230 episodes

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

The Rachel Cruze Show Ramsey Network

    • Education
    • 4.7 • 3.5K Ratings

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

    Fool-Proof Ways to Get Your Spending In Check

    Fool-Proof Ways to Get Your Spending In Check

    💵 Start your free budget today. Download the EveryDollar app!
    From costly marketing gimmicks and unnecessary impulse buys to hidden budgeting mistakes—in this episode, I'll share smart "spaving" tips, effective budgeting advice, and what's truly worth your money.

    In This Episode:
    ·      Does Spending Money to Save Money Actually Work?
    ·      Why Do We Buy Things We Don’t Need?
    ·      4 Ways You’re Ruining Your Budget (Without Realizing It)

    Next Steps
    ·      🎥 Watch my video where I reveal the money trap I fell into and share ways to avoid it.
    ·      🛍️ Check out my video on the 7 things I won’t be buying this year.
    ·      💵 Go to my video about 5 lessons I’ve learned from budgeting.
    ·      💸 Learn to win with money by enrolling in Financial Peace University.
     
    Offers From Today's Sponsors
    ·      🏥 Learn more about Christian Healthcare Ministries.
    ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.

    Listen to More From Ramsey Network
    🍸 Smart Money Happy Hour
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership
     
    Ramsey Solutions Privacy Policy

    • 25 min
    How to Actually Build Wealth on a High Income

    How to Actually Build Wealth on a High Income

    💵 Start your free budget today. Download the EveryDollar app!
    This week, I unpack the reasons some high earners struggle to save, reveal five financial numbers you should keep track of, and provide strategies to transform your income into long-lasting wealth. I also share clever tips for smart money management that will set you up for financial peace.

    In This Episode:
    ·     5 Reasons Wealthy People Are Living Paycheck to Paycheck
    ·     How to Actually Build Wealth on a High Income
    ·      5 Numbers You Must Track to Build Wealth 

    Next Steps
    ·     🎥 Watch my video to learn how to create a budget from scratch.
    ·      🏡 Go to my video for easy ways to pay off your mortgage early.
    ·      💰 Navigate your investments with expert guidance from SmartVestor Pro.
    *Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
    ·      📊 Track your saving progress with the help our Investment Calculator.
     
    Offers From Today's Sponsors
    ·      🏥 Learn more about Christian Healthcare Ministries.
     
    Listen to More From Ramsey Network
    🍸 Smart Money Happy Hour
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💸The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership
     
    Ramsey Solutions Privacy Policy

    • 29 min
    Spend Your Money Without Wasting It

    Spend Your Money Without Wasting It

    💵 Create a free budget. Sign up for EveryDollar today!
    Join in this week’s episode as I share my favorite brand name splurges, dish on popular products that aren't worth their price tag, and reveal signs that you might own too much stuff—it’s all about learning how to spend smart!

    In This Episode:
    ·      Brand Name Products That Are Worth the Money
    ·      Popular Products That Are a Waste of Money
    ·      9 Sneaky Signs You Own Too Much Stuff

    Next Steps 
    ·      🎥 Watch my video on the Amazon picks I’m currently loving and hating.
    ·     🩺 Check out my video on which types of insurance you do and don’t need.
    ·      💵 Go to my video with Minimal Mom where we reveal what we don’t spend money on.
    ·      🚑 Get a free quote! Shop for health coverage you can trust from Zander Insurance.
     
    Offers From Today's Sponsors
    ·      🏥 Learn more about Christian Healthcare Ministries.
    ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.
     
    Listen to More From Ramsey Network
    🍸 Smart Money Happy Hour
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 The EntreLeadership Podcast
      
    Ramsey Solutions Privacy Policy

    • 30 min
    Habits That Boost Your Wealth-Building Progress

    Habits That Boost Your Wealth-Building Progress

    💵 Sign up for EveryDollar today. Create a free budget!

    This week, I'm talking about what to do once you’ve saved your first $1,000, revealing the hidden truth behind 0% interest deals, and exploring successful investing routines. I weigh in on some popular financial advice, offer smart steps for saving, and share habits that help grow your wealth.

