EP: 194 - How to Choose a Quality Nursing Home

Choosing the right nursing home for a loved one requires careful attention to both care quality and financial considerations. When visiting a facility, be sure to observe how residents are treated, whether they’re well-cared for, and if the environment is clean and welcoming. Ask about staff-to-resident ratios, especially on different shifts, and the turnover rate of nursing assistants, which can indicate the facility’s culture. Additionally, check if the medical team is familiar with residents' needs and whether your loved one can keep their personal doctor. A surprise visit during off-hours can also provide valuable insights into the facility's day-to-day operations.

Financially, it’s crucial to understand how nursing home care is paid for. While Medicare covers up to 100 days of short-term stays after a qualifying hospital stay, long-term care typically requires out-of-pocket payments until Medicaid eligibility is reached. Meeting with the business office will help clarify these costs, and resources like the Eldercare Locator (1-800-677-1116) and LongTermCare.gov can assist in navigating care options. Thorough research and asking the right questions will help ensure your loved one receives quality care in a facility that meets both their health and financial needs.