Contractor Talk with Richie Kidwell

Richie Kidwell
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Contractor Talk with Richie Kidwell

Multipreneur Richie Kidwell answers questions about the mold, restoration, and building damage industry. Listen to everything from services that help homeowners who have suffered from building damage to the latest legislative issues in the restoration industry. It's all covered here!

  1. DEC 11

    Advocating for Homeowners: Unveiling the Truth About Big Insurance Companies

    Join Richie Kidwell and property damage attorney Hans Kennon as they dive into the complexities of the insurance industry and advocate for homeowners and contractors. In this episode of Contractor Talk, they expose the tactics of big insurance companies, discuss changes in Florida's legislative sessions, and provide valuable insights into navigating property insurance claims. Learn the importance of documenting assets, understanding policy coverage, and the impact of recent changes in the industry. Call in with your questions and get expert advice on handling insurance disputes, personal injury claims, and more. Tune in every Monday night from 7 PM to 8 PM on 94.9 FM The Answer and 950 AM.

    49 min

  2. JUL 12

    Storm Season Survival: Insurance Insights with Hans Kennon and Richie Kidwell

    In this episode of "Contractor Talk with Richie Kidwell," Richie Kidwell and Hans Kennon from Kennon Law Firm discuss the crucial issues in Florida's property insurance market as storm season begins. Richie and Hans dive into the challenges homeowners face with insurance claims. Hans shares insights on how insurers often underpay or deny claims, stressing the importance of professional guidance to ensure fair compensation. They highlight recent data showing major insurers like State Farm and Allstate closing a significant percentage of claims without payment. Richie and Hans emphasize the need for homeowners to choose their insurers carefully and stay informed about their coverage. As the episode wraps up, Richie and Hans advise listeners to document their property thoroughly and seek professional help when dealing with claims. Hans provides his contact information for legal assistance, underscoring the importance of being prepared and vigilant during storm season. Richie encourages homeowners to shop for reliable insurance policies to ensure adequate protection.

    48 min

  3. JUN 21

    Navigating Florida's Property Insurance: Expert Tips and Insights

    In this episode of "Contract Talk with Richie Kidwell," Richie Kidwell welcomes a panel of industry experts to discuss critical issues in Florida's property insurance market. The panel includes Sterling Scott from Trust Public Adjusting Group, Hans Kennon, a board-certified civil trial lawyer, and Bryan Keys, known as "Big Man on the Roof," representing Skylight Roofing. The episode kicks off with Richie expressing his excitement about the new format and special guests. Sterling Scott emphasizes the importance of pre-storm inspections and the benefits of hiring a public adjuster to navigate the complexities of insurance claims. Hans Kennon discusses recent legislative changes that have impacted consumer rights, stressing the need for professional guidance to ensure fair compensation. Bryan Keys shares insights on maintaining roofs and leveraging technology, such as drones, for inspections. The conversation highlights the challenges homeowners face with insurance companies, the significance of proper documentation, and the role of public adjusters in maximizing claim payouts. The panel also addresses the legislative landscape, discussing how recent laws have shifted responsibilities and costs onto consumers. As the episode wraps up, Richie encourages listeners to prepare for the upcoming storm season by establishing relationships with reputable contractors and public adjusters. The experts share their contact information, reinforcing the importance of professional support in navigating the property insurance market.

    41 min

  4. MAY 13

    Uncovered: The Hidden Battles of Florida's Property Insurance Market

    This week on "Contractor Talk with Richie Kidwell," hosts Richie Kidwell and Hans Kennon from Kennon Law Group delve into Florida's property insurance market. They focus on the controversial use of unlicensed claims adjusters, spotlighting a significant case with Heritage Property Insurance that led to legal disputes and exposed deep flaws in industry practices. These issues not only raise premiums but also undermine consumer trust. Richie and Hans explore recent legislative changes, detailing their implications for consumers and contractors. They discuss how insurers often reduce payouts through claims denials and underpayments, practices that compromise the insurance process's integrity. As the episode concludes, the hosts provide essential tips for the upcoming hurricane season, emphasizing the importance of understanding insurance coverage and advocating for fair treatment. Tune in to "Contractor Talk with Richie Kidwell" for insightful analysis and practical advice on navigating the complexities of Florida's property insurance market. Join us next week for more expert discussions on contracting and legal advocacy in the insurance industry.

