Annuity Straight Talk

Bryan Anderson
  • 3.5(12개의 평가)
  • 투자
  • 매주 업데이트
Annuity Straight Talk

Bryan Anderson started AnnuityStraightTalk.com in 2008. Since then, he has been cataloging annuity information, and doing research about different retirement strategies. His newsletters are typically published about once a week on general retirement planning topics and annuity information. Now Bryan brings his company's famous hallmarks of Straight Talk to the podcast waves.

  1. Don't Fall For The Fiduciary Label

    1월 23일

    Don't Fall For The Fiduciary Label

    Think the word "fiduciary" guarantees financial advice in your best interest? Think again. In this episode, Bryan Anderson unpacks the truth about the fiduciary label, how it’s often misused, and why education and understanding are far more important than titles. Drawing from real-world examples, Bryan exposes instances where fiduciary advice fell short and shares practical insights on how to protect yourself from misleading recommendations. He emphasizes the importance of defining your own goals, exploring all options, and being your own advocate when planning your financial future. Whether you're considering an annuity, investment portfolio, or other financial strategies, this episode will help you cut through the noise, ask the right questions, and take control of your decisions. Tune in to discover why the only true fiduciary for your retirement is you.

    14분
  2. Annuity Companies To Avoid In 2025 - Sentinel Security Life Shut Down

    1월 17일

    Annuity Companies To Avoid In 2025 - Sentinel Security Life Shut Down

    In Episode 165 of the Annuity Straight Talk podcast, Bryan Anderson dives into a critical topic for anyone considering annuities: the importance of selecting a reliable provider. Using the recent troubles of Sentinel Security Life as a cautionary tale, Bryan explains why safety should always take precedence over chasing the highest rates. He discusses: The risks of private equity-led insurance companies and how offshore reinsurance impacts transparency. Why he avoids lower-rated companies, even if they offer slightly higher returns. The role of state guarantee funds and the misconceptions about their protections. What to look for in a strong, dependable annuity provider to ensure peace of mind in retirement. Bryan also shares resources and insights from trusted experts like the Retirement Income Journal to help listeners make smarter, safer decisions. Tune in to learn why a cautious approach to annuities can protect your financial future, and don’t forget to like, share, and comment! Your feedback helps spread the word and keeps the conversation going.

    13분
  3. Will The Market Drop in 2025?

    1월 11일

    Will The Market Drop in 2025?

    Welcome to 2025! In this episode of the Annuity Straight Talk Podcast, Bryan is joined by market expert John Balmer to discuss what this year might bring for investors. After a strong 2024, expectations are high—but are they realistic? Bryan and John explore the potential for increased market volatility, why pullbacks can be healthy, and how to approach the year with a balanced strategy. Whether you’re managing your retirement portfolio or just keeping an eye on market trends, this episode offers key insights to help you plan effectively. Key topics include: Why the market might experience significant ups and downs in 2025. How to manage risk while staying invested. The importance of maintaining realistic expectations for returns. If you’re wondering what’s next for the markets and how to position yourself for the year ahead, this episode is a must-listen. Watch the full episode now!

    23분
  4. Who Certifies a CFP?

    2024. 12. 14.

    Who Certifies a CFP?

    The Certified Financial Planner (CFP) designation is often promoted as the gold standard for financial advice. But does holding those letters really mean you’re getting better advice—or a better plan? In this episode, Bryan takes a hard look at the CFP designation, breaking down what it does (and doesn’t) guarantee. He explains why real-world experience and personal dedication often matter more than certifications and how to spot whether your advisor is truly putting your best interests first. If you’ve ever wondered what a CFP certification really means—or how to make sure you’re getting advice that works for you—don’t miss this episode!

    20분
  5. Will Annuity Bonuses Pay For Your Roth Conversions?

    2024. 12. 07.

    Will Annuity Bonuses Pay For Your Roth Conversions?

