#10. Will Retiring Early from Work Affect my Social Security?

Dear Rusty: I stopped working at age 55, well before my full retirement age of 66 years and 10 months. I had over 35 years working prior to retiring from work. I don’t intend to start collecting Social Security until my full retirement age. Will I be penalized for all those years between when I stopped working and my full retirement age? Signed: Planning Ahead