The Future-Ready Advisor

Sam Sivarajan
The Future-Ready Advisor

As a financial advisor, you’re working in a crowded market, and to be successful, you need to differentiate yourself from the competition. How do you do that? How do you rise above the noise and deliver success for your clients and your business? And, how do you do that when your time is already taxed? That’s where The Future-Ready Advisor comes in. Host Sam Sivarajan talks with investment experts and top advisors to explore the pain points that financial advisors face, the pain points that you might also face, and how you can best position your practice for a successful future. Whether you're a seasoned advisor looking for new ways to grow your business, or a new advisor just starting out, The Future-Ready Advisor is the perfect resource for you to learn how to differentiate yourself in a crowded marketplace, solve your pain points, and leverage behavioral coaching to take your financial advisory practice to the next level. Learn more and grab free resources and exclusive bonus content at www.samsivarajan.com.

  1. Say ‘Yes, And...’ - Applying Improv Principles to Business Success with Ian Keeling

    7 ЯНВ.

    Say ‘Yes, And...’ - Applying Improv Principles to Business Success with Ian Keeling

    Episode 36: Say ‘Yes, And...’ - Applying Improv Principles to Business Success with Ian Keeling  Episode SummaryIn this episode of The Future-Ready Advisor, host Sam Sivarajan welcomes Ian Keeling, an actor, author, improv artist, and corporate coach. Together, they explore how the improv mindset can help us adapt, collaborate, and thrive in today’s unpredictable world. Ian shares how his journey into improv transformed his life and work, leading him to develop powerful tools for professionals to embrace change and foster deeper connections. The conversation dives into key improv principles, like starting with "yes, and," suspending judgment, and being present. Ian emphasizes that success isn’t about perfection—it’s about consistently achieving good outcomes. He shares memorable stories from his career, lessons learned, and actionable advice to help listeners integrate improv skills into their professional and personal lives. Key TakeawaysAdaptability and collaboration are essential skills in a fast-changing world.Improv techniques like starting with "yes, and" and suspending judgment foster creativity, engagement, and better communication.Letting go of failures and successes helps you stay open-minded and present, creating stronger client relationships. Key Quote“Improv is basically the ability to adapt to change with other people. It's collaborative.” Sound Bites“Starting with ‘yes, and’ and suspending judgment fosters creativity and efficiency.”“Sometimes it’s okay to be average. It’s okay to be okay.”“Adapting to change isn’t just about survival—it’s about thriving in uncertainty.” – Sam Sivarajan“When we stop trying to control every outcome, we leave space for genuine connection.”“Slowing down and being present are underrated skills in business.” – Sam Sivarajan Topics Covered[00:00] Introduction to Ian Keeling [03:16] The Power of the Improv Mindset [10:53] Adapting to Change and Collaborating with Others [13:46] Starting with "Yes, And..." and Suspending Judgment [17:33] Active Listening and Understanding Others [20:00] Fostering Creativity, Engagement, and Deeper Connections [23:28] Improv Skills for Everyone [27:06] Memorable Experience and Valuable Lesson [32:55] Embracing Imperfection and Letting Go [37:32] Adapting to Change and Suspending Judgment [44:16] Being Present in Client Engagements [46:53] Following Your Instincts and Taking Opportunities [49:50] Slowing Down and Giving Yourself Permission to Pause [51:19] Building Trusted Relationships with Clients [48:43] Applying Improv Principles to Life and Work Resources MentionedIan Keeling’s website and workshops Stay Connected with The Future-Ready AdvisorSubscribe on your favorite podcast platform to never miss an episode.Join the conversation on LinkedIn—share your thoughts and connect with other forward-thinking advisors.Explore more insights on Sam’s website. KeywordsImprov mindset, adaptability, collaboration, active listening, suspending judgment, deeper connections, business success, Ian Keeling, client engagement, trusted relationships, letting go of failures and successes, applying improv principles

    54 мин.
  2. A Firm Worth Building - The Digital Family Office with Michael Clarke

