93 episodes

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

Smart Money Happy Hour with Rachel Cruze and George Kamel Ramsey Network

    • Business
    • 4.9 • 2.6K Ratings

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

    Should We Sell It All and Be Homesteaders?

    Should We Sell It All and Be Homesteaders?

    💵 Sign up for EveryDollar today. Create a free budget!
     
    Ever think about turning your back on city life for wide, open spaces and self-sufficiency? From trendy aesthetics to what it really costs to live off the land, Rachel and George are exploring the allure of homesteading to see if the simple life truly is better.

    Next Steps
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
    ·      🎓 Learn to win with money by enrolling in Financial Peace University.

    Offers From Today's Sponsors
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney. 

    Today’s Happy Hour Special: Earl Grey Tea and Tonic Mocktail 🍸
    Recipe: Simply Recipes

    Ingredients:
    Earl Grey Tea Syrup
    ·      1 cup sugar
    ·      1/2 cup water
    ·      2–3 Earl Grey tea bags

    Mocktail
    ·      3/4 ounce Earl Grey tea syrup
    ·      1/2 ounce freshly squeezed lemon juice
    ·      3–4 ounces tonic water
    ·      8 ounces crushed ice

    Instructions:
    To make the syrup, combine the water and sugar and bring it to a boil, then remove from the heat. Add the tea bags to steep and let it cool in the fridge for 30 minutes. Fill a highball glass with ice, then pour in the cooled syrup, lemon juice and tonic water. Gently stir and serve.
     
    Listen to More From Ramsey Network
    🎙️ The Ramsey Show
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 36 min
    Extreme Makeover: Personal Finance Edition

    Extreme Makeover: Personal Finance Edition

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    In this week's episode, George and Rachel are giving financial transformations a nostalgic twist by channeling early 2000s makeover shows, complete with dramatic "before and after" reveals. 
     
    Next Steps 

    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  

    🎓 Learn to win with money by enrolling in Financial Peace University. 

     
    Offers From Today's Sponsors 
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to http://joindeleteme.com/smartmoney.   
     
    Today’s Happy Hour Special: 🍸 Strawberry Basil Martini 
     Recipe: Styled by Daisies 
     Ingredients: 

    2 ounces gin  

    3/4 ounce strawberry simple syrup 

    4 basil leaves 

    1 ounce lemon juice 

    1 egg white  

    
    Instructions: 
    In a cocktail shaker, combine the gin, strawberry syrup, lemon juice, basil, and egg white. Dry shake, add 5–7 cubes of ice, then shake again. Strain into a chilled martini glass and garnish with a strawberry slice. 
     
    Listen to More From Ramsey Network 
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show 
    💡 The Rachel Cruze Show 
    💸 The Ramsey Show Highlights 
    💰 George Kamel 
    💼 The Ken Coleman Show 
    📈 EntreLeadership 
     
    Ramsey Solutions Privacy Policy 

    • 48 min
    Money Motives Hidden in Shocking True Crime Stories

    Money Motives Hidden in Shocking True Crime Stories

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    Ever wonder how far some people will go for money? Join George and Rachel as they unravel the dark side of money psychology and its gripping ties to true crime. From insurance payouts to money laundering, they’re uncovering what makes money a motive for crime.

    Next Steps
    ·      🖋️ Make a plan for your legacy today! Create your state-specific will online with the help of Mama Bear Legal Forms.
    ·     🔐 Protect your family’s future. Get free term life insurance quotes from Zander Insurance.
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Offers From Today's Sponsors
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney. 

    Today’s Happy Hour Special:🍸 Black Widow
     
    Ingredients:
    ·      1 ounce vodka
    ·      2 ounces Chambord raspberry liqueur
    ·      1/2 teaspoon activated charcoal powder
    ·      1 teaspoon lime juice
    ·      1 teaspoon simple syrup
    ·      2 dashes Peychaud’s bitters
    ·      2-3 Blackberries

    Instructions:
    Pour vodka, raspberry liqueur, charcoal powder, lime juice, simple syrup and bitters in a cocktail shaker filled with ice. Shake and strain into glass. Top with blackberries for garnish.
     
    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 30 min
    Can You Answer This Money Trivia?

    Can You Answer This Money Trivia?

