What's Your 1 More?

Quinton Harris
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What's Your 1 More?

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

  1. Will the Fed CUT RATES in 2025?

    قبل ٣ أيام

    Will the Fed CUT RATES in 2025?

    👍 Like and subscribe to What’s Your 1 More Podcast for the latest market updates! How will the latest PCE report impact mortgage rates and home affordability? In this episode, Quinton Harris breaks down the Fed’s latest inflation reading, what it means for interest rates, and how the 10-year Treasury drop is shaping the housing market. Scott Benset’s comments on the private sector raise big questions about the economy’s real strength. Homebuyers and sellers—timing is everything right now. With mortgage pricing improving, should you act before the market heats up? Quinton also unpacks Governor DeSantis' proposal to eliminate property taxes and what it could mean for Florida homeowners. "There’s an appetite in this market for homes, and buyers are willing to take action. If you’re waiting, you might miss the window." Connect with us:
 Youtube: https://www.youtube.com/@whatsyour1more Website: 1Mpodcast.com Facebook: /whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in or have any questions about how to obtain a home loan, feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community!

    ١٣ من الدقائق
  2. Housing Market CRASH? Don’t Fall for the Hype!

    ٢٦ فبراير

    Housing Market CRASH? Don’t Fall for the Hype!

    👍 Like and subscribe to What’s Your 1 More Podcast for the latest on finance, real estate, and the economy! Is the consumer tapped out, or just done spending? Credit card debt has hit $1.21 trillion, with delinquencies climbing—especially among 18-39-year-olds. Homeowners are in a better position than renters, but will rising rates and economic shifts change that? The Federal Reserve's next move could shake up mortgage rates and home sales. Plus, Elon Musk is calling out phantom employees with a bold ultimatum—submit proof of your work, or consider yourself gone. "The biggest buyer of mortgage-backed securities is coming back—this is a massive win for the consumer." – Quinton Harris Source: New York Fed Consumer Credit Panel/Equifax Connect with us: Facebook:  /whatsyour1more
 Twitter:  /whatsyour1more
 Instagram:  /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in or have any questions about how to obtain a home loan, feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! [00:00] - Intro: What’s in this episode?
 [00:05] - Are consumers overextended or done spending?
 [00:50] - Credit card debt hits $1.21 trillion
 [02:17] - Who is struggling the most with debt?
 [03:10] - Retail sales hit a 2-year low
 [04:45] - Is high credit card interest stopping spending?
 [06:00] - The truth about home sales dropping
 [07:30] - Why January home sales always dip
 [08:40] - Are housing crash predictions just fear-mongering?
 [09:50] - What the Federal Reserve is signaling next
 [12:00] - Why the biggest mortgage buyer is coming back
 [14:20] - Will mortgage rates hit 5% this year?
 [16:05] - Elon Musk’s “5 things” ultimatum explained
 [17:30] - Could fake employees be getting exposed?
 [18:15] - Would you pass Elon’s test?
 [19:00] - Will taxpayers actually get $5,000 refunds?
 [20:30] - Could refunds backfire and fuel inflation?
 [21:15] - Final thoughts & what to watch next

    ٢٠ من الدقائق
  3. Ep.234 - GOLD • INFLATION • THE FED : What's behind the numbers?

    ١٧ فبراير

    Ep.234 - GOLD • INFLATION • THE FED : What's behind the numbers?

    🔑 Don't forget to like and subscribe to What’s Your 1 More Podcast! How does the latest CPI report impact homeowners and mortgage rates? In this episode, Quinton Harris breaks down the unexpected inflation spike, its effect on interest rate cuts, and what the U.S. Treasury is doing to drive down the 10-year yield. Plus, hear a personal story about burying the hatchet and why respect matters in today’s world. "We don’t have to agree with everyone’s stance, but we should respect it." — Quinton Harris Connect with us: Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in or have any questions about how to obtain a home loan, feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean a lot to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 👍 Special thanks to MBS Highway for providing the data and charts featured in this episode. [0:00] - Intro: CPI report and market reaction [0:15] - Treasury strategies to offset inflation impact [0:30] - CPI report’s unexpected numbers and market response [1:18] - 10-year Treasury yield and its impact on mortgage rates [1:53] - Inflation’s effect on rate cut expectations [2:07] - Breaking down shelter costs in CPI data [2:39] - Food and energy price spikes explained [3:14] - How lagging data skews inflation readings [4:03] - The U.S. Treasury’s plan to revalue gold reserves [5:22] - Mortgage rates and bond market connection [6:11] - What lower Treasury issuance could mean for homeowners [ 7:08] - A personal story: Burying the hatchet [8:37] - Why respect matters in today’s divided world [9:19] - Closing thoughts: Market outlook and final takeaways

