10 episodes

We believe that Wealth Comes By Balancing 3 Dimensions, Not Just One. For more than 40 years, Douglas R. Andrew has helped thousands of clients achieve a more abundant life through sound principles, innovative strategies, and impassioned dedication to what he calls the Three Dimensions of Authentic Wealth.



Foundational

What are the most important assets that you value, cherish, and possess on this earth? Are you still thinking exclusively about money or finances?



Intellectual

There is another category of assets that includes the knowledge we gain in school and our studies which later becomes wisdom. Would you call yourself wise?



Financial

When you hear the term “assets” what is the first thing that comes to mind? Most people think about their house, cash, stocks, bonds, and other real estate. But we would contend … real Wealth is about more than money.

3 Dimensional Wealth Radio Douglas R. Andrew

    • Education
    • 5.0 • 2 Ratings

We believe that Wealth Comes By Balancing 3 Dimensions, Not Just One. For more than 40 years, Douglas R. Andrew has helped thousands of clients achieve a more abundant life through sound principles, innovative strategies, and impassioned dedication to what he calls the Three Dimensions of Authentic Wealth.



Foundational

What are the most important assets that you value, cherish, and possess on this earth? Are you still thinking exclusively about money or finances?



Intellectual

There is another category of assets that includes the knowledge we gain in school and our studies which later becomes wisdom. Would you call yourself wise?



Financial

When you hear the term “assets” what is the first thing that comes to mind? Most people think about their house, cash, stocks, bonds, and other real estate. But we would contend … real Wealth is about more than money.

    401(k) Changes Proposed by Biden – Learn What’s Better for You

    401(k) Changes Proposed by Biden – Learn What’s Better for You

    Each and every week, you can find in depth answers to your financial questions on Doug Andrew’s free 3 Dimensional Wealth YouTube channel. It’s a great resource for information about things that can affect your financial plans for the future.

    For instance, the Biden administration has proposed a number tax changes that could have real impact on anything you have saved in a 401(k). In case you hadn’t heard, the president is proposing changing 401(k)s so that you don’t get to fund it with pre-tax contributions.

    Let’s say that you earned $100,000 a year and you contributed 15% or $15,000 each year to your 401(k), you only had to report $85,000 on your 1040 tax return. In Biden’s attempt to get more tax revenue from those who make more money than the average American, he wants to change this to where you must report the entire $100,000 income on your tax return. Biden is suggesting a tax credit around 26% which means that you’re likely going to have less tax benefit to contribute to a 401(k).

    What are your alternatives?

    CHECK OUT THIS QUICK PREVIEW OF WHAT DOUG COVERS IN THIS BROADCAST:



    * How does a Roth differ from traditional IRAs and 401(k)s? Doug walks you through the advantages and disadvantages of each.

    * Why does it matter whether you believe that tax rates will be higher in the future? Learn why taxes are likely to rise and what you can do about it.

    * Who stands to lose the most as taxes are hiked and inflation begins to rise? Doug has a timely warning for anyone with serious money saved in a tax-deferred vehicle like an IRA or 401(k).

    * What role does all the government spending play in what’s likely to happen to your tax rates and to inflation? Doug explains why politicians are frantically searching for more revenue to support their spending habits.

    * How does inflation cut the purchasing power of every dollar you have saved? Discover why the printing and spending being ordered by government leaders is setting the stage for serious complications down the road.

    * Why is tax-free accumulation superior to the tax-deferred approach that utilizes IRAs and 401(k)s? Doug shares his thoughts on his favorite savings vehicle and how it provides liquid assets safely earning a predictable rate of return.

    * And much, much more…



    Start by visiting with a IUL Specialist today.

    What If You Could Make Your Money Work as Hard as You, Without Additional Risk? Click Here Get Your FREE Copy of The LASER Fund Today….

    *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

    • 20 min
    IUL Indexing Simplified – This Is Incredible

    IUL Indexing Simplified – This Is Incredible

    Doug Andrew’s 3 Dimensional Wealth YouTube channel is a powerful tool for answering questions he’s asked on a regular basis. That’s why he posts a new video with answers nearly every day for the benefit of those who are asking.

    Recently, he was asked about Indexed Universal Life insurance (IUL) contracts that are indexed so as to protect your hard-earned money from higher taxes, rising inflation and market volatility. As Doug explains, this is not the same thing as an indexed mutual fund.

    Indexed Universal Life is one of the most incredible financial instruments that Doug has encountered during his entire four and a half decade financial career. It allows people to safely accumulate their money tax-free. They also can access their money tax-free during retirement. It’s a powerful way to make sure your nest egg is there when you need it the most.

    HERE’S A SNAPSHOT OF JUST A FEW OF THE TOPICS DOUG COVERS THIS WEEK:



    * Why do so few financial advisors understand what indexing can do? Doug explains how indexing works and where following the crowd can lead you astray.