    17.12.2024

    A Firm Worth Building - The Digital Family Office with Michael Clarke

    Episode 35: A Firm Worth Building - The Digital Family Office with Michael ClarkeEpisode SummaryIn this episode of The Future-Ready Advisor, host Sam Sivarajan sits down with Michael Clarke, veteran financial advisor and author of A Firm Worth Building. Michael shares his journey from surviving the early years of the financial industry to creating a thriving advisory firm. He discusses the evolution of financial advisory practices, including the concept of digital family offices, and emphasizes the importance of structured client engagement. Michael also dives into actionable insights for financial advisors, including the value of genuine referral networks, the transformative potential of a client bill of rights, and the importance of deliberate and methodical work. This conversation is packed with strategies to help advisors innovate, build meaningful client relationships, and thrive in a dynamic industry. Key TakeawaysRelationships matter—genuine partnerships lead to better outcomes in referral networks.Digital family offices can democratize wealth management and make it accessible to more clients.A client bill of rights builds trust, accountability, and quality referrals. Key Quote"The foundation of any thriving firm is built on genuine relationships and deliberate work." Sound Bites“Survival in the early years lays the foundation for long-term success.”“Structured client engagement is key to building retention and deeper relationships.”“Digital family offices democratize wealth management and bring it to a wider audience.”“When you focus on understanding clients’ needs, expertise follows naturally.” – Sam Sivarajan“Advisors who prioritize genuine connections outperform those who chase perfection.” Topics Covered[00:00] Introduction and Background [06:09] The Importance of Building Infrastructure [12:12] The Concept of a Digital Family Office [19:02] Building Strong Referral Networks and Partnerships [21:45] A Structured Intake Process for New Clients [29:48] Creating a Client Bill of Rights [33:50] Advice for Innovation and Building Future-Ready Practices [38:47] Conclusion and Where to Learn More Resources MentionedA Firm Worth Building by Michael Clarke   Stay Connected with The Future-Ready AdvisorSubscribe on your favorite podcast platform to never miss an episode.Join the conversation on LinkedIn—share your thoughts and connect with other forward-thinking advisors.Explore more insights on Sam’s website. KeywordsFinancial advisory, digital family office, referral networks, client engagement, business growth, accountability, client bill of rights, innovation, wealth management, Michael Clarke, trusted relationships, deliberate work, client retention

    43 мин.
  3. Health Meets Wealth - A Future-Ready Guide to Aging Gracefully with Scott Fulton

    03.12.2024

    Health Meets Wealth - A Future-Ready Guide to Aging Gracefully with Scott Fulton

    Episode 34: Health Meets Wealth - A Future-Ready Guide to Aging Gracefully with Scott Fulton  Episode Summary In this episode of The Future-Ready Advisor, host Sam Sivarajan speaks with Scott Fulton, author of Wealthspan, about the intersection of health, wealth, and housing in creating a fulfilling future. Scott shares why “aging well” is an art, blending financial planning, positive aging, and proactive design. The conversation explores key strategies for preparing for lifetime housing needs, addressing the financial implications of health, and embracing a future-ready mindset. Scott challenges common misconceptions about wealth and health, emphasizing the importance of holistic financial planning and the power of asking better questions. Key TakeawaysWealth is more than money—it’s about health, housing, and finances combined.Aging gracefully starts with proactive planning and an open mindset.Financial advisors can lead with a holistic financial planning approach by asking the right questions.Designing homes for lifetime use can improve quality of life and reduce long-term costs.Normalizing the connection between health and wealth paves the way for better planning and outcomes.Changes in life are often scarier than market volatility, but both require resilience and preparation.  Key Quote“Nothing will impact financial outcomes more than health and housing.”  Sound Bites“Wealth is not just about money.”“Volatility isn’t as scary as change.”“Designing a home for lifetime use is as much about quality of life as it is about financial planning.”“Aging isn’t a problem to solve; it’s an opportunity to create.” – Sam Sivarajan“A future-ready mindset helps clients see aging as a new chapter, not an ending.” Topics Covered[00:00] Introduction to Scott Fulton and Background [03:05] The Intersection of Health and Wealth [07:46] The Art of Aging Well [19:21] Preparing for Housing Needs in Later Years [25:25] Key Considerations for Financial Advisors [32:14] Challenging Misconceptions Between Wealth and Health [44:02] Embracing Change in Financial Planning Resources MentionedWhealthspan by Scott Fulton  Stay Connected with The Future-Ready AdvisorSubscribe on your favorite podcast platform to never miss an episode.Join the conversation on LinkedIn—share your thoughts and connect with other forward-thinking advisors.Explore more insights on Sam’s website. KeywordsHealth and wealth, aging well, financial planning, lifetime housing, holistic approach, proactive design, wealthspan, Scott Fulton, client engagement, future-ready mindset, trusted relationships, financial advisors, positive aging

