A podcast covering the Crowdlending industry. Our goal is to provide you with all the insights from this market and help you make informed decisions. Every episode will be presenting a guest who has an in-depth knowledge of the crowdlending industry.
Paving a future for sustainability with crowdlending
GoParity is a sustainable investment platform based in Lisbon, Portugal. Its mission is to connect companies looking to finance their sustainable projects with individuals and entities who want to invest sustainably. In this 20th episode of the 'Do you speak Crowdlending?' podcast - CEO and founder Nuno Brito Jorge tells us about their projects and how the story began.
Through working as an advisor on energy with the European Parliament, it was there that Nuno nurtured his experience in management, renewable energy and sustainable investment. He obtained a master's degree in management from Barcelona. On his return to Portugal, he asked his stepmother to rent the roof of her small hotel in Portugal so that he could install a photovoltaic power station that he turned into a business model funded by crowdlending.
GoParity started in 2017 as a crowdlending platform for solar power projects. By the end of 2021, the platform had raised €10.4 million in sustainability projects!
Check out this episode to explore Nuno and GoParity's story and many other exciting insights about sustainable investment. An episode that you should not miss!
From 0 to 1 billion USD invested in Marketplace Lending
Erich Bonnet is the CIO, CEO and founder of Smart Lenders Asset Management, a Paris-based asset manager exclusively managing portfolios of loans issued through online lending platforms.
Erich has had an impressive career with a background in trading and asset management. He began his path as a trader of interest rate derivatives at a French bank. Having worked in both OTC markets and floor trading, he eventually launched ADI, an alternative asset management company specialising in arbitrage strategies. The company became the largest independent alternative investment manager in Paris with more than 400 institutional clients and 6.5 billion EUR of Assets Under Management (AUM).
After selling this company, Erich started focusing on niche investments...
It was in 2012 – when he, for the first time, heard about marketplace lending through his friend Renaud Laplanche (the famous Frenchman who co-founded Lending Club, a successful American peer-to-peer lending company). Erich became very intrigued with this asset class and felt it was very attractive to European investors. Soon after, he decided to launch Smart Lenders Asset Management – a company that is to become one of the largest funds in Europe for this asset class.
As of June 2021, Smart Lenders Asset Management hit a significant milestone and invested more than 1 billion USD in loans for institutional and professional European investors to date. Talk about being impressive!
Tune in to this incredible episode to learn how Erich did it all! His remarkable journey, his take on the Europe and US marketplace lending space, the perks of this asset class, and lots more. It's an episode that cannot be missed!
The Crowdlending landscape in India by Dipesh Karki, CTO and co-founder at LenDenClub
The impact of crowdlending on agriculture with Nikita Goncars
“With farmers who use wheat and oats for baking bread, we take this as collateral. Wheat is actually great collateral as it doesn’t require any know-how to evaluate it - you simply use the market price to do it.”
Nikita Goncars is the CEO and co-founder of LendSecured. With a degree in finance and over 10 years of experience in the real estate and the lending business, he and his co-founder, Edgars Tālums, first established a lending company funded by local banks and capitals from high-net-worth individuals. With this being a success, their next step was a business idea that would allow them to enter a new market and make it possible for an even wider range of investors to invest in loans. Thus, with great enthusiasm, hard work and dedication, LendSecured was born – a platform created by industry experts providing collateral-backed investment opportunities.
But their achievements do not stop there! After noticing that many European farmers are seeking liquidity boosts but do not have access to affordable loans, LendSecured decided to fill this market gap and recently launched a new financing service for the agricultural sector. We congratulate them for providing an economic lifeline to farmers while creating a great impact on society!
Tune in to this episode to explore the crowdlending landscape in Latvia, how secured digital loans work in practice for the agricultural industry and the perks of this asset class from the investors perspective. Along with many other valuable insights!
The Crowdlending landscape in Indonesia by Adrian A. Gunadi, co-founder and CEO of Investree
Adrian A. Gunadi, co-founder and CEO of Investree, saw a challenge and turned it into an opportunity that impressively paid off. Adrian and his co-founders left their almost 20 years careers in the banking industry to start a crowdlending platform in Indonesia. They saw that SMEs were not getting access to the financing they deserved and knew they needed to fix this. Fast forward to 5 years later, Investree has provided nearly 550 million dollars worth of loans. The company also saw a growth of 30% last year despite the Covid-19 crisis. They've also kickstarted the year by becoming the first crowdlending platform in the Philippines and soon expanding to Thailand. Talk about being unstoppable!
Check out this episode to explore Adrian's perspective on Indonesia's crowdlending landscape and its evolution in the past years. Listen to his thoughts on why there's a high demand for alternative financing and how he foresees the future of crowdlending in south-east Asia. This, along with many other exciting insights – it's an episode that cannot be missed!
The Crowdlending landscape in Scandinavia with Sebastian
“We have had new record months every month since the pandemic began, in terms of new investors signing up on our platform. I think it’s because people think that the stock market is too volatile.”
Would you sell your apartment to start a business? Sebastian did! Sebastian Martens Harung has had multifaceted past careers - from goalkeeper for Norway’s 1st division to an investment banker and ultimately, the co-founder and CEO of Kameo, a digital marketplace for crowdfunded loans to small businesses and property developers. Kameo started with a humble beginning in 2014 with Sebastian selling his apartment and renting a smaller place to use the extra money to invest in his business. Now, Kameo has over 30 employees and operates in Copenhagen, Oslo and Stockholm!
In this episode, he shares valuable insights into the Crowdlending landscape in Norway, Denmark, and Sweden and how Sweden’s relaxed approach to Covid19 has been more beneficial than harmful to the Crowdlending industry!