280 episodes

On this retirement investing podcast, financial planner Joe Anderson, CFP® and certified public accountant Big Al Clopine answer your money questions about investing, portfolio diversification, how to reduce taxes, creating retirement income, collecting Social Security benefits, how much you can spend in retirement, Roth conversions, and more. Retirees and pre-retirees listen to this irreverent and informative personal finance podcast to laugh as they learn strategies that can help them retire successfully. Ask your personal finance questions, read YMYW podcast episode transcripts, and access free financial resources at http://YourMoneyYourWealth.com

Your Money, Your Wealth Your Money, Your Wealth

    • Investing
    • 4.6, 148 Ratings

On this retirement investing podcast, financial planner Joe Anderson, CFP® and certified public accountant Big Al Clopine answer your money questions about investing, portfolio diversification, how to reduce taxes, creating retirement income, collecting Social Security benefits, how much you can spend in retirement, Roth conversions, and more. Retirees and pre-retirees listen to this irreverent and informative personal finance podcast to laugh as they learn strategies that can help them retire successfully. Ask your personal finance questions, read YMYW podcast episode transcripts, and access free financial resources at http://YourMoneyYourWealth.com

    Will These Three Things Affect Your Social Security? - 281

    Will These Three Things Affect Your Social Security? - 281

    What impact do ex-spouses, income, and early retirement have on collecting your Social Security benefits? Plus, indexed universal life insurance, estate planning with a step-up in basis on private placement real estate, and more on CRDs, RMDs, and stimulus checks. Joe and Big Al also submit their forecasts for whether Congress might tax Roth IRA growth in the future. Send in money questions and access the episode transcript and free financial resources in the podcast show notes: https://bit.ly/YMYW-281

    • 47 min
    Are These Retirement Investment Strategies On Track? - 280

    Are These Retirement Investment Strategies On Track? - 280

    Joe and Big Al take a look at an investing strategy a listener set up for his parents, and they run the numbers on their variable annuity. They also kick the tires on an early retirement plan and they discuss equity allocations in a portfolio. And since no YMYW is complete without some Roth talk, how might Roth contributions for grandkids affect college financial aid? Send in money questions and access the episode transcript and free financial resources in the podcast show notes: https://bit.ly/YMYW-280

    • 44 min
    Real Estate, Roth Conversions, and Social Security - 279

    Real Estate, Roth Conversions, and Social Security - 279

    Reducing real estate taxes, leveraging new rental income properties, coordinating Social Security benefits with Roth conversions, and bragging about your 401(k) balance. Also, 5-year Roth clocks, converting from your TSP, Roth conversion vs. Backdoor Roth conversion, and paying taxes on conversions. Plus, a chat about Social Security survivor benefits - and freezers. Send in money questions and access the episode transcript and free financial resources in the podcast show notes: https://bit.ly/YMYW-279

    • 42 min
    Can You Do a Coronavirus-Related Distribution to Roth Conversion? - 278

    Can You Do a Coronavirus-Related Distribution to Roth Conversion? - 278

    Is it possible to do a Roth IRA conversion with a Coronavirus-Related Distribution from your retirement accounts? Joe and Big Al will explain whether you can, and if you should. Plus, more stimulus payment questions, charitable giving strategies from your required minimum distribution, selling stock for tax-free capital gains and an analysis of exchange traded funds vs. mutual funds. Send in money questions and access the transcript and free resources in the podcast show notes: https://bit.ly/YMYW-278

    • 47 min
    Roth IRA Conversion and Contribution Rules - 277

    Roth IRA Conversion and Contribution Rules - 277

    Roth IRA contributions and conversions come with plenty of rules: withdrawal rules, safe harbor rules, pro-rata and aggregation rules. In this episode, we explain how they apply to both traditional retirement plans and SEP IRAs and thrift savings plans (TSP). Plus, understanding small-cap, mid-cap, large-cap, value, and growth investing asset classes. Sign up for the exclusive YMYW live webinar on June 10, send in money questions & access free financial resources in the show notes: https://bit.ly/YMYW-277

    • 53 min
    Pre-Tax or Roth Contributions for Retirement Savings? - 276

    Pre-Tax or Roth Contributions for Retirement Savings? - 276

    Should market volatility and the economic downturn due to COVID-19 change where you save for retirement? Should contributions go to pre-tax accounts or to post-tax Roth accounts? Plus, Coronavirus related distributions, how to use a PPP loan to pay your self-employed self, backdoor Roth IRA conversions and strategies for funding a Roth IRA for children. Sign up for the exclusive YMYW live webinar on June 10, send money questions and access the transcript and free financial resources: https://bit.ly/YMYW-27

    • 45 min

Customer Reviews

4.6 out of 5
148 Ratings

148 Ratings

Brockli04 ,

Best. Podcast. Ever.

This the best overall financial podcast out there - extremely entertaining and informative. For someone like us that are entering into early retirement it has been an invaluable resource for guidance and insights to research and apply - THANK YOU! Keep up the great work and the AMAZING entertainment!

darink2020 ,

Best Financial Podcast

My favorite podcast, look forward to new episodes each week, would love it if they did more. Great financial content, and extremely entertaining. Joe and Big Al are the best!!!

K4Aviation ,

Pure Awesomeness

Absolutely love the show! Been listening for about 6 months and I learn something new just about every time. Joe, Big Al and Andy keep things light and informative! All my friends that like to talk financial strategies with me have been turned onto the show as well. Keep up the great work....and keep laughing! Love the derails!!

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