    50 мин.
  4. Enhancing Retirement Advice Delivery and Digital Tools with Ryan Donovan

    19.11.2024

    Enhancing Retirement Advice Delivery and Digital Tools with Ryan Donovan

    Episode 33: Enhancing Retirement Advice Delivery and Digital Tools with Ryan DonovanEpisode SummaryIn this episode of The Future-Ready Advisor, host Sam Sivarajan welcomes Ryan Donovan, founder of Retirement.ca, to discuss the non-financial aspects of retirement planning and how digital tools are transforming the industry. Ryan shares how platforms like his provide resources to help clients navigate lifestyle and psychological readiness alongside financial planning. The conversation highlights the importance of preparing for retirement’s emotional and social transitions, understanding the ‘disenchantment valley,’ and the value of goal-based investing. Ryan also discusses trends like certified retirement planners and the role of advisors in integrating holistic planning into their services. Key TakeawaysRetirement planning must include lifestyle and psychological readiness, not just financial milestones.Digital tools enhance the delivery of retirement advice while maintaining the human element.Preparing clients for transitions like the ‘disenchantment valley’ ensures a smoother and more fulfilling retirement. Key Quote"Retirement is more than a financial milestone—it’s a transition to a new way of life."Sound Bites“Retirement planning isn’t just numbers—it’s about creating a meaningful life.”“Digital tools enhance advice delivery, but the human element remains irreplaceable.”“Advisors need to prepare clients for the emotional phases of retirement, not just the financial ones.”“Planning early helps clients avoid the disenchantment valley and enjoy a purposeful retirement.” – Sam Sivarajan“The role of advisors is expanding beyond portfolios to guiding clients through life transitions.” Topics Covered[00:00] Introduction to Ryan Donovan and Retirement.ca[03:01] Why Retirement is Different Today: Changing Perspectives[08:13] Enhancing Retirement Advice Delivery with Digital Tools[12:38] The Emotional Transition: Preparing for the Disenchantment Valley[19:52] Practical Steps for Advisors to Integrate Lifestyle Planning[27:09] Future Trends in Retirement Planning[29:25] The Vision for Retirement.ca Resources MentionedRetiremint.ca by Ryan Donovan Stay Connected with The Future-Ready AdvisorSubscribe on your favorite podcast platform to never miss an episode.Join the conversation on LinkedIn—share your thoughts and connect with other forward-thinking advisors.Explore more insights on Sam’s website. KeywordsRetirement planning, non-financial aspects, lifestyle readiness, psychological readiness, digital tools, disenchantment valley, goal-based investing, certified retirement planners, Ryan Donovan, holistic planning, client engagement, future trends, meaningful retirement

    37 мин.
  5. How to Engage Clients 150 Times a Year: Strategies from John Prendergast