    46 min

  5. APR 25

    Mastering Property Insurance Claims: Strategies for Success

    In this episode of "Contractor Talk," host Richie Kidwell and co-host Hans Kennon delve into the complexities of property insurance claims and the latest legislative changes affecting policyholders. They emphasize the importance of understanding policy details, such as coverage limits and exceptions, which can significantly impact claim outcomes. The conversation highlights the critical role of public adjusters in navigating the claims process. Guest David Dwyer from Experience Public Adjusters shares insights on how adjusters can help homeowners maximize their claim potential, especially against insurers' tactics to delay or deny claims. The hosts discuss the need for homeowners to proactively manage their insurance policies, recommending regular reviews and adjustments to ensure adequate coverage. The episode underscores the importance of having expert support, such as knowledgeable public adjusters and specialized attorneys, ready to handle potential disputes effectively. Listeners are encouraged to stay informed and prepared, particularly as storm season approaches, with the takeaway that being well-prepared and knowledgeable can significantly impact the recovery process after property damage.

    1h 1m

  6. APR 24

    Navigating the Storm: Legislative Changes and Advocacy in Florida's Insurance Landscape

    In this episode, host Richie Kidwell and guest Hans Kennon discuss the recent legislative session in Florida, focusing on property and insurance laws. Despite minimal changes during the session, Kidwell remains hopeful for future improvements under new leadership. The discussion highlights the legislative process for property insurance bills, the significance of committee compositions, and frustrations with legislators prioritizing personal gain over public demands. They also address the challenges policyholders face, especially regarding roof damage claims and insurers' tactics to deny or complicate claims. A notable legislative success they mention is a new rule preventing insurers from non-renewing policies while a claim is pending. However, they criticize the lack of effective penalties for insurers who flout rules, describing some new laws as "toothless" with little enforcement. Kidwell and Kennon encourage listeners to stay informed and advocate for better consumer protection in the insurance industry. They conclude by promoting their services and encouraging audience engagement through various platforms.

    38 min

  7. APR 2

    $100,000 For A New Roof...Now Citizen's Is Dropping Them!

    Richie sits down with Hans Kennan of the Kennan Law Group and Patrick Carr of Blue Collar Media Group to discuss a shocking report from Roofing Insights. The report details troubling news at the Waters Edge condominium association in Largo, FL. In 2020 the association spent $100,000 to apply a Karnak silicon coating to their flat roof system. Despite this coating being approved by the county they are now at risk of being dropped by their insurance carrier. That insurance carrier is Citizens, Florida's carrier of last resort, who says the silicone coating applied to their roof does not qualify as a roof replacement and now Citizens is demanding they replace that roof or have their coverage dropped. This prompted us to ask this question: should a new roof coating qualify as a replacement? This question is not a simple one, on one hand the coating does extend the useful life of the roof, but on the other considering that coating a replacement neglects the other parts of a roofing system that may be affected. In addition, if Citizens drops this association where do they turn. Citizens, after all, is the state backed insurer so what happens if Waters Edge doesn't comply and their coverage is dropped. Don't miss this episode of Contractor Talk With Richie!

    33 min

  8. MAR 7

    Unlocking Homeowners: The HO Chronicles

    Dive deep into the intricacies of homeowners insurance policies, from basic HO-1 to the comprehensive HO-5, and beyond. Each episode of "Unlocking Homeowners: The HO Chronicles" demystifies a specific policy type, exploring coverage details, ideal scenarios, and the unique aspects that differentiate one policy from another. Whether you're a first-time homebuyer, a seasoned investor, or somewhere in between, this series offers invaluable insights into navigating the complex world of property insurance. Join us as we uncover the layers of protection each policy provides and how to select the one that best fits your needs.

    20 min
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About

Multipreneur Richie Kidwell answers questions about the mold, restoration, and building damage industry. Listen to everything from services that help homeowners who have suffered from building damage to the latest legislative issues in the restoration industry. It's all covered here!

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