364 episodes

Fintech Nexus is the leading media and events company for innovation in financial services. This podcast feed contains audio from sessions held at past events, webinars, and news shows

Fintech Nexus Fintech Nexus

    • News
    • 5.0 • 7 Ratings

Fintech Nexus is the leading media and events company for innovation in financial services. This podcast feed contains audio from sessions held at past events, webinars, and news shows

    Fintech One-on-One: Tommy Nicholas, CEO & Co-Founder of Alloy

    Fintech One-on-One: Tommy Nicholas, CEO & Co-Founder of Alloy

    The anti-fraud space has really heated up this past 12 months as fraud attempts have been on the rise and bad actors have become more sophisticated. Often, it can feel like an increasingly difficult battle to win, but there is reason for optimism.
    My next guest on the Fintech One-on-One podcast is Tommy Nicholas, the CEO and Co-Founder of Alloy. Tommy lays out in exceptional detail and with great passion why there is reason for optimism today. He also provides a blueprint for how banks and fintechs should be approaching their anti-fraud efforts. This is the third and final interview in the series I conducted at Fintech Meetup.
    In this podcast you will learn:
    The inspiration and motivation for the founding of Alloy.A description of their product offerings.Why it was so difficult to build their products.How fraud attacks have changed over the last 12-18 months.How new fintechs develop their fraud protocols.How to avoid the death spiral to zero good customers.The role social media has had in increasing first-party fraud.What is leading to an increase in fraud attempts recently.The types of fraud he is seeing today and how it is preventable.Details of the newly announced Alloy for Embedded Finance.How it will transform bank-fintech partnerships.The luck they have had in the timing of this launch.Connect with Tommy Nicholas on LinkedIn
    Connect with Alloy on LinkedIn
    Connect with Fintech One-on-One:
    Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

    • 38 min
    Fintech One-on-One: Christina Riechers, General Manger of Square

    Fintech One-on-One: Christina Riechers, General Manger of Square

    I don't think any fintech company has done more for small business than Square. They started with payment acceptance and have since expanded into many different areas of fintech. In fact, their lending business is now the largest in all of fintech. But it was the addition of Square Banking that has allowed this fintech pioneer to bring it all together.
    My next guest on the Fintech One-on-One podcast is Christina Riechers, the General Manager of Square Banking. She has been at Square nine years and was one of the architects of Square's push into banking. This is the second podcast in the series that I recorded live at Fintech Meetup in early March.
    In this podcast you will learn:
    What first attracted Christina to Square.Block's mission and how that resonated with her.The origins of Square Banking and Christina's role in it.How they built out their banking capabilities.The different starting points for small businesses in joining their ecosystem.Why established small business switch to Square Banking.The scale they are at today for Square Lending.How they are underwriting these loans.How they are able to see a holistic view of the small business's finances.How their customers are using the proceeds from their Square loans.The astounding percentage of women-owned business they are serving.What is top of mind for Square sellers today.How their payroll service works.What integration opportunities there are between Cash App, Afterpay and Square Banking.What they doing around Generative AI.The fintech trends that Christina is paying closest attention to right now.Connect with Christina on LinkedIn
    Connect with Square on LinkedIn
    Connect with Fintech One-on-One:
    Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

    • 31 min
    Fintech One-on-One: Chris Dean, Co-Founder & CEO of Treasury Prime

    Fintech One-on-One: Chris Dean, Co-Founder & CEO of Treasury Prime

    The area of fintech that has been in the news most so far this year is, without doubt, banking as a service (BaaS). We have seen consent orders, layoffs, banks ending fintech programs, ongoing disputes between BaaS companies and fintechs and there have been pivots from some of the BaaS providers.
    My next guest on the Fintech One-on-One podcast is Chris Dean, the CEO and Co-Founder of Treasury Prime. They were one of the original BaaS providers and have recently announced a pivot to working directly with banks. This resulted in the layoff of around half of the company. We do a deep dive into this pivot during our conversation, which took place live at the recent Fintech Meetup in Las Vegas.
    In this podcast you will learn:
    How his experience at Silicon Valley Bank led to the founding of Treasury Prime.Their original three lines of business.The driving force behind their pivot to dealing with banks directly.The reaction they have received from their fintech clients.How their direct service works for banks.Why banks will continue to want to partner with fintechs.Details of the process they go through when onboarding a new bank.The different ways that are working with banks today.Why Chris thinks the original banking as a service model is dead.Why banks have been universally positive on their recent pivot.How involved they are with the fintech sales process at the bank.The impact on the fintech startup scene of banks only wanting to work with established fintechs.Their approach to compliance automation.Why he never sees the alternative core banking providers.How Chris sees the bank-fintech partnerships evolving in the long term.How he defines success going forward.Connect with Chris Dean on LinkedIn
    Connect with Treasury Prime on LinkedIn
    Connect with Fintech One-on-One:
    Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