    Roth conversions are a hot topic in retirement planning, but there’s been a lot of confusion—and even misleading advice—about using annuity bonuses to cover the taxes. In this episode, we break down the truth about these strategies: Why a bonus annuity won’t actually pay for your Roth conversion taxes. The math behind the claims—and why it often doesn’t add up. Smarter ways to approach Roth conversions while protecting your retirement savings. If you’re considering a Roth conversion or exploring annuity options, this episode is a must-watch. Don’t let slick sales pitches lead you astray—learn how to make informed decisions for your financial future. Watch now to get the facts and find out if this strategy is right for you!

    17분
  6. Annuity Commissions vs Investment Fees

    2024. 11. 22.

    Annuity Commissions vs Investment Fees

    In this episode, Bryan dives into the long-standing debate between commission-based and fee-based financial models. He breaks down how each impacts your portfolio, when they’re most appropriate, and why neither is inherently superior. Key topics include: How commissions and fees differ—and what they really cost. The long-term effects of investment fees on portfolio growth. When it makes sense to use commission-based or fee-based strategies. Red flags to watch for when working with advisors. Whether you’re building your retirement plan or just looking for clarity, this episode will help you make more informed decisions about your financial future. Tune in now to learn how to find the right balance for your unique needs!

    14분
  7. Fidelity's Aggressive Annuity Push: Then vs Now

    2024. 11. 16.

    Fidelity's Aggressive Annuity Push: Then vs Now

    In this episode, Bryan revisits a significant shift in the financial world: Fidelity’s growing emphasis on annuities in retirement planning. Once hesitant about annuities, major firms like Fidelity and Schwab are now actively recommending them. But are their options always the best for you? Bryan breaks down: Why Fidelity’s stance on annuities has changed. The limitations of their product recommendations. Real-world examples of how shopping around can save you money and provide better solutions. Whether you’re new to annuities or looking for a second opinion, this episode offers insights to help you navigate the evolving retirement landscape. Tune in now to learn more about Fidelity’s push for annuities and how to make the right choice for your financial future!

    11분
  8. Year End Annuity Sales Pressure

    2024. 11. 08.

    Year End Annuity Sales Pressure

    In this week’s episode, I’m breaking down the unseen pressures that often influence year-end financial decisions in the annuity industry. While independent advisors like myself don’t always feel it directly, sales pressure ramps up around this time across most financial services. As you think about your options, it’s essential to understand how third-party organizations, known as Insurance Marketing Organizations (IMOs), influence advisors’ product recommendations. For over 90% of annuity advisors, IMOs play a big role in product selection, pushing specific products to meet annual sales goals, especially as year-end bonuses and targets come into focus. I’ll discuss why working directly with companies like Midland National can help avoid these influences and allow for a more straightforward, client-focused approach. Plus, I’ll share my own experiences and how I’m constantly updating my website to keep things transparent for you, my listeners. This time of year can be productive if you know where to focus, even while most people are distracted by the holidays. Before you jump into any financial commitment, take a step back to ensure it’s the right choice for you—not just an advisor’s year-end quota. Whether it’s MYGA, fixed indexed, or income annuities, these decisions deserve careful thought. And if you’re seeking a second opinion or need help navigating this season’s pressures, I’m here to help you make informed choices that align with your financial goals. Enjoy your weekend, and as always, reach out if you need advice without the year-end rush!

    13분
모두 보기(161개)

예고편

3.5
최고 5점
12개의 평가

소개

Bryan Anderson started AnnuityStraightTalk.com in 2008. Since then, he has been cataloging annuity information, and doing research about different retirement strategies. His newsletters are typically published about once a week on general retirement planning topics and annuity information. Now Bryan brings his company's famous hallmarks of Straight Talk to the podcast waves.

정보

  • 제작진
    Bryan Anderson
  • 방송 연도
    2021년 - 2025년
  • 에피소드
    161
  • 등급
    전체 연령 사용가
  • 저작권
    © 2021
  • 웹사이트 보기
    Annuity Straight Talk

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