143. How to Hack Luxury Travel with Credit Card Points feat. Megan Lanford

INHABIT with Alessia Citro

In this episode, travel hacking expert Megan Lanford reveals how to leverage credit card points for luxury travel on a budget. Megan shares her strategies for accumulating and maximizing travel rewards, allowing her family to enjoy over 6 trips annually while saving $20,000 a year.

Key topics include:

  • Responsible use of credit cards for travel points

  • Strategies for earning large sign-up bonuses

  • How travel hacking can improve your credit score

  • Real examples of luxury travel achieved through points

  • Tips for managing multiple credit cards and staying organized

  • How couples can maximize their point earnings together

Megan also introduces her Travel Points Academy course and offers a free Travel Points 101 guide for listeners looking to start their travel hacking journey. Whether you're a budget traveler or a luxury seeker, this episode provides valuable insights on how to make your travel dreams a reality through strategic use of credit card rewards.

If you enjoyed today’s show, please leave a five-star review and share it with a friend or two!

I’d love to connect with you! DM me on the ‘gram at @alessiacitro__

TIMESTAMPS:

02:18 - Introduction to Megan Lanford and her expertise in travel hacking

03:06 - Explanation of responsible credit card use for travel points

08:18 - Strategy for accumulating large sign-up bonuses

10:29 - How credit scores are impacted (and often improved) by this strategy

14:47 - Example of flying first-class to Italy for only $14 in taxes

17:52 - Breakdown of actual costs for luxury travel using points

21:36 - Insight into how much spending is required to earn significant points

24:49 - Tips for managing multiple credit cards and staying organized

27:47 - How couples can maximize point earnings together

30:17 - Examples of luxury accommodations available through points

31:59 - Introduction to Megan's Travel Points Academy course

32:41 - Information about Megan's free Travel Points 101 guide

RESOURCES MENTIONED:

Connect with Megan on Instagram: @pointstooparadise

Free Travel Points 101 Guide

Travel Points Academy 

Get Alessia’s book, Higher Self Habits

Now available on Audible! Get a free 30-day trial!

TRANSCRIPT

KEYWORDS: Marriott Bonvoy credit cards, Chase cards, American Express cards, travel points, signup bonuses, luxury travel, budget travel, everyday expenses, travel savings, holidays spending, Buddy app, Travel Freely, credit scores, card management, spending thresholds, redeeming points, bank transfer partners, cash-back credit cards, vacation planning, Clearwater Florida, Maui Hawaii, travel points management, hotel stays, flights taxes, Hyatt hotels, rental cars, cruise ships, Disney tickets, luxury resorts, Travel Points Academy, credit card bonuses.

To listen to explicit episodes, sign in.

Stay up to date with this show

Sign in or sign up to follow shows, save episodes, and get the latest updates.

Select a country or region

Africa, Middle East, and India

Asia Pacific

Europe

Latin America and the Caribbean

The United States and Canada