Catching Up To FI Bill Yount & Becky Heptig

In celebration of Financial Literacy Month, Tim Ranzetta, co-founder of NextGen Personal Finance, chats with Bill and Jackie on the transformative power of teaching personal finance to students. Discussing stats, stories, and strategies, this episode covers everything from the ripple effects of financial literacy to state-level advocacy for required personal finance courses in high school. Tim shares how Next Gen carefully curated (free!) resources and games designed to make finance fun and accessible, highlighting the significance of teachers' partnership in this endeavor. Finally, Tim also outlines ways individuals can contribute to fostering a financially literate future generation.
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Hello Nectarine
Personal Finance Club (Use code CUTOFI to get $30 off any course! PFC courses or PFC investing course only)
Measure Twice Financial
Resources mentioned on the show:
Financial Literacy Project
Money Letters 2 My Daughter by Jackie Cummings Koski 
FIRE for Dummies by Jackie Cummings Koski 
Next Gen Personal Finance
Yanely Espinal
EconoMe
FinCon
Bogleheads Conference
NGPF Arcade
Next Gen YouTube Channel
10 Money Milestones
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Meet Mindy and Carl Jensen! Although you’ve probably heard of this powerful pair, Mindy and Carl hop onto our show to share their personal journeys to financial independence and beyond. The Jensens discuss their experiences with podcasting, real estate investing, individual stock investments, and the lifestyle adjustments they've made after achieving financial independence. From buying a Tesla to planning for their children's futures, Mindy and Carl offer a transparent look at their lives post-FI, imparting valuable lessons along the way.
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Buy CUtFI a coffee
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Thank you to our sponsors:
Hello Nectarine
Personal Finance Club (Use code CUTOFI to get $30 off any course! PFC courses or PFC investing course only)
Measure Twice Financial
Resources mentioned on the show:
1500 Days to Freedom
Bigger Pockets Money Podcast
Mile High FI
Mindy (and Carl) On Money
The Prenup Prescription: Meet the Premarital Contract Designed to Save Your Marriage by Aaron Thomas
EconoMe
Mr. Money Mustache
4% Rule
fatFIRE
Real Estate Rookie Podcast
Mindy and Carl on Ramit Sethi’s “I Will Teach You To Be Rich” Podcast
Die With Zero: Getting All You Can From Your Money and Your Life by Bill Perkins
Mindy on Money Scholarship
mindy@biggerpockets.com
mindy@mindyonmoney.com
carl@mindyonmoney.com
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

In Part 2 of Bill and Jackie’s conversation with JL Collins, the three explore his latest book “Pathfinders” and unravel the powerful narratives that underscore the ethos of financial independence. The trio discuss various topics such as the significance of starting early in investments, the pivotal moments which define one’s financial path, and the universal applicability of Collins' financial principles across different life situations. Sharing touching and motivational stories from ”Pathfinders”, they emphasize the book’s role as a beacon for those striving for financial independence, regardless of their starting point.
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Buy CUtFI a coffee
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Thank you to our sponsors:
Hello Nectarine
Personal Finance Club (Use code CUTOFI to get $30 off any course! PFC courses or PFC investing course only)
Measure Twice Financial
Resources mentioned on the show:
Hard & Soft Sides of Retirement | Fritz Gilbert | 019
From Poverty to Wealth and Early Retirement | Jackie Cummings Koski | 007
Sapiens: A Brief History of Humankind by Yuval Noah Harari
"Money is more open-minded than language, state laws, cultural codes, religious beliefs and social habits. Money is the only trust system created by humans that can bridge almost any cultural gap, and that does not discriminate on the basis of religion, gender, race, age or sexual orientation." -Yuval Noah Harari
JL Collins on Roman Koshovskyi's Podcast
4% Rule
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
 

Welcome back, JL Collins! Affectionately known as the Godfather of FI, Collins returns to discuss his latest book, "Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence" which explores real-life stories of individuals from diverse backgrounds navigating the journey toward financial freedom. Bill and official new co-host, Jackie Koski, chat with JL about the transformative power of simple yet strategic financial decisions, the significance of community, and the universal applicability of the principles of financial independence. Prepare to be inspired by tales of resilience, adaptability, and the pursuit of a life rich not just in wealth, but in fulfillment and joy. Stay tuned for part 2!
🔗Connect with us
Buy CUtFI a coffee
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Thank you to our sponsors:
Hello Nectarine
Personal Finance Club (Use code CUTOFI to get $30 off any course! PFC courses or PFC investing course only)
Measure Twice Financial 
Resources mentioned on the show:
The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life by JL Collins
Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence--And How to Join Them by JL Collins
FU Money Part 1 | JL Collins | 023
Mr. Money Mustache
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
 

Meet Mark Ross, a retired executive and a rewired encorepreneur. Mark shares his journey from a traditional career into retirement and how he shaped a fulfilling post-retirement life through diversifying his interests, categorizing his work into things he does for a fee, for free, and just for himself. Through his personal story, he highlights the importance of a growth mindset, staying curious, and building relationships.
This episode also marks a bittersweet moment as Becky says her final goodbye as co-host, but we will see her around the community. Thank you for everything, Becky!
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Buy CUtFI a coffee
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Thank you to our sponsors:
Hello Nectarine
Personal Finance Club
Measure Twice Financial 
Resources mentioned on the show:
Next Thing Coaching
Rock Retirement Club
The Real Life Process
Career Pivot
Don't Retire, Rewire!: 5 Steps to Fulfilling That Fuels Your Passion, Suits Your Personality, and Fills Your Pocket by Jeri Sedlar and Rick Miners
48 Days to the Work You Love by Dan Miller
Mindset: The New Psychology of Success by Carol S. Dweck
Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Meet Doug Nordman and Carol Pittner, a financially-savvy father-daughter duo who take us on their money journey as a family. From learning about money management through unique family practices like the “Bank of Carol,” to achieving financial independence, Doug and Carol share the milestones, strategies, and setbacks of their financial journeys. They discuss the importance of saving, investing, and making prudent life choices, all set against the backdrop of their unique military lifestyle. Moreover, they discuss the profound impact of teaching financial literacy from a young age. Whether you're a late starter to financial independence or seeking to pave a smoother path for the next generation, this episode is packed with wisdom, humor, and inspiring stories to guide you on your journey to FI.
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Buy CUtFI a coffee
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Resources mentioned on the show:
Look for their books at your local library in order to "try before you buy."
militaryfinancialindependence.com
The Military Guide to Financial Independence and Retirement by Doug Nordman
Raising Your Money-Savvy Family for Next Generation Financial Independence by Doug Nordman and Carol Pittner
Redeployment Wealth Strategies
Mr. Money Mustache
4% Rule
The First National Bank of Dad by David Owen
If You Made a Million by David M. Schwartz
Quicken
SoFi
Ally
Paula Pant
FamZoo
Thrift Savings Plan
Your Kid 401(k) Plan
Top Gun Finance | Stephen Heptig | 031
Mom and Dad, We Need to Talk | Cameron Huddleston | 048
Doug’s recommendations for military-friendly charities:
- Fisher House Foundation: either the national foundation (with Brian Gawne, one of my college classmates and a military retiree) or your local Fisher House at a hospital.
- Local chapters of the Wounded Warrior Program and their services for your local military veterans.
Their favorite surfing beaches:
- White Plains Beach at Kalaeloa near Kapolei (Oahu)
- Pua ‘Ena Point at Haleiwa Beach Park (north side) on Oahu
...but Mission Bay and South Ponto Beach in San Diego are also pretty good, as well as Shifting Sands Beach Club at Dam Neck in Virginia Beach.
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.