    05.11.2024

    How to Engage Clients 150 Times a Year: Strategies from John Prendergast

    Episode #32: How to Engage Clients 150 Times a Year: Strategies from John Prendergast Summary In this episode of The Future-Ready Advisor, Sam Sivarajan speaks with John Prendergast, founder and CEO of Blue Leaf, a pioneering wealth management software firm that's reshaping client engagement. John shares his unique career journey and insights on using technology to enhance client experiences, offering a fresh look at what it means to be truly client-centered. This conversation dives into actionable strategies for increasing touchpoints, implementing a "noisy service" approach, and creating engagement loops that make clients feel connected, understood, and valued year-round. Key Quote "The most important lesson about client engagement is that clients don't register all of the messages you think you're sending." [33:44]Main Topics Covered Blue Leaf’s Mission to Enhance Client Engagement – Learn about the inception of Blue Leaf and its focus on transforming client interactions in wealth management [2:46].150+ Client Engagements Annually – Shifting from traditional touchpoints to achieve meaningful, consistent client contact throughout the year [6:16]."Noisy Service" Strategy – Why regular, value-driven client communications can boost satisfaction and loyalty [10:28].Creating Engagement Loops – Leveraging technology to establish continuous, impactful engagement with clients [12:50].Building a Strong Client Narrative – Techniques to strengthen client relationships and counter external influences with a unified message [18:04].The Role of Humility in Product Design – How humility and testing improve product design and client interactions [26:37]. Resources Mentioned The Fifth Discipline by Peter Senge – A recommended read on systems thinking for advisors aiming to deepen client relationships [40:31].Blue Leaf Software – Discover how Blue Leaf’s tools enhance automated, personalized client engagement [41:15]. Calls to Action Subscribe to The Future-Ready Advisor – Don’t miss new episodes packed with insights for forward-thinking advisors! Subscribe on your preferred podcast platform.Connect on LinkedIn – Join Sam Sivarajan and like-minded professionals to discuss the latest in client engagement and future-ready strategies.Explore More Resources – Visit www.samsivarajan.com for additional tools, insights, and past episodes.

    40 мин.
  6. Breaking the Optimism Bias in Financial Advisory with John De Goey

    22.10.2024

    Breaking the Optimism Bias in Financial Advisory with John De Goey

    In this episode, host Sam Sivarajan interviews John De Goey, a wealth advisor and consumer advocate, discussing his journey in the financial advisory industry, the concept of optimism bias, and its implications for investors. They explore the role of financial advisors in managing client expectations, the importance of diversification, and the impact of technology on financial decision-making. John shares practical strategies for advisors to help clients navigate biases and make informed investment choices, emphasizing the need for critical thinking and evidence-based practices in the industry. takeaways John De Goey's journey began in public service, leading to a career in financial advising.Optimism bias can lead investors to underestimate risks.Financial advisors must balance optimism with realistic expectations for clients.Expected returns for traditional investments are declining, necessitating new strategies.Diversification is crucial in managing risk in investment portfolios.Technology can enhance risk assessment and client suitability in financial advising.The financial advisory industry is slowly professionalizing, but challenges remain.Misguided beliefs among advisors can lead to poor investment decisions.Pre-commitment strategies can help clients stick to their investment plans.Continuous education in behavioral finance is essential for both advisors and clients. Sound Bites "I wanted to work in the public service.""Optimism bias is when people think bad things won't happen to them.""The less you touch it, the more it grows." Chapters 00:00 Introduction to John De Goey and His Journey 02:49 Understanding Optimism Bias in Investing 06:03 The Role of Financial Advisors in Managing Biases 08:56 Strategies for Managing Client Expectations 12:01 The Impact of Market Conditions on Investment Strategies 14:49 The Importance of Diversification and Risk Management 18:05 The Role of Technology in Financial Advisory 20:48 Challenges and Opportunities for Financial Advisors 24:02 Practical Examples of Managing Optimism Bias 27:03 Final Thoughts and Recommendations keywords financial advisory, optimism bias, investment strategies, client management, behavioral finance, financial literacy, risk management, technology in finance, market conditions, advisor-client relationship

    47 мин.
  7. There’s No Place Like Home: The Power of Place in Wealth Planning with Ryan Frederick

    08.10.2024

    There’s No Place Like Home: The Power of Place in Wealth Planning with Ryan Frederick

