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Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.
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Rising Student Loan Debt: Is It Worth It?
On Ringgit and Sense today we delve into the growing mountain of student debt. Dr. Amirul Rafiq Abu Rahim, a Research Associate at the Khazanah Research Institute, sheds light on whether tertiary education truly facilitates upward mobility, the disproportionate burden of educational debt on lower-income households, and whether there is a case for universal student loan debt forgiveness.
Image Credit: shutterstock.com
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Making Sense Of The Types Of Shares
In the world of finance, there are often terms bandied about like preference shares, interest schemes and even cash trust. Lawyer Dr Seow Hock Peng, who is also Lecturer of Law at Tunku Abdul Rahman University of Management and Technology shares with us their differences, and how you should spot a red flag.
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Buy Now Pay Later, A Blessing Or Trap?
Buy now pay later services have made it tempting to split a purchase into a few installments. But has it also given us a false sense of our purchasing power?
Shereen Hazirah Hishamudin, Senior Research Associate, at Khazanah Research Institute joins us to discuss what are the consumer protection in place at the moment, who is more prone to the risks of falling into a cycle of high debt, whether it can serve as a safe borrowing channel.
Khazanah research recently published a report titled “The Financialisation of Our Lives” with the second chapter focusing on the rise of buy now pay later.Image Credit: Shutterstock.com
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Practical, Non-Judgemental Financial Advice For The Young
We delve into the financial mindset of young Malaysians with Peter Yong, Co-Founder and CEO of Mr. Money TV. We'll discuss whether it's fair to say they spend excessively and struggle to save against the backdrop of stagnating wages and rising living costs. We also dive into some very practical financial advice and the importance of the right mindset.
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Home Renovations No Small Change
Buying a house and turning it into a home is on the wish list of most but due to high building material and labour cost, how should you budget for your renovation? Kenneth Tan, a first time home buyer shares his experience so that we can avoid the expensive mistakes but also know where the cost savings are.
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Cryptocurrencies: A 101
Cryptocurrencies are increasingly mainstream with the launch of ETF's but what are the pitfalls of this asset class and will it replace fiat currencies one day? Andy Baehr, Managing Director at CoinDesk Indices tells us and also what are the lessons from the recent FTX trial and the fall of its founder, Sam Bankman Fried.
Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
Image Credit: Shutterstock.com
See omnystudio.com/listener for privacy information.