Money & You with Michelle Perkins

Michelle Perkins
Money & You with Michelle Perkins

Your connection with money should be one of the best relationships in your life. Is it? Certified coach and CEO of Limit Free Life, Michelle Perkins breaks down your relationship with money - offering tough love money tips and a money dating plan that focuses on lifting the barriers to success by uncovering underlying money beliefs, illuminating what’s driving money behavior, and paving the way for a better relationship with money and increased wealth. It’s time to take control. Michelle, along with her expert guests, offers insight and understanding from her own career journey that has taken ventures from zero to a Million $$ in five years. We change, the world changes, and our careers can change. Michelle’s mission is to help ambitious, driven entrepreneurs and professionals move into (or better yet, create) work that satisfies the soul, creates the financial prosperity that they need and want, and empowers them to live the life they desire.

  1. 24 FÉVR.

    EP 167: “Exit with Excellence”: A Founders' Guide to a Limit-Free Life

    In this podcast episode of "Money & You," host Michelle Perkins speaks with Jerome Myers, a seasoned business leader and exit strategist, about the complexities of exiting a business and how to navigate what comes next. The discussion emphasizes the emotional and strategic aspects of business exits, particularly the "founder's exit paradox," which highlights the challenges founders face when detaching from their ventures.  They explore the importance of planning for an exit early in the business lifecycle, as many entrepreneurs overlook this critical aspect while focusing on growth. The conversation also touches on the financial implications of a successful exit, including how individuals often struggle with newfound wealth and the need for a clear understanding of their financial future post-exit.  This episode is significant as it encourages business owners to consider their long-term goals and the impact of their relationship with money, ultimately aiming to foster a more fulfilling life beyond their business endeavors. The discussion reflects contemporary issues faced by entrepreneurs who are living longer and healthier lives, who are looking for a fulfilling second chapter. 00:05 - Mindset and money connection  07:02 - Planning your business exit 16:10 - Recognizing exit opportunities 27:37 - Transforming passion into profit 32:59 - Preparing for retirement life 46:43 - Resources for successful exits  Key Takeaways   Plan Early: Founders should consider their exit strategy from the beginning to maximize the value of their business.- Emotional Readiness: Recognizing the emotional aspects of exiting a business is crucial for a smooth transition.- Financial Awareness: Understanding personal financial needs and goals is essential for life after business ownership.- Seek Guidance: Working with an exit strategist can provide valuable insights and help navigate the complexities of exiting a business. Jerome Myers, renowned exit strategist known for his expertise in helping founders navigate the emotional and practical aspects of exiting their businesses offers resources and assessments to assist business owners in preparing for a successful exit.-You can take his “Exit Readiness Assessment” for free at:https://exittoexcellence.com/ERASchedule a consult here: (http://exittoexcellence.com)  His podcast can be found here: https://podcasts.apple.com/us/podcast/your-next-a-guide-to-finding-fulfillment-after-your/id1455776307 For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money...

    51 min
  2. 17 FÉVR.

    Ep 166: "The Care Dilemma: Love, Legacy and Finances"

    This podcast episode features guest Nicole J. Smith, a daughter faced with her mother’s Alzheimer’s diagnosis. Nicole J. Smith intertwines heartfelt memoir with practical advice, a vital roadmap for caregivers navigating dementia care. Nicole was blindsided by her mother’s post-pandemic cognitive decline and took a deep dive into dementia education after her mother’s Alzheimer’s diagnosis. Nicole is sandwiched between caring for three aging parents and five children. She wrote the book she could not find in managing the legal, financial, medical, and emotional aspects of becoming a caregiver.  Her book Diagnosis Dementia: Your Guide for Eldercare Planning and Crisis Management, shares her story and helpful resources in navigating the terms and turmoil of eldercare. End of life planning conversations are critical to have before a crisis occurs. www.njsmithbooks.com Michelle and Nicole discuss the challenges of managing aging parents' care and finances. The conversation highlighted the importance of having legal documents like powers of attorney in place for both parents and adult children, especially as many people face unexpected health issues, such as Alzheimer's disease. The speakers shared personal stories about their experiences with caregiving, emphasizing the emotional, financial and logistical complexities involved that you might be surprised by. They addressed the broader implications of an aging population, noting that 10,000 baby boomers turn 65 daily, which places significant pressure on the healthcare system. The speakers stressed the need for proactive planning in retirement discussions, as caregiving costs can deplete savings. They provided resources for families navigating these issues, including support groups and websites focused on end-of-life conversations. This episode is important as it raises awareness about the realities of caregiving and the necessity of preparation, encouraging listeners to engage in difficult but essential conversations about aging and care. 00:05 - Starting the caregiving journey  10:18 - Importance of powers of attorney  20:51 - Facing caregiving realities  29:50 - Navigating family dynamics  39:18 - Essential resources for caregiving  45:33 - Organizing conversations on aging  Key Takeaways Proactive Planning: It is crucial to have conversations about health, finances, and caregiving preferences with family members before a crisis occurs.- Education and Organization: Caregiving requires not only emotional support but also a structured approach to managing medical, legal, and financial aspects.- Community Support: Caregivers are not alone; there are numerous resources and support networks available to assist them in their journey.Resources mentioned in the Podcast: Introduction to various resources such as aging life care managers, financial planners, and elder law attorneys. Recommendations for support groups and educational resources, including: Conversations:https://deathoverdinner.org/https://theconversationproject.org/https://www.fivewishes.org/ Caregiver Support:https://daughterhood.org/https://leezascareconnection.org/homehttps://wearehfc.org/ For much more on ALL things money mindset, money management, how to earn a great living...

