警廣臺南分臺AM1314

【監理資訊站】小心 汽車沒保強制險會被註銷牌照!

☆訪麻豆監理站 林濬毓股長

問題一、汽車沒保強制險會被註銷牌照?
答:依據強制汽車責任保險法第51條之1規定,投保義務人保險期間屆滿逾6個月仍未再行投保強制險者,金融監督管理委員會得移請公路監理機關註銷其牌照,註銷牌照之處分應由公路監理機關為之。所以如果超過6個月未投保強制險,是會被註銷牌照的。另監理機關只是處分機關,決定是否註銷牌照是由金管會所移送決定的。

問題二、哪些車輛需要投保強制險?
答:依據強制汽車責任保險法第 5 條及第5條之1規定,該法所定義之汽車亦包含機車及微型電動二輪車,所以也要投保強制險喔!

問題三、未投保強制險會有通知嗎?
答:依據強制汽車責任保險法第15條,保險公司在投保到期前30日須通知要保人續保;另依強制汽車責任保險承保及理賠作業處理辦法第3條,強制險到期後 30 日內須進行至少 2 次通知。而交通部公路局則會在強制險到期日後第 5 個月通知民眾續保,因此民眾在牌照被註銷前,至少會收到 4 次以上的通知。而機車於111年4月28日起,就保險期間屆滿後第2個月內仍未投保之機車,由金管會保險局及公路局共同具名再次寄送投保通知,因此於牌照被註銷前至少會收到5次以上的通知。

問題四、要如何查詢我的車輛是否有投保強制險呢?
答:

  1. 致電監理機關查詢。
  2. 至金管會保險局專屬網站查詢https://ecard.cali.org.tw/PPCP_QRY/



問題五、沒投保強制險會有罰單嗎?
答:

  1. 未投保強制險期間,如違反道路交通管理處罰條例被開紅單,監理機關會處以「違反強制險」罰鍰。汽車部分,處3000元以上15000元以下罰鍰;機車部分,處1500元以上3000元以下罰鍰;微型電動二輪車部分,處750元以上1500元以下罰鍰。
  2. 未投保強制險期間肇事,監理機關會處以「違反強制險」罰鍰9000元以上32000元以下罰鍰,所以一定要記得投保強制險喔!


問題六、要如何查詢我的車輛牌照是否被註銷呢?
答:

  1. 致電監理機關查詢。
  2. 可自行上網至監理服務網查詢,操作步驟如下: 監理服務網→汽機車→牌照→牌照報廢、繳註吊銷查詢,輸入車號後即可得知您的車牌是否已遭註銷。


問題七、牌照被註銷後要用車怎麼辦?
答:牌照遭註銷後,車輛如需上路,應按下列3步驟辦理重新領牌:

  1. 攜帶被註銷的號牌到監理機關辦理註銷執行,同時結清牌照稅、燃料費及各項違規。
  2. 向監理機關申請臨時牌照駛至監理機關,或可用拖車將車輛運送至監理機關。
  3. 車輛驗車並檢驗合格後,才可以重新申領新牌照上路。


問題八業務宣導-防詐騙宣導
<img alt src="data:image/png;base64,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