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    If “financial literacy” is as foreign to you as our obsession with avocado toast, that could cost you a lot more than an embarrassing moment at brunch. Join Rachel and George for a breakdown of all the financial terms you need to know. But don’t worry, they’ll be attempting some random trivia of their own.

    Next Steps
    ·      💰 It’s never too late to learn about personal finance! Learn more about any financial topic at ramsey solutions dot com.
    ·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    An Offer From Today's Sponsor 
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan now .

    Today’s Happy Hour Special:🍸 Margarita Mocktail
    Recipe: Sugar and Charm

    Ingredients:
    ·      1 ounce lime juice
    ·      1 ounce lemon juice
    ·     1 ounce simple syrup
    ·      3 ounces club soda
    ·      Himalayan pink salt
    ·      4 ice cubes

    Instructions: Fill a cocktail shaker with ice and add in the lemon juice, lime juice and simple syrup. Shake. Dip the rim of your glass into lime juice and Himalayan pink salt and add ice. Strain the mocktail into the salt-rimmed glass. Optional: Garnish with a lime wheel.

    Listen to More From Ramsey Network

    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 23 min
    Are These Status Symbols Timeless or Tired?

    Are These Status Symbols Timeless or Tired?

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    What do puka shells, water beds and lifted trucks have in common? They’re all status symbols (or were at some point). In this episode, Rachel and George will unpack the most popular and bizarre status symbols from throughout history and around the world. They’ll also reveal which ones are worth pursuing—and how to not break the bank in the process.

    Next Steps
    ·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
     
    Offers From Today's Sponsors
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to http://joindeleteme.com/smartmoney.  🙌
     
    Today’s Happy Hour Special 🍸 Chai White Russian
    Recipe: Cocktailwave.com

    Ingredients:
    ·      2 ounces vodka
    ·      1 ounce coffee liqueur
    ·      2 bags chai tea
    ·      1 ounce cream

    Instructions: Brew a strong cup of chai tea and let it cool. Stir together with vodka and coffee liqueur. Top with cream and stir gently.

    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 39 min
    Celebrating Birthdays Without Breaking the Bank

    Celebrating Birthdays Without Breaking the Bank

    💵 Sign up for EveryDollar today. Create a free budget! 

    Cue the confetti! What better way to celebrate Rachel's and George’s birthdays than with some birthday-themed trends and trivia, the birthday freebie list that dreams are made of, and affordable gift ideas. Plus, they’ll give their best tips for throwing a birthday bash on a budget.

    Next Steps
    ·      📘 Check out Rachel’s newest book for a sweet way to talk to your kids about the most important gifts in their lives.
     
    ·      💵 Start budgeting today! Go to everydollar.com/smartmoney to get $15 off the premium version of EveryDollar.
     
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Today’s Happy Hour Special 🍸 Paper Plane
    Recipe: Liquor.com

    Ingredients:
    ·      3/4 ounce bourbon
    ·      3/4 ounce Aperol
    ·      3/4 ounce Amaro Nonino Quintessentia
    ·      3/4 ounce lemon juice, freshly squeezed
    ·      Ice

    Instructions: Add the bourbon, Aperol, Amaro Nonino and lemon juice into a shaker with ice and shake until well chilled. Strain into a coupe glass.   

    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 35 min

Customer Reviews

4.9 out of 5
2.6K Ratings

2.6K Ratings

JessPotterTown ,

My Fav Podcast

I’m new to this podcast and have loved listening! Rachel and George are incredibly fun and hilarious. I love their topics, which are relevant, current, and helpful. This is my favorite podcast to listen to 😁

pastypastypastypastypastypasty ,

Not Loving the Live Shows

The regular episodes are great and the reason the show is my favorite Ramsey Show! The live episodes are cringe. George tries too hard to be funny live and it’s like his demeanor changes to fit the audience’s vibe. It might be pleasant if you’re in the audience, but as someone who solely listens through Apple Podcasts, I usually have to skip the live episodes. Rachel seems to be the same live vs recorded, so that’s a bonus.

LilC67 ,

Never miss an episode

I LOVE this show and never miss an episode. Rachel and George show how you can have fun while being responsible finanicial stewards. I laugh out loud EVERY episode. These two have great chemistry.

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