    51 min
  3. 10 FÉVR.

    Ep 165: "The Number One Key to Financial Mastery You Need for 2025"

    In this solo episode, host Michelle Perkins discusses the importance of mindset in relation to financial planning, particularly at the start of the new year. The speaker emphasizes that before setting financial goals, you should assess and improve your relationship with money, as mental barriers can hinder financial success. The discussion highlights common fears and misconceptions about money, advocating for a positive mindset and emotional mastery over financial beliefs.  The speaker encourages listeners to reflect on their feelings about money and to actively engage with it, rather than feeling disempowered. Practical tips for financial management are also mentioned, including reviewing budgets and setting actionable goals. This episode is significant as it underscores the psychological aspects of financial planning, suggesting that a healthy mindset is crucial for achieving financial objectives. The conversation took place at the beginning of the year, making it timely for listeners looking to establish productive financial habits for the year ahead. Key Takeaways: Mindset is Key: Your relationship with money is foundational to achieving financial goals. Mastering your mindset can prevent self-sabotage.Self-Reflection is Essential: Honest assessment of your feelings about money can lead to better financial decisions.You Have Control: Recognize that you have more control over your financial situation than you may believe.Set Practical Goals: After establishing a positive mindset, focus on practical steps to manage your finances effectively.Mindset Mastery: Before you jump into budgeting or investing, pause and reflect on your relationship with money. Are your beliefs holding you back? Michelle can guide you through the process of shifting your mindset so that you can face financial challenges with confidence and creativity. Real Talk on Emotions: Your feelings about money can either empower you or keep you stuck. Let’s explore how to cultivate a positive relationship with your finances and remove fear and shame from the equation. Practical Steps for Success: She outlines five essential tips to streamline your financial management this year. These actionable strategies will help you take control over your money, ensuring you’re not just managing it, but mastering it! For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!  For more...

    23 min
  4. 3 FÉVR.

    Ep 164: Building Innovation with ”Cake on Tuesday”

    In this podcast episode, host Michelle Perkins and guest Elizabeth Bieniek, an entrepreneur and innovator with experience in corporate big tech, and now a sought after leadership speaker, shares her insights on fostering an innovative mindset and the importance of questioning preconceived notions.  Elizabeth is named one of the “Female Pioneers in Technology” and has been featured in Forbes, Bloomberg, Women in Business and many more.  We discussed the importance of cultivating a positive relationship with money and fostering innovation in various aspects of life including your financial life. They emphasized that understanding money as a tool rather than a source of fear is crucial for personal and professional growth. The conversation highlighted the need to challenge preconceived notions and embrace discomfort to unlock new opportunities, particularly in business and career transitions.  Michelle shared insights from her experience in corporate innovation, stressing that innovation requires questioning established practices and being open to new ideas. The discussion also touched on the challenges of maintaining motivation during the middle phases of projects and the significance of integrating fun into work to enhance productivity. These concepts apply to money as well. This episode is important as it encourages listeners to rethink their approach to money and innovation, advocating for a mindset that embraces curiosity and exploration. By doing so, individuals can overcome financial obstacles and foster creativity in their careers, ultimately leading to a more fulfilling and successful life. 00:04 - Money mindset for success  09:25 - Curiosity fuels innovation 17:23 - Embracing discomfort for growth 24:39 - Lessons from the journey 34:52 - Fun in work and money 45:54 - Fresh perspectives for innovation  Key Takeaways   A healthy relationship with money is foundational for a limit-free life.  Innovation requires curiosity and the willingness to question the status quo.  -Embracing discomfort can lead to personal and professional growth.  -Finding joy in the process can enhance productivity and creativity.  -Seeking external perspectives can provide valuable insights and solutions.  This episode encourages listeners to reflect on their own lives and careers, inspiring them to think innovatively and embrace change. Michelle and Elizabeth's conversation serves as a reminder that innovation is not just for businesses but is essential in all areas of life.  For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way...

    50 min
  5. 27 JANV.

