113 episodes

**Named Best Podcast of the Year by Quill 2023 Podcast Awards**New Episodes are released weekly on Tuesdays! Welcome to Ditch the Suits (DTS), produced by NQR Media, where reformed planners get real about the stuff no one in the financial world wants you to know about. It's time you start getting the most from your money and life. And we can help! Listen to learn about a wide range of topics covering financial planning, planning for retirement, investing and tax planning, current economic news, and much more. If you are interested in learning from successful business owners about how to build your retirement and better manage your family’s wealth while protecting it from financial exploitation and so-called "financial advisors," stick around and join co-hosts Steve Campbell and Travis Maus for this unapologetic and thought-provoking no-holds-barred banter. Connect with us! Please email us at ditchthesuits@gmail.com with any thoughts, questions, or feedback. 

Ditch the Suits - Start Getting More From Your Money & Life NQR Media

    • Business
    • 4.7 • 42 Ratings

**Named Best Podcast of the Year by Quill 2023 Podcast Awards**New Episodes are released weekly on Tuesdays! Welcome to Ditch the Suits (DTS), produced by NQR Media, where reformed planners get real about the stuff no one in the financial world wants you to know about. It's time you start getting the most from your money and life. And we can help! Listen to learn about a wide range of topics covering financial planning, planning for retirement, investing and tax planning, current economic news, and much more. If you are interested in learning from successful business owners about how to build your retirement and better manage your family’s wealth while protecting it from financial exploitation and so-called "financial advisors," stick around and join co-hosts Steve Campbell and Travis Maus for this unapologetic and thought-provoking no-holds-barred banter. Connect with us! Please email us at ditchthesuits@gmail.com with any thoughts, questions, or feedback. 

    2024 Elections: Do election results influence your investment results?

    2024 Elections: Do election results influence your investment results?

    In this conversation, Steve and Travis discuss the impact of presidential elections on investments. They provide historical context and data to show that there is no correlation between election results and investment returns. 

    They highlight that over the past decades, the market has mostly seen positive returns, with only a few negative years. They also discuss the role of Congress and how it has changed over time. The conversation aims to provide listeners with a more informed perspective on the relationship between elections and investments.
    ______________________________________________________________

    Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/

    Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com

    Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.

    You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

    📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com

    👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia

    ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review

    • 32 min
    Home Buying: How to Avoid Being House Poor

    Home Buying: How to Avoid Being House Poor

    Ever felt tangled in the web of housing affordability? In this episode, we break down the delicate balance between your bank account and the community you yearn to call home. Our parting gift in this series is a trove of wisdom for those bracing against the headwinds of today's property markets. Whether you're a bright-eyed newbie to home ownership or someone seeking a fresh start, our chat is brimming with practical nuggets. Equipped with our insights, you'll be ready to make a smart move that won't leave you house poor but instead sets the stage for your life's most cherished memories.

    We strip away the veneer of societal expectations and put pride back in its place; urging you to start with a home that might not turn heads but will surely turn the gears of your financial future. It's a heartfelt conversation that dives into the essence of what truly makes a house a home—hint: it's not the grandeur of its halls but the laughter that echoes off the walls. So, embrace the idea of a less grandiose beginning to your homeownership journey. We promise that in the sanctuary of a space that's truly yours, every milestone reached and every moment shared casts a far longer shadow than the lure of curb appeal. Subscribe and join us as we continue to peel back the layers of making savvy, soulful home choices in life's grand tapestry.
    ______________________________________________________________

    Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/

    Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com

    Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.

    You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

    📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com

    👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia

    ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review

    • 25 min
    Home Buying: The Fight For Your Future Home

    Home Buying: The Fight For Your Future Home

    Unlock the secrets to navigating the real estate market with a wad of cash as we reveal how Baby Boomers are reshaping the housing landscape. In this episode, we dissect the financial firepower fueling an all-out bidding war and explain why having parents with deep pockets might just be your golden ticket in today's competitive market.

    Are you ready to ride the rollercoaster of home financing trends? Together, we explore the seismic societal shifts prompting families to pack up for lower-tax pastures and the rise of multigenerational households. But hold on tight because we also tackle the tricky terrain of wage growth and inflation and how these factors are turning the real estate market into a battleground for buyers. It's a complex equation, but we've got the insights to help you crack the code.

    Finally, we take the magnifying glass to the local housing markets, zooming in on the finer details that make each one tick. From skyrocketing regulatory costs to the evolving expectations of luxury, we're breaking down why high housing prices might just be here to stay. It's not just about interest rates or the size of your bank account—it's about understanding the intricacies of where you want to plant your roots. So, whether you're itching to invest or considering a cautious approach, we've got the wisdom you won't want to miss for your next big move.
    ______________________________________________________________

    Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/

    Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com

    Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.

    You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

    📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com

    👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia

    ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review

    • 31 min
    Home Buying: The Reason Why Housing Prices are so High

    Home Buying: The Reason Why Housing Prices are so High

    Ever feel like the housing market is a rollercoaster you can't quite get off? Join us as we embark on a journey through the convoluted landscape of real estate economics. Prepare to have your assumptions challenged in our latest episode, where we dissect the multifaceted beast that is soaring housing prices, and spotlight the illusions surrounding lower interest rates as the cure-all for home affordability.  We peel back the layers of market dynamics and psychological factors that are inflating the cost of your dream home.