    • 28 min
    Fintech One-on-One: Julie Szudarek, CEO of Self Financial

    Fintech One-on-One: Julie Szudarek, CEO of Self Financial

    Until fintech came along, there was a serious catch-22 when it came to establishing credit. There was no easy way to establish your own credit score without first obtaining credit. This became a real problem with Gen-Z and even younger millennials who have avoided credit cards. But for most people, successfully establishing a good credit score opens doors that are otherwise unavailable. Fintech has come up with some creative solutions to help both establish a credit score or reestablish one that has dropped significantly.
    My next guest on the Fintech One-on-One podcast is Julie Szudarek, the CEO of Self. She has been in this role for almost six months, taking over from founder James Garvey (listen to the episode with James here). Self was the inventor of the credit builder account and the space has grown a lot in the last few years as consumers are more aware than ever of the importance of a good credit score.
    In this podcast you will learn:
    What attracted Julie to the CEO role at Self.How she describes Self today.The different types of people who are coming to Self.How their credit builder account works.What people do once they have been through their 12-month program.What their customers like most about Self.How much on average the typical Self customer increases their credit score.Details of their new rent and bills reporting product.How they approach financial literacy with their customers.How she responds to the criticism of credit builder products.Why they decided to partner with SpringFour.What they do to help their customers when they get into financial difficulty.Why they decided to sponsor the San Antonio Spurs in the NBA.Where is Self going in the short to medium term.

    • 28 min
    Fintech One-on-One: Dan Arlotta, Senior Vice President of Garnet Capital Advisors

    Fintech One-on-One: Dan Arlotta, Senior Vice President of Garnet Capital Advisors

    The secondary loan market has played an important role in the history of fintech lending. It was important for those early loan buyers to know that there was a robust market in place if they needed to sell a loan portfolio. And sometimes platforms would hold the loans on their own balance sheet for a few months before offloading in a secondary loan sale. It was an essential ingredient in the growth of the space.
    My next guest on the Fintech One-on-One podcast is Dan Arlotta, Senior Vice President at Garnet Capital Advisors. He has been around the fintech lending space almost from the beginning and has been putting together loan portfolio sales across the industry. There are few people who know the ins and outs of the loan buying space better than Dan.
    In this podcast you will learn:
    How loan buying in the fintech space has evolved over the past decade.How fintech loans compare to banks and credit unions today.What Dan he being seen in activity in non-performing loans.How tightened credit boxes will impact secondary transactions.How high interest rates have impacted buyer activity.The types of buyers that Garnet works with on secondary sales.What lending platforms they are working with on the fintech side.How it was different working with Figure.The best practices for lenders looking to do secondary loan transactions.Connect with Dan on LinkedIn
    Connect with Garnet Capital Advisors on LinkedIn
    Connect with Fintech One-on-One:
    Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

    • 35 min
    Fintech One-on-One: Adam Famularo, CEO of WorkFusion

    Fintech One-on-One: Adam Famularo, CEO of WorkFusion

    AI is making its way into many areas of banking and fintech but one area where it already has a strong foothold is detecting financial crime. And there are some companies doing new and innovative things with this AI technology here.
    My next guest on the Fintech One-on-One podcast is Adam Famularo, the CEO of WorkFusion. His company has created these AI digital workers that are integrated into the workforce of a bank or fintech. These are real digital assistants that have been brought to life by WorkFusion.
    In this podcast you will learn:
    What attracted Adam to the CEO role at WorkFusion.How he describes the company today.How their AI Digital Workers operate and the different job roles they have.An explanation of the use cases for these digital workers.How they have trained the digital workers.How banks are augmenting these digital workers with their workforce.What kind of feedback they have received by humanizing their AI models.What is involved in the onboarding process.Where the AI digital workers fit within their core software.The typical organizations using WorkFusion today.A couple of case studies from banks using their software.How much they are reliant on LLMs and Gen AI.How they reduce the risk of errors or hallucinations.What this will all look like in five years.How this will impact the human workers interacting with the AI workers.Connect with Adam on LinkedIn
    Connect with WorkFusion on LinkedIn
    Connect with Fintech One-on-One:
    Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

    • 29 min

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