Struggling to figure out if you're making the right money moves? Wondering if debt consolidation is actually a smart move—or just a financial trap? In this vault Ask Shannah episode, I’m answering two crucial money questions from listeners who need real, no-BS financial advice.

Question 1: Am I on the Right Track Financially?

• How to know if your money is working for you (or against you)

• The key signs that you're building a solid financial foundation

• What to do when you're doing “everything right” but still feel stuck

Question 2: Should I Consolidate My Debt?

• The truth about debt consolidation companies (what they don’t tell you)

• When debt consolidation actually helps—and when it’s a scam

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