    As we navigate the societal currents shaping our living choices, we don't shy away from the touchy subjects. From the social media pressures that prod us into keeping up with the Joneses to the tug-of-war between rural charm and urban convenience, we expose how these forces influence our decisions about where to settle down. Whether it's the emotional whirlwind of buying a new property or the lure of prestigious addresses, we offer candid conversations about the true cost of the lifestyles we aspire to lead.

    Rounding out our exploration, we spotlight the often-overlooked influencers of relocation: taxes. Moving isn't just about space; it's also about what's left in your wallet after the taxman takes his share. Discover how the exodus from high-tax to low-tax states isn't just about the weather but a strategic financial move that could bring unexpected benefits to your bank account. So strap in and tune in; this isn't just another chat about houses—it's an intimate look at the homes we choose and the lives we build within their walls.
    ______________________________________________________________

    Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/

    Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com

    Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.

    You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

    📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com

    👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia

    ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review

    • 30 min
    Home Buying: Home Purchase Affordability

    Home Buying: Home Purchase Affordability

    In this new 4-part series, we discuss buying homes in 2024 and the relationship between interest rates and home purchases. As we open the series, we tackle the daunting trifecta of taxes, home prices, and interest rates reshaping today's real estate market.

    Our conversation delves deep into the cascading effects of mass migrations and state tax codes, offering you a fresh lens to view the ever-changing landscape of real estate. We peel back the layers of property taxes – a silent yet significant factor in the cost of homeownership – and discuss the strategic moves you can make to combat rising taxes and interest rates. Amidst these revelations, we don't just leave you with the challenges; we arm you with the financial literacy tools necessary to make empowered decisions, sidestepping the scarcity mindset that can cloud judgment.

    Finally, prepare to time travel as we chart the history of mortgage interest rates from the eye-watering highs of the '70s to the lows of recent years. We explore how these fluctuations have shaped buyer behavior and the broader implications for the cost of homeownership, including maintenance and lifestyle adjustments. By the end of our exchange, you'll have a treasure trove of insights that we promise will elevate your understanding of the housing market and perhaps even your approach to securing your own slice of the American dream.
    ______________________________________________________________

    Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/

    Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com

    Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.

    You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

    📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com

    👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia

    ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review

    • 29 min
    Corporate Profits - Are corporations really greedy?

    Corporate Profits - Are corporations really greedy?

    Is corporate greed an inevitable force or a misunderstood economic growth component? In this final session of our four-part series, we unpack the essence of a corporation's role in driving innovation and societal progress. We dissect the symbiotic relationship between profit-making and community investment, challenging the common narrative that equates corporate success with avarice. Our conversation covers the role of R&D, local economic enhancement, and the support systems that underpin modern-day families, all thanks to the engine of corporate contribution.

    Should you really be made at corporations for being profitable? Your investment accounts over the last several years have benefited from these profits. So, what is really going on? 

    We take to expose the government's ability to raise revenue through taxation when you buy something, you are taxed. When you sell something, you are taxed. Any time money changes hands, you are taxed! Federal and State governments have an inate ability to make tremendous amounts of money through taxation which in the end cripples your ability to make money. So it begs the question, who is more greedy....corporations or government?! Stay tuned. We'll answer this and more! 
    ______________________________________________________________

    Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/

    Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com

    Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.

    You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

    📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com

    👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia

    ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review

    • 27 min

Customer Reviews

4.7 out of 5
42 Ratings

42 Ratings

kthomps33 ,

Honest and direct advice

The 3-part series on financial advisors was excellent. The discussion on what it means to be a fiduciary, how an advisor gets paid and why it matters, and what to expect when working with an advisor was so informative. Great education!

PodcastPete2003_ ,

Mindless babble and do your research

One of the guest with her experience in higher education was an administrative assistant at Stevenson. Not sure what curriculum is written in “15-20” years of higher ed as an adminstrative assistant but seems dishonest. The rest of the podcast felt like mindless babble with absolutely zero substance.

Mh3301 ,

Rambling and I knowledgeable

I found these guys online and was considering hiring them but listened to the podcast first. Holy cow did I do a 180. I gave it 4 episodes and found these guys to ramble without saying much of anything. I literally listened to 7 minutes of a metaphor about funnel cake at the state fair that went nowhere. But I lost it when I listened to the 4% withdrawal rate episode. Not only do these guys not have a clue how the 4% rule works, they spend the episode talking about how there’s a bunch of “financial planners” out there that just hear “4%” and blindly apply it without understanding it. THESE GUYS DONT UNDERSTAND IT! It’s not “withdraw 4% every year” it’s “withdraw 4% the first year, and then adjust that $ amount for inflation yearly”. It’s a deliberately low percentage based on historical sequence of return risk factored in, and these yahoos pat themselves on the back for poking holes in the theory because “you have to think about sequence of return”. They then go on to rail Bengen because he’s adjusted the 4% upwards in recent years, as his original work was based on just stocks and bonds and now uses a more diversified portfolio with small caps etc, but these guys simply say “he’s not even consistent!” The fact that people trust them with their retirements when they can’t read a simple article about a topic and educate themselves before basing several podcast episodes on it is frankly terrifying. Don’t waste your time on the rambling episodes but more importantly don’t expose yourself to bad information here.

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