Holiday Spending Hacks: 12 Steps to Build Wealth This Festive Season

The holidays are here, and with them comes the chaos of gifts, parties, travel, and yes—financial stress. But what if this season, instead of just surviving, you started building wealth? In this festive episode of Everyone’s Talkin’ Money, I’m breaking down the 12 Days of Wealth Building—a countdown of 12 small, actionable steps to boost your financial health during the holidays and beyond.

From creating a holiday spending plan to starting a savings account for next year, these tips are designed to be fun, practical, and totally doable—even if you’ve already started the holiday shopping spree. Get ready to finish the year strong and kickstart 2024 with confidence and cash in your pocket.

What You’ll Learn in This Episode:

• Why 70% of Americans overspend on holiday gifts—and how to avoid it.
• How to create a "Holiday Debt Escape Route" to keep your finances in check.
• Why canceling just $50/month in unused subscriptions could turn into $8,300 in 20 years.
• 12 simple actions you can take right now to finish the holidays with your finances intact.

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