    ١٦ من الدقائق
  4. Ep. 233 How Jobs Impact Real Estate

    ١١ فبراير

    Ep. 233 How Jobs Impact Real Estate

    📢 Ep. 233 Like & Subscribe for the latest market insights! Are you a homeowner looking to save money on your mortgage? In this episode, we break down the latest job market trends, interest rate forecasts, and what they mean for homebuyers and sellers. With potential rate cuts on the horizon, now is the time to strategize. We discuss how job reports influence the Federal Reserve’s decisions, why inventory shifts could create a real estate rush, and how to prepare for the best mortgage opportunities. Don’t miss these key insights that could help you make smarter financial moves in 2025! "You want to be on the front end of the peak—not competing when everyone else jumps in." – Quinton Harris   [00:00] - Intro: Super Bowl, Jobs, and Rates [00:41] - Super Bowl History and Market Parallels [01:27] - Why Jobs Week Matters for Homeowners [02:14] - Fed Rate Cuts: What’s Coming Next? [03:07] - Job Market Trends and Real Estate Impact [04:20] - Breaking Down the JOLTS Report [05:35] - Private Sector Job Growth Insights [06:50] - Unemployment Rate and Labor Market Analysis [08:15] - How Inflation Trends Could Help Homebuyers [09:40] - March Fed Meeting: Key Expectations [11:05] - Mortgage Rate Predictions and Home Affordability [12:30] - Why Timing Matters in Real Estate [14:10] - Market Outlook for Homebuyers and Sellers [15:45] - Final Thoughts: Get Ready for Rate Cuts   Connect with us: Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 🏡 Need a home loan or have ANY questions? Reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback means the world to us and helps shape future episodes of What’s Your One More! Thank you for being part of our community! 🚀 Special thanks to MBS Highway for providing the data and charts featured in this episode.

    ١٧ من الدقائق
  5. Ep 232: Mortgage Rates DROPPING – Here's Why!

    ٣ فبراير

    Ep 232: Mortgage Rates DROPPING – Here's Why!

    🔥 Episode 232 : Like & Subscribe to the “What’s Your 1 More” Podcast! 🔥 Are you a homeowner or future homebuyer looking to save money in this market? In this episode, Quinton breaks down the latest Federal Reserve meeting and how its decisions impact mortgage rates, real estate trends, and your financial future. With rate cuts on the horizon, market shifts happening fast, and investor confidence growing, now might be the perfect time to take action. We discuss why mortgage rates are already moving lower—even before the Fed officially cuts rates—and what that means for affordability in the coming months. If you’ve been waiting for the right time to buy or refinance, this episode is for you! 💡 "If you’ve been on the sidelines waiting for lower rates, now’s the time to get ready." – Quinton Harris Connect with us: 📍 Facebook: /whatsyour1more 📍 Twitter: /whatsyour1more 📍 Instagram: /whatsyour1more 🎧 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 🏡 Need a home loan or have ANY questions? Reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your engagement helps shape future episodes of What’s Your One More! Thank you for being part of our community! 🚀 Special thanks to MBS Highway at https://www.highway.ai/ [00:00] - Intro: Fed rate cuts & forecasts [00:37] - Austin real estate insights [01:10] - Don’t believe every housing headline [01:55] - Powell’s first podium under new admin [02:40] - How the Fed impacts mortgage rates [03:50] - Fed’s inflation statement change [05:00] - Rate cuts: 4 to 6 expected? [06:15] - How executive orders could impact housing affordability [07:30] - Why mortgage rates are dropping [08:40] - Rates below 6.5% by March? [09:55] - Stock market overinflated? [10:30] - Powell on crypto regulation [11:40] - Is the job market weaker? [12:50] - Final thoughts for homeowners