    Episode Summary: In this episode of The Future-Ready Advisor, Sam Sivarajan sits down with Ryan Frederick, founder of HERE, to explore the critical connection between place and longevity. Ryan advocates for "place planning," emphasizing how where we live is deeply intertwined with our well-being, especially as we age. This conversation touches on how financial advisors can guide clients in making intentional living decisions that balance financial, community, and health goals. Ryan shares insights on the evolving perception of home, not just as a financial asset, but as a space for creating a supportive and fulfilling lifestyle. He also highlights the importance of social connections, revealing how our environments can either foster or hinder the relationships that impact longevity. Ryan's thoughtful perspective offers financial advisors a new lens for client planning, one that goes beyond wealth management to encompass holistic well-being. takeaways Life is not linear, and our paths can change unexpectedly.Our environment shapes us more than we shape it.Place planning is essential for healthy aging.Financial advisors should consider place as a key factor in planning.Social connections are crucial for longevity and well-being.Many people are unaware of the importance of their living environment.The financialization of real estate can skew perceptions of home.Intentional planning can prevent costly mistakes in living arrangements.Community living should encourage social interactions.Designing spaces for connection can enhance quality of life.   Sound Bites "Life is not linear.""We get shaped more by our environment.""It's much more about lifestyle and environment." Chapters [00:05:45] What is Place Planning? – Ryan introduces the concept of place planning and its role in creating environments that foster longevity.[00:17:05] Financial and Non-Financial Considerations – How the decision of where to live extends beyond finances to lifestyle and social well-being.[00:28:07] Social Connections as Key to Longevity – Ryan shares the powerful role social relationships play in healthy aging.[00:39:11] How Advisors Can Incorporate Place Planning – Strategies for financial advisors to integrate place planning into client conversations. Resources Mentioned: HERE: here.lifeHarvard Study on Adult DevelopmentBlue Zones by Dan Buettner Call-to-Action: Subscribe to the Podcast: Don’t miss an episode of The Future-Ready Advisor by subscribing on your favorite podcast platform.Follow Sam on LinkedIn: Join the discussions at LinkedIn for more insights and updates.Visit the Website: For more resources and episodes, visit www.samsivarajan.com.

    52 мин.
  8. Beyond the Balance Sheet with Seth Streeter

    24.09.2024

    Beyond the Balance Sheet with Seth Streeter

    Summary Seth Streeter, founder of Mission Wealth, discusses the concept of redefining wealth beyond financial metrics. He shares his background and the vision behind Mission Wealth, which focuses on comprehensive planning and proactive service. Streeter emphasizes the importance of understanding clients' true motivations and goals, and how advisors can use level three listening and sharing to uncover deeper client insights. He also discusses the role of technology in the industry and the need for smaller firms to find their niche and stay relevant. Keywords wealth management, redefining wealth, comprehensive planning, proactive service, client relationships, technology, smaller firms Takeaways Redefining wealth involves looking beyond financial metrics and considering a more holistic approach to planning.Advisors should focus on level three listening and sharing to uncover deeper client insights and build meaningful relationships.Technology, such as financial planning software and CRM tools, can enhance the advisor-client relationship and improve practice management.Smaller firms can stay competitive by finding their niche, partnering with other experts, and offering value-added services.Taking the time to reflect on personal priorities and goals is essential for both advisors and clients. Sound Bites "We are here to be catalyst for change in clients' lives.""Helping clients really further their legacy, the legacy is not just about the assets and distributions of their balance sheet.""We're not just human doings, we're human beings." Chapters 00:00 Introduction and Background 02:56 Redefining Wealth and the Vision for Mission Wealth 09:26 Addressing the Emotional and Psychological Aspects of Life Transitions 12:30 Training Younger Advisors in Level Three Listening and Sharing 17:28 Balancing Scale and Personalized Service 25:41 Uncovering Deeper Client Insights through Level Three Learning and Listening 31:59 Leveraging Technology for Enhanced Advisor-Client Relationships 36:13 The Importance of Reflection and Aligning Priorities and Goals 40:44 Conclusion and Where to Find More Information

    46 мин.

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As a financial advisor, you’re working in a crowded market, and to be successful, you need to differentiate yourself from the competition. How do you do that? How do you rise above the noise and deliver success for your clients and your business? And, how do you do that when your time is already taxed? That’s where The Future-Ready Advisor comes in. Host Sam Sivarajan talks with investment experts and top advisors to explore the pain points that financial advisors face, the pain points that you might also face, and how you can best position your practice for a successful future. Whether you're a seasoned advisor looking for new ways to grow your business, or a new advisor just starting out, The Future-Ready Advisor is the perfect resource for you to learn how to differentiate yourself in a crowded marketplace, solve your pain points, and leverage behavioral coaching to take your financial advisory practice to the next level. Learn more and grab free resources and exclusive bonus content at www.samsivarajan.com.

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