    * What’s the difference between living benefits vs. death benefits? Learn how Indexed Universal Life was the brainchild of E.F. Hutton back in 1980 and why it’s a superior savings vehicle.

    * How does IUL take the bite out of taxes both now and in the future? Doug shares how this savings vehicle has been safely protected in the IRS code for over 100 years now.

    * Why should you rethink keeping your money in an IRA or 401(k)? Doug explains the benefits of enjoying liquid assets that safely earn a predictable rate of return.

    * Is it possible to enjoy the gains that come with the market going up while protecting your principal from those times the market declines? Doug has the low down on how indexing gives you the benefits of being tied to the market without the risks of being in the market.

    * Who can sleep soundly at night regardless of what’s happening in the financial markets? Doug reveals how you can enjoy authentic peace of mind with one of the most proven financial instruments available.

    * And much, much more…



    Start by visiting with a IUL Specialist today.

    What If You Could Make Your Money Work as Hard as You, Without Additional Risk? Click Here Get Your FREE Copy of The LASER Fund Today….

    *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

    • 20 min
    What Should I Do With My Tax Refund?

    What Should I Do With My Tax Refund?

    Every week, Doug Andrew posts in-depth answers on his 3 Dimensional Wealth YouTube channel to various questions he’s received. A common question that he’s asked at this time of year is about what to do with your tax refund.

    Rather than cast about for the best way to spend that refund, Doug would like to help you turn it into a million dollars for you at retirement. If that sounds impossible, keep listening to learn how a bit of self discipline now could pay off richly in the future.

    The average tax refund per tax return in America–for couples filing jointly–is right around $3,000. What’s interesting is how many American’s view their tax refund as a “gift” from Uncle Sam. They forget that their refund is simply money that they overpaid on their taxes. How to put that money to its best use is today’s focus.

    CHECK OUT THIS PREVIEW OF JUST A FEW OF THE TOPICS COVERED IN THIS WEEK’S BROADCAST:



    * What to many Americans get wrong about how they treat their tax refund? If you’ve ever treated yours like a forced savings account, you need to hear Doug’s answer.

    * What’s the difference between consuming and conserving when it comes to your money? Doug shares advice you’ll be glad you followed when you’re being tempted to run out and spend that refund.

    * How does compound interest work and why should it be a part of your long term money plans? As enjoyable as that new ATV might be, watching your money grow and grow through compound interest is more satisfying.

    * What is Doug’s favorite tax-free savings vehicle and why choose it over an IRA or 401(k)? Doug explains his LASER fund and how to enjoy liquid assets safely earning a predictable rate of return.

    * Why is tax-free accumulation a better bet than the more common tax-deferred approach? Learn how getting those taxes over and done with for good allows you to enjoy your savings without worrying about the taxman.

    * Is there a better way to put your money to work than by giving Uncle Sam an interest-free loan for most of the year while hoping to get some of it back? Doug breaks down how to get that money where it can actually earn interest at the earliest possible opportunity.

    * And much, much more…



    Start by visiting with a IUL Specialist today.

    What If You Could Make Your Money Work as Hard as You, Without Additional Risk? Click Here Get Your FREE Copy of The LASER Fund Today….

    *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

    • 21 min
    What To Do With Your Money During a Biden Presidency

    What To Do With Your Money During a Biden Presidency

    Each and every week, Doug Andrew provides some highly detailed answers to some of the questions he receives on his free 3 Dimensional Wealth YouTube channel. It’s a great opportunity to share some of the best financial and retirement planning strategies that he’s been utilizing for nearly 45 years.

    Doug has heard from many people here lately who are wondering what, if anything, they should be doing with their money during a Biden presidential administration. In particular, they want to know what Biden’s plans are regarding taxes and what to do with their tax-deferred savings accounts like 401(k)s and IRAs.

    It’s no secret that the Biden administration is anxious to begin raising taxes in many areas. This is the perfect time to have a clear idea of your option.

    HERE’S A SNAPSHOT OF JUST A FEW OF THE TOPICS DOUG COVERS THIS WEEK:



    * How do the trillions of dollars in new federal spending affect your taxes? Doug explains how Congress is painting itself into a corner where they’ll have no choice but to raise taxes on everything they can.

    * Where does the money come from to pay for their astronomical spending bills? Learn how it’s created and how this massive expansion of the money supply affects the purchasing power of every dollar you have saved.

    * Who stands to lose the most as taxes are hiked and inflation begins to rise? Doug has a timely warning for anyone with serious money saved in a tax-deferred vehicle like an IRA or 401(k).

    * How does all this government stimulus end up hurting the very people it’s supposed to help? Doug spells out the painful truth for those who will find themselves with far less money at retirement than they were counting on.