    ١٤ من الدقائق
  6. Ep. 231 - How to Save Thousands WITHOUT Refinancing

    ٢٧ يناير

    Ep. 231 - How to Save Thousands WITHOUT Refinancing

    👍 Like and subscribe to the “What’s Your 1 More” Podcast for more actionable advice on managing your finances! Homeowners, what if you could lower your mortgage interest rate without refinancing? In this episode, Quinton Harris shares how small steps like making extra payments, using your tax return wisely, and switching to bi-weekly payments can save you thousands. Learn how just $100 extra per month or one additional annual payment can shorten your loan term by years and reduce your overall interest by tens of thousands of dollars. If your mortgage rate is above 6.875%, this episode is a must-watch. "The less interest you pay, the more you're putting back into your own pocket—every dollar matters." – Quinton Harris [00:00:00] - Intro and mortgage hacks. [00:01:09] - Why refinancing may not be the best option. [00:02:40] - How making extra payments can save you money. [00:03:39] - Using your tax refund to make an extra payment. [00:04:32] - A mock mortgage illustrates how making extra payments can save you money. [00:07:33] - Why lenders don't want you to make extra payments. [00:08:00] - Recasting your mortgage after making a large lump-sum payment. [00:09:20] - How making bi-weekly payments can help you pay off your mortgage faster. [00:12:23] - The importance of educating yourself about mortgage hacks. [00:12:45] - The upcoming Fed meeting and its potential impact on interest rates. [00:13:05] - Overview Connect with us:
 Facebook: /whatsyour1more
 Twitter: /whatsyour1more
 Instagram: /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in or have any questions about how to obtain a home loan, feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community!

    ١٥ من الدقائق
  7. Ep. 230 Fed Rate Cuts - SOONER THAN YOU THINK!

    ٢٠ يناير

    Ep. 230 Fed Rate Cuts - SOONER THAN YOU THINK!

    📢 📢 Don’t miss a single episode—subscribe to What’s Your One More for insights that keep you ahead! Are the Fed’s rate cuts coming faster than we think? In this episode of What’s Your One More, Quinton Harris breaks down why “jobs over inflation” is the Federal Reserve’s current focus and how key metrics suggest a shift is imminent. Quinton shares his bold forecast of up to six Fed rate cuts this year and dives into the discrepancies in unemployment data, including why seasonal and part-time jobs paint an incomplete picture of economic health. Quinton also sheds light on consumer sentiment and its role in driving the economy, emphasizing how rising part-time work, ghost job postings, and longer durations to secure full-time employment are creating ripple effects across industries. As Quinton puts it, “It’s not just about creating jobs; it’s about creating jobs that last—and right now, that’s not what we’re seeing.” [00:00] - Intro: Fed rate cuts and forecasts [01:10] - Jobs over inflation: Fed's focus shift [ 02:25] - Seasonal job trends and unemployment [03:35] - Part-time vs. full-time job realities [05:00] - Flaws in unemployment data [06:30] - Unemployment and potential rate cuts [07:50] - Ghost jobs and second jobs [09:00] - Loan People [10:35] - Earnings vs. real income trends [12:15] - Consumer sentiment's economic role [14:10] - Fed rate cut predictions [16:00] - Housing inventory challenges [17:25] - CPI data and rate trends [18:30] - Closing thoughts and call to action Special thanks to MBS Highway for providing the data and charts featured in this episode. Connect with us: Facebook: / whatsyour1more Twitter: / whatsyour1more Instagram: / whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... If you are interested in or have any questions about how to obtain a home loan feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community!

    ٢٠ من الدقائق

  8. ١٥ يناير

    Ep. 229 - Save Money on Your Mortgage in 2025

    Can You Really Save Money on Your Mortgage in 2025? In episode 229, host Quinton Harris shares actionable insights on how homeowners can save money on their mortgage payments in the new year. From understanding private mortgage insurance (PMI) to learning strategies for its removal, Quinton demystifies complex mortgage topics to help listeners take control of their finances. This episode is packed with practical advice, including how to identify if your loan qualifies for PMI removal, the steps needed to accelerate the process, and how automated models like Fannie Mae and Freddie Mac’s tools are reshaping the landscape. Whether you’re a new homeowner or someone looking to reduce monthly expenses, this episode equips you with the knowledge to make informed financial decisions. [00:00] - Welcome to Episode 229: Saving Money in 2025[02:17] - Why PMI Exists and How It Affects Your Mortgage[08:00] - Three Strategies to Remove PMI: Which One Works for You?[15:45] - The Role of Home Improvements in PMI Removal[19:00] - Fannie Mae & Freddie Mac’s Automated Models Explained[23:00] - Practical Tips for Talking to Your Mortgage Servicer Key Quotes: “PMI is designed to protect the lender, not the borrower.” - Quinton Harris “If you’ve been in your home for more than 24 months, you have options for getting rid of PMI.” - Quinton Harris ______________________ Listen to episode 35 here: https://podcasts.apple.com/au/podcast/ep-35-how-to-remove-private-mortgage-insurance-the-right-way/id1647180355?i=1000601809497 Connect with us:Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... LoanPeople: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

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"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

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    Quinton Harris
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    © 2025 What's Your 1 More?
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    What's Your 1 More?

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