7 episodes
Happy HomeOwner Podcast Dan Keller
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- Business
This is not your parent's economy. Traditional education around mortgage, money, real estate and investing isn't equipped to get you to your financial finish line! The lack of financial education cost Americans 450 billion in 2022! Today, we're finding that homeowners are equity rich and cash poor.. another word for broke, and get this, 78% of Americans are living paycheck to paycheck. This needs to change!We help great people like you make smart financial choices, beginning with their mortgage so they can become Happy Homeowners one day! As a top 1% mortgage advisor in America, and successful equities and real estate investor, I bring in guests and relevant content that teaches you modern money and financial fundamentals we all need learn and apply to be Happy Homeowners!
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How To Fish For Summer Chinook in the Puget Sound With John Martinis
This week on another outdoor edition of the Happy Homeowner Podcast, Dan Keller and John Martinis talk summer chinook fishing. Opening dates, type of gear, locations, trolling speed, set-ups, and additional strategies to help you put more fish in your boat!Reach out to Dan Keller for more information on mortgages or buying a home - http://www.mymortgageguydan.comHere's are the links of the gear we discussed that has proven to catch fish year in and year out!
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Your Homeowner’s Insurance - What To Do When Mayhem Hits
I am excited to share a great conversation with you this week that will help you better understand homeowners insurance and what to do IF something bad happens, because it’s not a matter of IF, but WHEN.. What do you do if your home floods or a tree falls through your roof? My guest this week is Luke Blankenship from Washington insurance Group. Luke and I walk you through the steps of what to do if you need to use your homeowner’s insurance. We run though a couple different scenarios, wh...
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How To Finance Short-term Rentals (Airbnb and VRBOs)
DSCR stands for Debt Service Coverage Ratio. Think of this as an investor loan for both short (airbnb) and long term rentals. A little background on what a DSCR loan is:The formula for the debt-service coverage ratio requires net operating income and the total debt servicing for the entity. Net operating income is a company's revenue minus certain operating expenses (COE), not including taxes and interest payments. It is often considered the equivalent of earnings before interest a...
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Will 2023 Be A First Time Home Buyer's Market In Seattle?
2023 is shaping up to look like a buyer's market in Seattle, especially and finally for first time homebuyers! Today we bring you the Ultimate First Time Homebuyer's Guide to buying a home in 2023.Our guest this month is Danny Greco. Danny is a real estate agent with Keller Williams Realty in Seattle. He specializes in working w/ first time homebuyers and has a unique approach to guiding buyers through the home buying decision using current data, personal finance, and his experien...
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Why Today’s Homebuyers Are The Most Educated In The History Of The Housing Market
Today’s buyers haven’t disappeared, they are just quietly watching the market. They are more educated and attentive to value in price more than ever before. Today’s episode will fill you in one what they are looking at.
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Price Reductions DO NOT Equal Value Reductions With Janet Spesock, Keller Williams Realty
Advice matters now more than ever. The media will tell you home values are dropping, but data shows King and Snohomish County both had a 6% increase in home values during May of 2022. Tune in to learn more about the market so you can make a smart decision when it comes to your money.