    * Is is really the very rich who are most at risk from the Biden administration’s proposed tax hikes? Doug explains how changing your pre-tax contribution to your 401(k) can drastically affect your tax liabilities not just now but also in the future.

    * Is there a way to protect your nest egg from the effects of higher taxes, rising inflation and ongoing market volatility? Learn about what Doug calls the LASER fund which provides liquid assets safely earning a predictable rate of return.

    * And much, much more…



    Start by visiting with a IUL Specialist today.

    What If You Could Make Your Money Work as Hard as You, Without Additional Risk? Click Here Get Your FREE Copy of The LASER Fund Today….

    *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

    • 20 min
    Stimulus Spending Will Cause Double Digit Inflation

    Stimulus Spending Will Cause Double Digit Inflation

    Each week, Doug Andrew shares information and strategies that teach people and organizations how to enjoy optimize their assets, minimize taxes and to empower their authentic wealth. This week, he is sounding a warning regarding the unprecedented amount of so-called “stimulus” overspending that is originating in Washington D.C.

    While some folks are excited about the federal government’s multi-trillion dollar spending spree, there is a significant price that we will all pay that many aren’t considering. You don’t need an advanced degree in economics to recognize what all this borrowing and spending is leading to.

    The various stimulus packages claim to be providing relief for individuals and businesses affected by the COVID lockdowns as well as to shore up our nation’s infrastructure. In reality, only a small portion of the spending in these bills ends up going to those causes. It’s time to consider some of the longer term consequences of this spending.

    HERE’S A SNEAK PEEK OF JUST A FEW OF THE IDEAS DOUG COVERS IN THIS EPISODE:



    * What happens when the government spends nearly twice as much as the revenue that it actually brings in? Doug explains the fiscal sleight of hand that is taking place and what it means.

    * Where does the money come from to allow these massive spending bills? Learn how all of this stimulus money is being created and what this flood of newly created dollars means for those with their money in savings.

    * Who is most at risk for the coming tax hikes that will be used to help pay for this spending? Doug warns that it’s not just the high income earners who will feel the hit.

    * Why is rising inflation becoming a serious threat? Doug reveals why rising gas prices are just the tip of the iceberg of steadily mounting costs that we are likely to face.

    * How might the proposed vaccine passport play a role in tracking your spending as well as your movements? Discover how all this monitoring of your financial activity will become a tool for taxing even more of what you do.

    * Is there a way to protect your hard-earned money from the triple threat of higher taxes, rising inflation and ongoing market volatility? Doug describes his preferred financial vehicle which provides liquid assets safely earning a predictable rate of return, no matter what else is going on economically.

    * And much, much more…



    Start by visiting with a IUL Specialist today.

    What If You Could Make Your Money Work as Hard as You, Without Additional Risk? Click Here Get Your FREE Copy of The LASER Fund Today….

    *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

    • 20 min
    What To Do With Your Money With Biden As President

    What To Do With Your Money With Biden As President

    Doug Andrew provides detailed answers each week to common financial questions he encounters on his free 3 Dimensional Wealth YouTube channel. It’s a chance for you to receive some of the best financial and retirement planning strategies that Doug has been teaching for the past four and a half decades.

    Lately, Doug has been asked about what people should be doing with their money during Biden’s presidential administration. They are especially curious about what Biden’s plans are regarding taxes and what, if anything, they should do with their tax-deferred savings accounts like 401(k)s and IRAs.

    It’s very clear that Biden has an agenda to raise taxes in several areas. Now is a great time to have this discussion.

    HERE ARE JUST OF FEW OF THE EMPOWERING SUBJECTS DOUG COVERS IN THIS EPISODE:



    * With a $1.9 trillion relief package having just passed Congress, why is there talk of a new $3 trillion dollar one being drafted? Learn why this unprecedented spending is taking place and what it will do to our taxes.

    * Where will the money come from to allow these massive spending bills? Doug explains how this money is being created and what it means for your money in savings.

    * How does spending double or triple what the IRS collects in taxes affect your savings for the future? Doug spells out how this portends raising taxes and how people with tax-deferred savings will pay dearly.

    * Why is all the money that’s being printed released into the economy a bad thing for those with savings? Doug describes what inflation is and how it robs every dollar you have of purchasing power.

    * Will Biden’s proposed tax hikes only affect the very rich, as he has promised? Discover how changing the pre-tax contribution to 401(k)s can drastically affect your tax liabilities now and in the future.

    * How can you enjoy protection from higher taxes, rising inflation and ongoing market volatility? Doug lays out the idea behind his LASER fund where you have liquid assets safely earning a predictable rate of return.

    * And much, much more…



    Start by visiting with a IUL Specialist today.

    What If You Could Make Your Money Work as Hard as You, Without Additional Risk? Click Here Get Your FREE Copy of The LASER Fund Today….

    *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

    • 20 min

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