    Ep 163: "Awakened Wealth: Insights for the Conscious Investor"

    In this episode of "Money & You," host Michelle Perkins engages in a fascinating discussion with expert guest Tim Jai Baker, CEO of Luminous Wealth and author of “The Awakened Investor: Master Your Financial Anxieties While Unveiling a Conscious Pathway to Prosperity and True Fulfillment.” Tim’s mission is to guide his clients toward their deepest desires and true fulfillment by fostering a healthy, stress-free environment where financial and personal well-being are seamlessly integrated. He believes that wealth management should not occur in isolation but rather as part of a holistic approach that considers the whole person. The conversation emphasizes that many financial issues stem from individuals' perceptions and emotional responses to money, highlighting the importance of cultivating a positive relationship with it. Tim recounts his journey in wealth management, illustrating how he integrated spiritual and holistic approaches into financial planning, aiming to enhance clients' experiences. The episode underscores the significance of understanding one's emotional connection to money, as so many people harbor negative feelings towards it. This discussion aims to empower listeners to reframe their financial perspectives as they approach the new year. The importance of this dialogue lies in its potential to transform how individuals perceive and manage their finances, advocating for a more conscious and collaborative approach within the financial industry. By addressing the emotional and psychological aspects of money, the podcast seeks to foster a healthier financial mindset among its audience. 00:06 - Mindset and money connection 07:03 - Building a wealth management vision 12:53 - Transforming financial industry practices 19:54 - Reprogramming your money mindset 31:45 - Consciousness in economic choices 38:55 - Be, do, have philosophy 49:15 - Integrating money with life  Key Takeaways Mindset Matters: A positive relationship with money is crucial for making informed financial decisions.- Awareness of Emotions: Recognizing emotional responses to money can lead to better control and decision-making.- Holistic Approach: Integrating spiritual and emotional well-being into financial planning can enhance overall life satisfaction.- Collaboration is Key: A team of diverse professionals can provide a more rounded perspective on wealth management. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll...

    54 min
  6. 20 JANV.

    Ep 162: Income Coach: Gives The Retirement Money Secrets

    In this episode of "Money & You," host Michelle Perkins engages in a discussion with guest Steve Selengut about the relationship individuals have with money and the importance of mindset in overcoming financial challenges. As a 44-year investment professional, he's developed a simple, yet little-known system for producing reliable market generated income. He created income-generating portfolios for his clients for decades, growing their income every year. Now semi-retired himself, his mission is to bring this system to as many investors and retirees as possible. As a private portfolio investment manager with over $110 million in assets before selling his business in 2023. He's introduced several proprietary concepts, including QDI + PT, Smart Cash, The Working Capital Model, The Investor's Creed, Base Income, and the Investment Grade Value Stock Identification System. Steve shares his personal journey of learning to invest, focusing on income-generating assets rather than merely increasing portfolio value. He highlights the significance of cash flow and the need to understand investment choices, particularly in a changing financial landscape. By providing insights into effective investment strategies, the podcast aims to help listeners cultivate a more positive and productive relationship with money leading to financial freedom. 00:05 - Understanding money mindset  07:14 - Building income through investments 18:51 - Cash flow over portfolio value 26:53 - Defining financial sufficiency 33:00 - Reinvesting for financial growth 44:44 - Tangible income for retirement  Key Takeaways - A healthy relationship with money is foundational for financial independence.- Consistent income from investments can provide security and flexibility in retirement.- Understanding the cash flow generated by investments is crucial for long-term financial success.- Practical investment strategies, such as focusing on dividend-paying stocks, can lead to sustainable income. Steve Selengut faced a lack of modern investment tools and resources, as there were no ETFs, IRAs, or 401(k)s at the time. He adapted by learning to focus on income generation and developing a strategy that involved consistent investment in income-producing assets. The guest suggests focusing on generating cash flow from investments rather than merely increasing the market value of a portfolio. This involves investing in assets such as dividend-paying stocks and bonds, to ensure consistent income. Having a portfolio that produces cash flow allows investors to weather market fluctuations without relying solely on selling assets. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… a href="https://limitfreelife.com/newsletter/" target="_blank" rel="noreferrer...

    54 min
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À propos

Your connection with money should be one of the best relationships in your life. Is it? Certified coach and CEO of Limit Free Life, Michelle Perkins breaks down your relationship with money - offering tough love money tips and a money dating plan that focuses on lifting the barriers to success by uncovering underlying money beliefs, illuminating what’s driving money behavior, and paving the way for a better relationship with money and increased wealth. It’s time to take control. Michelle, along with her expert guests, offers insight and understanding from her own career journey that has taken ventures from zero to a Million $$ in five years. We change, the world changes, and our careers can change. Michelle’s mission is to help ambitious, driven entrepreneurs and professionals move into (or better yet, create) work that satisfies the soul, creates the financial prosperity that they need and want, and empowers them to live the life they desire.

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