many folks think it’s just about writing a will. But Jess sets the record straight, explaining that it’s a comprehensive process that involves organizing your finances, minimizing taxes, and ensuring your wishes are properly communicated. Throughout the episode, we explore the many facets of estate planning, from appointing guardians to managing your assets for tax efficiency. Jess shares fascinating stories about clients who thought they were set with a basic will but had no idea about the complex world of trusts and beneficiary designations. It’s like thinking you can bake a cake with just flour and water—there’s a whole lot more that goes into it! We also discuss the critical role of financial planners in this process, highlighting that we’re not just here to sell you products; we’re here to guide you through a thoughtful and strategic planning process that aligns with your values and goals. As we wrap, Jess emphasizes the importance of regular reviews and updates to your estate plan. Life is constantly changing—new grandkids, changing relationships, evolving charitable intents—and your estate plan should reflect those changes. We discuss the importance of having open communication between financial planners and attorneys to ensure that your estate planning documents are both legally sound and practically effective. So, if you’ve been putting off your estate planning, this episode is a must-listen. Tune in and learn how to take control of your legacy and set your family up for success—because let’s be real, nobody wants to leave a mess behind when they’re gone! Takeaways: Estate planning is about much more than just a will; it involves organizing assets, minimizing taxes, and ensuring your wishes are respected after you're gone. Many people mistakenly believe that having a simple will is all they need for estate planning, but there’s way more to consider, like trusts and tax implications. The role of a financial planner in estate planning is crucial; they help clients navigate the complexities and work alongside attorneys to ensure a solid plan. Understanding the differences between various types of trusts and estate planning documents is key to avoiding critical mistakes that could affect your heirs. It's common for clients to assume their estate plan is bulletproof; however, many are shocked to discover gaps or outdated information in their plans. Regularly reviewing your estate plan is essential, especially after major life events; don't let your plan collect dust or become irrelevant! __________________________________________ 🅿️ For more DTS content check out our Patreon _____________________________________________________________ Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at a href="https://youtube.com/@NQRMedia" rel="noopener noreferrer"...

Feb 11

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32 min
2D AGO

Reflection and Introspection - S8 E14

Takeaways Groundhog's Day syndrome refers to repeating the same mistakes in business.It's crucial to have a refresh cycle to evaluate processes.Being critical of oneself is essential for improvement.Accountability plays a significant role in decision-making.Reflecting on past decisions helps avoid future mistakes.Understanding the circumstances surrounding decisions is vital.Leaders should always seek to improve their decision-making skills.Reading the unquantifiable aspects of a situation is important.Mistakes can stem from personal views or external circumstances.Continuous reflection is key to personal and professional growth. 📖 Buy "Small Giants: Companies That Choose to Be Great Instead of Big" by Bo BurlinghamSponsors 🌱 S.E.E.D. Planning Group - https://www.seedpg.com/ 🎙️ Ditch The Suits Podcast - https://www.ditchthesuits.com/ 💻 NQR Media - https://www.nqrmedia.com/ 🎙️ One Big Thing Podcast - https://www.nqrmedia.com/one-big-thing Chapter Markers: 00:00- Introduction to Leadership Insights 01:11 - Groundhog's Day Syndrome in Business 03:33 - The Importance of Refresh Cycles 05:16 - Accountability and Decision Making 08:00 - Reflecting on Mistakes for Growth

2d ago

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10 min
08/06/2024

Investment Fees…the Good, the Bad, and the Ugly.

In this episode, Steve Campbell and Travis Maus continue their series on improving net earnings. They discuss the importance of understanding and evaluating investment fees. They explain the different types of investment fees, including sales commissions, product fees, management fees, transaction fees, and advice fees. They emphasize the need to be aware of the fees you are paying and to determine if they are worth the value you are receiving. They also highlight the potential savings that can be achieved by reducing investment fees and provide tips for evaluating and negotiating fees with financial professionals. ________________________________________________________________ Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com 👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia ______________________________________________________________ About Your Co-Hosts: Travis Maus has been in financial services for over fifteen years. He is a Senior Wealth Manager and Chief Executive Officer at S.E.E.D. Planning Group. Steve Campbell has over a decade of experience in the industry and serves as Chief Brand Officer at S.E.E.D. Planning Group.

08/06/2024

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41 min
07/02/2024

A Way To Make Better Financial Decisions

Want to get in touch? Send us a text!In this episode, we discuss the concept of running your personal finances like a business. We emphasize the importance of understanding your cash flow, liabilities, and assets, and using debt strategically to improve your balance sheet. We also highlight the need to focus on both current and future cash flow and to consider the long-term impact of financial decisions. The key takeaway is to not be afraid of using debt to improve your financial situati...

07/02/2024

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28 min
06/25/2024

Stop Telling People They Have To Be Debt Free

Want to get in touch? Send us a text!In this episode, we discuss the idea of debt and challenge the notion that all debt is bad. We emphasize the importance of understanding the purpose and value of debt, as well as the interest rate and how it compares to other cash usage opportunities. We also caution against insecurity masking as pride and making decisions based on societal expectations. This episode provides a framework for evaluating debt and making informed financial decisions...

06/25/2024

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34 min

Not Quite Right has a clear mission: to become the ultimate platform for aspiring podcasters who possess a strong voice and are unafraid to challenge societal norms. We are actively searching for courageous individuals who are determined to uncover hidden truths and shed light on flaws within various subjects, industries, or beliefs. NQR sees itself as the dynamic link that connects these fearless individuals to a global audience, supporting their journey in podcasting, content creation, and social media. Prepare yourself to unleash your unconventional ideas and join us on an exhilarating adventure! At NQR, we proudly produce two remarkable podcasts. Our flagship podcast, Ditch the Suits, is an award-winning show that aims to help listeners maximize their financial and personal lives. Co-hosted by Travis Maus and Steve Campbell, this podcast shares financial planning insights that the financial industry prefers to keep hidden. Discover how you can protect yourself from so-called "financial advisors" and gain practical financial knowledge to achieve freedom and independence. Additionally, we produce The One Big Thing Podcast, also hosted by Steve Campbell. This interview-style show features remarkable individuals from diverse backgrounds. Each guest shares their one big thing, a significant idea or piece of advice that can help you progress in your own life.

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NQR Media

Top Shows

Top Episodes

Finding a Good Estate Attorney - EP. 158

$17.5 Million for Potentially Misleading Statements about ESG Investing - EP. 157

Finding Your Voice: Laura Osnes on Identity Beyond the Spotlight

Top Quality in a Financial Advisor – Trust or Performance? - EP. 156

What Are Your Estate Planning Options - EP. 155

Estate Planning: Legal Disasters vs Practical Advice - EP. 154

Reflection and Introspection - S8 E14

Investment Fees…the Good, the Bad, and the Ugly.

A Way To Make Better Financial Decisions

Stop Telling People They Have To Be Debt Free

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