The Clever Investor Podcast

Owun Taylor
The Clever Investor Podcast

This is an all inclusive podcast for Australian investors. Join Blue Wealth’s Senior Education Specialist, Owun Taylor in conversation with industry experts, leaders, and thinkers about what it takes to be a clever and more successful investor. A weekly podcast serving up the easiest-to-understand finance program. Delivered in bite-sized chunks, meaning no episode is ever more than 20 minutes.

  1. 5 MAY

    What is Wall Street?

    Often depicted in movies as the pinnacle of the financial world and constantly popping up in our weekly news broadcasts, Wall Street is a symbol of financial power and influence, but what exactly is it?   Wall Street is more than just a street in Lower Manhattan, New York. It's the beating heart of the American financial system. This bustling epicentre is home to some of the world's largest financial institutions, including banks, stock exchanges and investment firms. The New York Stock Exchange's history traces back to the signing of the Buttonwood Agreement by twenty-four New York City stockbrokers and merchants on May 17, 1792, under a Buttonwood tree located outside 68 Wall Street. This agreement organized securities trading in New York City and marked the beginning of the New York Stock Exchange. At its core, Wall Street serves as the centre of the stock market in the United States. The New York Stock Exchange (NYSE) and NASDAQ*, two of the most prominent stock exchanges globally are based here. These exchanges provide a platform for buying and selling shares of publicly traded companies. The connection of global financial markets means that what happens on Wall Street doesn't stay confined to its physical location. News of a major economic event or a shift in investor confidence on Wall Street can and will quickly travel worldwide, affecting markets in Asia, Europe and elsewhere for the positive and the negative. This link underscores the significance pull Wall Street in shaping the broader global financial landscape. Owun

    9 min
  2. 29 FEB

    Pawnbrokers: The evolution of lending

    Imagine a time long ago when people needed money urgently and had to give up something valuable as collateral. This practice marked the beginnings of pawnbroking, a service that has evolved over centuries to become what we see today. Let's take a journey through history to understand how pawnbrokers have transformed into the modern services they are now. Pawnbroking has ancient roots, dating back well over three thousand years. In early civilizations, people faced times when they needed immediate cash but didn't want to permanently part with their cherished belongings. So, they turned to pawnbrokers. These brokers lent money in exchange for items like jewellery, farming tools and even weapons. The borrower could later reclaim their belongings by repaying the loan along with a bit of extra money as interest. My late grandparents and my mother were part of the world of pawnbroking in London, England from the 1940’s into the 1970’s. They understood the value of lending a helping hand during times of need. In their small pawnshop, near Tower Bridge in South East London, they provided an important lifeline to people who required immediate funds but didn't want to part with their cherished belongings forever. This concept, rooted in mutual support, echoes the origins of pawnbroking throughout history. As societies evolved, so did pawnbroking. During the Middle Ages and Renaissance periods, pawnbroking established itself as a formal trade. It was a way for people from all walks of life to secure quick loans without selling their belongings permanently. These pawnshops became important community institutions, providing financial assistance and acting as social safety nets. The Industrial Revolution brought significant changes to pawnbroking. As economies grew and urban centres developed, the demand for quick loans increased. Pawnbrokers adapted by setting up shops in busy city areas, making their services more accessible to a larger population.   In recent times, pawnbroking has become more regulated and structured. Governments have introduced laws to protect both borrowers and lenders, ensuring fair practices. Modern pawnshops offer a range of services beyond just loans. They buy items outright from people who wish to sell them and they also sell pre-owned items to customers. This modernization has turned pawnshops into versatile financial and retail establishments. The traditional pawnbrokers' symbol is three golden balls suspended from a bar. Pawnbroking has evolved from ancient practices of mutual assistance to regulated and modernized financial and retail services. Today's pawnbrokers still provide a valuable option for those seeking quick loans, selling items, or making purchases. While the times have changed, the core function of helping individuals during financial difficulties remains at the heart of the pawnbroking industry.

    9 min
  3. 8 FEB

    Bull and Bear markets: The wild world of the market animals explained

    Imagine the world of finance as a zoo, where two mighty creatures, the bull and the bear, reign supreme on Wall Street. The terms actually come from the way these animals attack their opponents. A bull thrusts its horns up into the air (a bull market goes up), while a bear swipes its paws downward (a bear market goes down). So, the names make sense when you think about how the market behaves during these times. The bullish bull: This majestic creature represents a market on the rise, where optimism and confidence run wild. Picture in your mind this bull charging ahead with strength and vigour, much like the market when prices are climbing and investors are feeling pretty darn optimistic. Take a peek into the bear's den: Bears might look all fluffy and cuddly, but in the financial world they represent the opposite of the optimistic bull. A Bear market is when things take a bit of a nosedive. The bear lumbers along, swiping its paw downward, symbolizing falling stock prices and a general feeling of pessimism in the market.   Predicting when a Bull or Bear market will show up is a bit like trying to exactly predict the weather for every single day in this financial jungle. It's tricky! In the wild these animals don't follow a set schedule. They're unpredictable, who knows what’s going through their minds. Bull and bear markets are the same, they can come and go, sometimes lasting for months or even years. And guess what? Sometimes they hibernate, taking a long break before popping back up again. There are signs and indicators such as economic data, corporate earnings, or geopolitical events that the all-to-many experts look at, but even they can't forecast with absolute certainty. It's all part of the wild and (at times) wonderful world of finance.

    8 min

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This is an all inclusive podcast for Australian investors. Join Blue Wealth’s Senior Education Specialist, Owun Taylor in conversation with industry experts, leaders, and thinkers about what it takes to be a clever and more successful investor. A weekly podcast serving up the easiest-to-understand finance program. Delivered in bite-sized chunks, meaning no episode is ever more than 20 minutes.

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