    In This Episode:
    ·      5 Things to Do After Saving $1000
    ·      What’s the Catch With 0% Interest?
    ·      My Annual Investment Routine

    Next Steps
    ·      🎥 Watch my video on 25 fast ways to save $1,000.

    ·      🚗 Check out my video on five cars to never waste your money.

    ·     💵 Go to my video revealing six legit ways to earn passive income.

    ·      💸 Learn to win with money by enrolling in Financial Peace University.
     
    ·     💰 Navigate your investments with expert guidance from SmartVestor Pro.
    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

    Offers From Today's Sponsors
    ·      🏥 Learn more about Christian Healthcare Ministries.

    ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription

    Listen to More From Ramsey Network
    🍸 Smart Money Happy Hour
    🎙️ The Ramsey Show  
    🧠  The Dr. John Delony Show
    💸  The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership
      
    Ramsey Solutions Privacy Policy

    • 33 min
    Clever Hacks to Help You Thrive Financially

    Clever Hacks to Help You Thrive Financially

    💵 Sign up for EveryDollar today. Create a free budget!
      
    Learning how to save and invest your money the right way is a crucial step toward achieving financial security—and more importantly, financial peace. Here’s how you can get started at any level.
     
    Next Steps 
    ·     📈 Connect with a SmartVestor Pro in your area today!
    ·     💻 Start building wealth with Financial Peace University.
     
    Offers From Today's Sponsors 
    ·   🏥 Learn more about Christian Healthcare Ministries. 
    ·   🧩 Use code Rachel20 for 20% off your TruPlay annual subscription
     
    Listen to More From Ramsey Network 
    🎙️ The Ramsey Show   
    🧠 The Dr. John Delony Show 
    🍸 Smart Money Happy Hour 
    💡 The Rachel Cruze Show 
    💸 The Ramsey Show Highlights 
    💰 George Kamel 
    💼 The Ken Coleman Show 
    📈 EntreLeadership 
     
    Ramsey Solutions Privacy Policy 

    • 27 min
    Stop Technology From Controlling Your Life (and Money)

    Stop Technology From Controlling Your Life (and Money)

    💵 Sign up for EveryDollar today. Create a free budget! 

    In this week's episode, I'm talking about fun ways to get little ones to love playing outside, unpacking "money dysmorphia" with tips for a healthy money mindset, and responding to your most-asked Instagram questions on finance and more. 

    In This Episode: 

    Five ways to really get kids off screens (with Ginny Yurich) 

    The real reason you feel behind financially 

    The top five questions I get asked on Instagram 


    Next Steps 

    🎥 Watch my video on 21 fun and budget-friendly things to do with kids.  

    😊 Check out my video on how feeling fulfilled can help save you money.  

    💰 Go to my video where I break down which budgeting method actually works. 

    📔 Pick up a copy of my new kids book, I'm Glad for Where I Am.  

    ✅ Keep up with Ginny Yurich on Instagram.  

    📖 Grab a copy of Ginny’s book Until the Streetlights Come On. 

    🌱 Listen to Rachel’s guest episode with Ginny on The 1000 Hours Outside Podcast. 

    📚 Shop for my recent reads below!  


    Wild Things: The Art of Nurturing Boys 


    The Women 


    The Teacher 

      
    Offers From Today's Sponsors 
    🏥 Learn more about Christian Healthcare Ministries. 

    Listen to More From Ramsey Network 
    🍸 Smart Money Happy Hour 
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show 
    💸 The Ramsey Show Highlights 
    💰 George Kamel 
    💼 The Ken Coleman Show 
    📈 EntreLeadership 
     
    Ramsey Solutions Privacy Policy 

    • 37 min

Customer Reviews

4.7 out of 5
3.5K Ratings

3.5K Ratings

Mpalser ,

Thank you!!

I love the authenticity!!

SkyWriter ,

Refreshing Advice About Money

Rachel not only knows the topic from top to bottom but can express it in a way that everyone can understand. She is enthusiastic and positive to listen to. In addition to the “theory” of personal finance she also provides a plethora of practical day-to-day tips that everyone can use. If you want to learn both the how and why of managing your money and receive practical examples you can use today listen to Rachel!

Dtregre ,

I love her financial tips!

Rachel has great ideas and very worth listening to while making it fun. Her podcasts has help me to kick my butt in gear and getting my life together.

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