Federal Retirement Experts with Gregory Jameson Gregory Jameson

Some federal employees will have the option to take a phased retirement, which will allow them to continue working in a smaller capacity while a replacement is brought on. Who is eligible for a phased retirement and what financial considerations need to be discussed before deciding if it’s a good option for you?

Here’s some of what we discuss in this episode:
00:00 - Introduction
00:45 - What is Phased Retirement?
02:47 - Duration of Phased Retirement
04:55 - Financial Considerations
07:05 - Who is Phased Retirement Suitable For?
08:27 - Satisfaction with Phased Retirement
09:10 - Benefits Analysis and Conclusion


Learn more about our team: https://www.federalretirementexperts.com/about-us
Get in touch with us: https://www.federalretirementexperts.com/contact-us

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The Thrift Savings Plan (TSP) for federal employees plays a crucial role in retirement planning, and it’s important to understand your options and the best ways to utilize the account. Whether you're diligently working towards retirement or already considering your income streams post-career, the TSP is a pillar you can't afford to overlook. 
 
Here’s some of what we discuss in this episode:
0:00 – Intro 
1:40 – What is the TSP
4:44 – Traditional vs Roth
6:34 – Investing   
11:42 – Creating income from your TSP


Learn more about our team: https://www.federalretirementexperts.com/about-us
Get in touch with us: https://www.federalretirementexperts.com/contact-us

Watch the Podcast on YouTube: https://bit.ly/3rGJHi0

Today we have a special show for you as we welcome on one of our clients to talk about their experience preparing for retirement with Federal Retirement Experts. Kathy is a park ranger with the National Park Services and just two months from retirement. She’s been working with Gregory and FRE to prepare for the next chapter of her life, which will be busy taking care of animals, traveling, and spending time with family.

Here’s some of what we discuss in this episode:
0:00 – Intro
1:23 – How did she learn about FRE
2:15 – The experience so far
3:41 – Her biggest retirement concern
6:00 – Behind the planning process
7:39 – Retirement seminars provided by the government
10:49 – Gregory’s experience working with Kathy 
12:43 – Retirement plans 


Learn more about our team: https://www.federalretirementexperts.com/about-us
Get in touch with us: https://www.federalretirementexperts.com/contact-us

Watch the Podcast on YouTube: https://bit.ly/3rGJHi0

Are you prepared for what lies ahead? The future is unpredictable, but what if you could secure your golden years with long-term care insurance? It’s not something we want to think about, but it’s important to make sure you’re covered and your family is taken care of if this long-term care is ever needed for you. 
This episode is loaded with everything you need to know about this safeguard. We tackle the costs, who genuinely needs it, and alternate options accessible for your consideration. We also touch on the government's skepticism about the feasibility of continuing this coverage for federal employees, and the possibility of self-pay options using your savings and other resources.

Here’s some of what we discuss in this episode:
0:00 – Intro2:14 – How long-term care coverage actually works 3:34 – When should you start discussing LTC?  4:09 – Two-year suspension of long-term care coverage for federal employees 6:51 – Understanding the different coverage options 9:37 – Self-paying for care 11:59 – How Federal Retirement Experts help with LTC 

Learn more about our team: https://www.federalretirementexperts.com/about-us
Get in touch with us: https://www.federalretirementexperts.com/contact-us

Watch the Podcast on YouTube: https://bit.ly/3rGJHi0

The complexities of retirement planning and insurance coverage often present a challenge for federal employees. Among these complexities is Federal Employee Group Life Insurance (FEGLI) and the different types of policies that are available. This is an important benefit for federal employees so we want to help you understand all of your options and make the best choices for your financial future.

Here’s some of what we discuss in this episode:
0:00 – Intro
1:42 – The basic coverage you automatically enrolled in 
2:42 – Reduction options available in retirement 
7:19 – Option A coverage
8:17 – Option B is a big step up in cost
13:31 – Every 5 years the premium increases for Option B 
15:00 – Option C 


Learn more about our team: https://www.federalretirementexperts.com/about-us
Get in touch with us: https://www.federalretirementexperts.com/contact-us

Watch the Podcast on YouTube: https://bit.ly/3rGJHi0

If you're a federal employee approaching retirement, understanding your survivor benefits and the impact of your choices on your future is crucial. Survivor benefits in federal retirement are not just a financial issue, they also play a vital role in securing healthcare for your spouse in retirement. This episode offers an in-depth exploration of these benefits and the vital decisions that come with them.

Here’s some of what we discuss in this episode:
0:00 - Intro1:18 – What is a survivor benefit? How does it work?8:02 – Does everyone need a survivor benefit plan?10:50 – Is the survivor benefit plan set in stone?11:40 – What is the Federal Employee Benefits Analysis like?Learn more about our team: https://www.federalretirementexperts.com/about-us
Get in touch with us: https://www.federalretirementexperts.com/contact-us

Watch the Podcast on YouTube: https://bit.ly/3rGJHi0